FINANCE COMMITTEE 2021/10/18 Minutes
The City of Lake Forest
FINANCE COMMITTEE
Proceedings of the October 18, 2021 Meeting
6:30 p. m. – Remote Access Meeting
I. Call to Order and Roll Call
The meeting was called to order at 6:32 p.m. by Chairman Morris. Present: Chairman Morris,
Mayor Pandaleon, Aldermen Karras, Rummel, Notz, Preschlack, Goshgarian, Buschmann and
Weber. Absent: None. Quorum present. There were approximately 16 present in the audience.
Staff present: Jason Wicha, City Manager; Elizabeth Holleb, Finance Director; Diane Hall, Assistant
Finance Director; Cathy Czerniak, Director of Community Development; Jim Shaw, Director of
Innovation Technology; Michael Thomas, Director of Public Works; Mike Strong, Assistant City
Manager and Julie Tappendorf, City Attorney
Others present: There were approximately 8 people in the audience.
Alderman Morris provided a statement as required by the Open Meetings Act regarding the
decision to hold the Finance Committee Meeting remotely.
II. Consideration of Minutes from the Finance Committee Meeting Held on July 19, 2021
Alderman Rummel made a motion to approve the minutes from the Finance Committee meeting
held on July 19, 2021. The motion was seconded by Alderman Weber. The motion carried
unanimously by roll call vote.
III. City Mission Statement and FY23 Fiscal Policy
Ms. Elizabeth Holleb, Finance Director stated affirming the City’s mission statement and reviewing
the Fiscal Policy begins the budget process. The mission statement was approved by the Finance
Committee starting in 2013 and is affirmed each year.
Alderman Rummel made a motion to affirm the City’s mission statement. The motion was
seconded by Alderman Preschlack. The motion carried unanimously by roll call vote.
Ms. Holleb reviewed recommended changes to the Fiscal Policy. These included adding
language to maintain General Fund reserves at 70% of revenues plus accrued sick and vacation
leave, changing the minimum fund balance in the Water Capital Fund from $0 to $1 million and
adding to debt policies the Finance Director/Treasurer will be responsible for maintaining policies
and procedures related to post-issuance compliance.
The Committee discussed if excess fund balance in the Water Capital Fund could be transferred
to other funds for other uses. Because the revenues are generated in an Enterprise Fund, the
funds are restricted from transferring to another City operating fund with the exception of
administrative service charges paid to the General Fund.
The Committee discussed the City’s policies regarding sick and vacation time.
The Committee discussed the General Fund reserve recommended change and the history of
General fund reserve policies. The General Fund could transfer excess fund balance to the Water
Capital Fund if additional funding was needed.
Alderman Notz made a motion to approve the FY2023 Fiscal Policy. The motion was seconded
by Alderman Weber. The motion carried unanimously by roll call vote.
Finance Committee Meeting
Minutes – October 18, 2021
IV. Police and Fire Pension Funding Update
Ms. Holleb reviewed the April 30, 2021 actuary valuations for the Police and Fire Pension Funds.
Funded ratios have a correlation with investment returns. The funded ratios in both pensions are
much better compared to the previous year. The actuary utilizes a five year smoothing of
investment returns to calculate the actuary determined contribution for the fiscal year. In 2017
changes were made to assumptions that increased contributions now, which would result in lower
contributions in the future. Modeler’s were run again in 2019 and 2021 to see if the anticipated
results were realized. If the pensions receive at a minimum of 6.5% interest returns each year, the
City will have contributed an additional $3.7 million, but will save an estimated $25.5 million.
Ms. Holleb reviewed the concepts of closed versus open amortization. Currently, statutes require
a closed amortization period of forty years with a current funding deadline of 2040. Open
amortization approach amortizes the liability over fifteen years continuously and contributions
may be reduced each year, but the plan will not reach 100% funded. The pension subcommittee
has recommended when the contributions reach the same using open amortization to flat line
contributions until 100% funded.
Ms. Holleb reviewed actuary report recommendations for the tax levy to decrease slightly due to
investment returns in FY21 and the pension subcommittee recommendation to increase the
contributions to continue move to open amortization.
The Committee discussed the wage assumption used based on current markets. The wage
assumption is in addition to projected wage increases utilized in the calculations. They discussed
the reason Police funding levels are lower than Fire. Records indicate that when equities became
an available investment, Fire took advantage of the new investment and benefited from returns
in the 1990’s.
Ms. Holleb reviewed the status of pension consolidations. Fire is scheduled to move November 1
and the date has not been set for Police.
V. Property Tax Levy Estimate
Ms. Holleb reviewed the dates the tax levy will be brought to the City Council for discussion. The
review on November 1, 2021 would provide an opportunity for the City Council to discuss and
approve a non-binding estimate of the property tax levy as required by state statute. The tax levy
would be an item on the November 8th budget workshop for discussion and would be brought for
City Council approval on November 15th and December 6th.
Ms. Holleb reviewed the individual tax levy line items, including the PTELL limit of 1.4%. New
growth and construction estimates from the County have been included as well as the
recommended increases for Police and Fire pensions. The projected increase is 2.5%
The Committee discussed new growth and the time period it represents.
Alderman Goshgarian made a motion to recommend a non-binding 2021 tax levy estimate to be
presented at the November 1, 2021 City Council meeting. The motion was seconded by
Alderman Notz. The motion carried unanimously by roll call vote.
VI. Discussion Re. American Recovery Plan Act (ARPA) Funding
Ms. Diane Hall, Assistant Finance Director reviewed the ARPA funding program including the City
receiving $1.3 million (1/2 of total $2.6m allocation). Eligible uses provided by the U.S. Treasury
allow revenue replacement to the extent due to COVID-19, direct expenses attributed to COVID-
19, premium pay for essential workers and investment in water, sewer and broadband
infrastructure. Ineligible expenses include offsetting tax reductions or tax increases and
depositing into a pension fund. Staff recommended an eligible capital project to provide long-
term financing and ease of reporting. A project would be brought to the November 8th capital
Finance Committee Meeting
Minutes – October 18, 2021
budget meeting for consideration. The City has received $2.4 million in COVID-19 related
assistance to date from all sources.
The Committee discussed previous COVID-19 funding as a one for one reimbursement of
expenses and ARPA funds to be used for a project to benefit the community. Using the ARPA
funds on a single project would streamline the reporting requirements to the federal government.
The Committee requested providing several projects to consider at the capital budget meeting.
VII. Investment Program Recommendations
Ms. Holleb reviewed current rates on eligible investments available to City funds, excluding Police
and Fire Pensions and the Cemetery Commission. Currently, all available rates are below 1%
where higher returns are for long-term investments. She reviewed recommended changes to the
investment policy, creating segmentation of the City’s portfolio and creating benchmarks for
investment reporting.
The Committee discussed what the City would be giving up between liquidity and higher yields.
The City would start out in investment pools to gain a small amount of additional yield, but would
retain liquidity.
Affirmation of the investment program recommendations will be brought back to a future
meeting.
VIII. Other Business
1) September 2021 Flash Report – Real Estate transactions are starting to slow down slightly, but
prices remain high.
2) FY2021 Treasurer’s Report – No discussion
IX. Opportunity for the Public to Address the Finance Committee
Chairman Morris provided instructions to the Public to provide comment.
Rommy Lopat offered comment to the Finance Committee
X. Adjournment
There being no further business, Alderman Rummel moved, seconded by Alderman Weber, to
adjourn the meeting at 8:01 p.m. The motion carried unanimously.
Respectfully Submitted,
Diane Hall
Assistant Finance Director