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CITY COUNCIL 2015/07/20 Agenda THE CITY OF LAKE FOREST CITY COUNCIL AGENDA July 20, 2015 Immediately following the Finance Committee Meeting at 6:30 pm City Hall Council Chambers Honorable Mayor, Donald Schoenheider Catherine Waldeck, Alderman First Ward Stanford Tack, Alderman Third Ward Prudence R. Beidler, Alderman First Ward Jack Reisenberg, Alderman Third Ward George Pandaleon, Alderman Second Ward Michael Adelman, Alderman Fourth Ward Timothy Newman, Alderman Second Ward Michelle Moreno, Alderman Fourth Ward CALL TO ORDER AND ROLL CALL Immediately following the Finance Committee Meeting PLEDGE OF ALLEGIANCE REPORTS OF CITY OFFICERS 1. COMMENTS BY MAYOR A. Swear in Firefighter Paramedic- Richard Brija Mayor Schoenheider and Deputy Fire Chief Kevin Issel B. 2015-2016 Board and Commission Appointments/Reappointments SENIOR RESOURCE COMMISSION NAME OF MEMBER APPOINT/REAPPOINT WARD Mary Jo Davis Appoint LB A copy of Volunteer Profile sheet can be found on page 20. 2. COMMENTS BY CITY MANAGER A. Consideration of supporting the Mayor’s Endorsement of Lake County’s Letter to the Illinois Tollway Board Directors in Support of the Route 53 Extension Project PRESENTED BY: Aaron Lawlor, Chairman Lake County Board and Barry Burton, Lake County Administrator PURPOSE AND ACTION REQUESTED: The County of Lake is requesting the City Council endorse (by way of the mayor’s signature) Lake County’s letter that will be sent to the 1 July 20, 2015 City Council Agenda Illinois Tollway Board Directors that will reaffirm The City of Lake Forest’s past commitment to the advancing of the project. PROJECT REVIEW/RECOMMENDATIONS: Reviewed Date Comments City Council 2/15/1996 City Council approved Resolution No. R- 96-5. A Resolution in support of FAP 342, The Illinois Route 53 Extension, from Lake Cook Road to State Route 120. City Council 2/17/2009 After discussion, City Council came to consensus that it will continue to support the past Council’s decision in supporting the extension of Route 53 and passing a Resolution in 1996. BACKGROUND/DISCUSSION: An Illinois Route 53/120 extension project has long been considered with talks of the project stemming back to the 1960s. However, due to the lack of consensus from various interests the project has taken a very long time to progress. In 2011 the Blue Ribbon Advisory Council (BRAC) was established to see if regional consensus could be obtained on whether the Tollway should move forward with the project. On June 7, 2012 the BRAC released its Resolution and Summary Report. In this report The Blue Ribbon Advisory Council stated that they had successfully reached a consensus view that a right-sized (4 lanes at 45 MPH) Illinois Route 53/120 Extension has regional benefit and sufficient merit to warrant further development. Their Report outlined the configuration, scope, and design elements of the new roadway, as well as how the Council believed the project should be financed. Using the BRAC’s Report as groundwork both the Chicago Metropolitan Agency for Planning (CMAP) and Tollway initiated a Corridor Land Use Plan and Feasibility Analysis, respectively. The overall goal of this extension is to relieve congestion on local Lake County Roads that aren’t designed to handle the current heavy traffic use during peak hours, improve mobility, and reduce travel times. In February of 1996, the Lake Forest City Council approved Resolution No. R-96-5. This Resolution is in support of FAP 342, The Illinois Route 53 Extension, from Lake Cook Road to State Route 120. Again in February of 2009, Lake Forest City Council agreed to uphold the past Council’s decision in supporting the extension by continuing to support the Resolution that was passed in 1996. The 1996 Resolution, a detailed project timeline, background information from the County and a copy of Lake County’s letter that will be sent to the Illinois Tollway Board Directors with Mayor Schoenheider signature upon approval can be found on page 22. BUDGET/FISCAL IMPACT: Endorsing the letter that supports the Route 53 Extension Project does not have an immediate fiscal impact. COUNCIL ACTION: Approval of endorsing Lake County’s letter to be sent to the Illinois Tollway Board Directors reaffirming The City of Lake Forest’s commitment to the advancing of the Route 53 Extension Project. 2 July 20, 2015 City Council Agenda B. Presentation of the Commonwealth Edison Annual Report -Jim Dudek, External Affairs Director 3. COMMENTS BY COUNCIL MEMBERS FINANCE COMMITTEE A. GFOA Certificate of Achievement for Excellence in Financial Reporting for FY13 CAFR PRESENTED BY: Alderman Pandaleon, Finance Committee Chairman The City recently received notification that it has once again been awarded the Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting for its FY14 comprehensive annual financial report. The Certificate of Achievement is the highest form of recognition in the area of governmental accounting and financial reporting, and its attainment is a significant accomplishment by a government and its management. In a GFOA news release, Stephen Gauthier states that “The City’s CAFR has been judged by an impartial panel to meet the high standards of the program including demonstrating a constructive spirit of full disclosure to clearly communicate its financial story and motivate potential users and user groups to read the CAFR.” The GFOA is a nonprofit professional association serving 17,500 government finance professionals in the United States and Canada. The City has received this prestigious award for the 36th consecutive year. An Award of Financial Reporting Achievement is presented by the GFOA to the individual designated as instrumental in their government unit’s achievement of the Certificate. I am pleased to present this award to Diane Hall, Assistant Finance Director, who serves as the primary liaison to the City’s independent audit firm, coordinating the annual audit process and preparation of the City’s CAFR. B. ***PUBLIC HEARING ON THE CITY’S ANNUAL APPROPRIATION ORDINANCE*** Open Public Hearing Mayor Schoenheider Close Public Hearing 1. Consideration of the Annual Appropriation Ordinance for FY2016 and Approval of Rollovers (Final Reading – Public Hearing Required) PRESENTED BY: ELIZABETH HOLLEB, FINANCE DIRECTOR (847) 810-3612 3 July 20, 2015 City Council Agenda PURPOSE AND ACTION REQUESTED: Staff requests approving the final reading of the ordinance and the rollovers. PROJECT REVIEW/RECOMMENDATIONS: Reviewed Date Comments City Council May 4, 2015 Adoption of FY16 Comprehensive Plan City Council July 6, 2015 Grant First Reading of the FY16 Annual Appropriation Ordinance BACKGROUND/DISCUSSION: While the annual municipal budget represents the City’s financial “plan” for expenditures over the course of the fiscal year, the annual Appropriation Ordinance is the formal legal mechanism by which the City Council authorizes the actual expenditures of funds budgeted in the annual budget. It appropriates specific sums of money by object and purpose of expenditures. State statutes require the passage of an Appropriation Ordinance which must be filed with the County Clerk by the end of July. The Appropriation Ordinance includes the Library, which was not included in the budget approved at the May 4, 2015 City Council meeting. The Library expenses are approved by the Library Board. The Debt Service payments were included in the budget approved at the May 4, 2015 City Council meeting, but are excluded from the Appropriation Ordinance. The ordinances approving the debt issues authorize these annual expenditures. The Appropriation Ordinance provides for a 10% “contingency” in the expenditures in an amount above those actually budgeted. Each separate fund includes an item labeled “contingency” with an appropriate sum equivalent up to 10% of the total funds budgeted. This practice has been followed for more than thirty years and has worked very efficiently, while still providing for complete City Council control over budgeted expenditures. Importantly, the City Council and City staff follows the adopted budget as its spending guideline, not the Appropriation Ordinance. Without the contingency, the City Council would have to pass further modifications to the Appropriation Ordinance to cover any unforeseen expenditures exceeding the budget. In addition, in order to provide more accurate and efficient accounting and budgeting of City funds, an annual rollover of funds is required. This eliminates both under and over budgeting of funds in the new fiscal year and is a widely used standard practice for most municipal governments. The items on the attached rollover list (page 32) consist of projects that were appropriated in FY2015 and will not be completed until FY2016. School District 67 does not recognize the Appropriation Ordinance in their budgeting or auditing standards. However, due to the fact they are a special charter district, their budget must be included in our Appropriation Ordinance. School District 67 numbers are estimates and are subject to changes. BUDGET/FISCAL IMPACT: 4 July 20, 2015 City Council Agenda Summary of the Amounts Appropriated from the Several Funds The City of Lake Forest Fund Rollover Budget Total Appropriation General $ 1,087,418 $ 32,484,075 $ 33,571,493 $ 36,928,643 Lake Forest Hospital Project 0 180,386 180,386 198,425 MS Site Project 0 220,000 22,000 242,000 Park and Public Land 5,775 225,000 230,775 253,853 Motor Fuel Tax 60,000 200,000 260,000 286,000 Emergency Telephone 0 189,835 189,835 208,819 Senior Resources Commission 0 603,231 603,231 663,554 Parks and Recreation Funds 186,119 8,806,301 8,992,420 9,891,662 Special Recreation 0 411,724 411,724 452,896 Cemetery Commission 50,952 826,466 877,418 965,160 Public Library 0 4,003,461 4,003,461 4,403,807 Foreign Fire Insurance 0 200,000 200,000 220,000 Drug Asset Forfeiture 0 28,000 28,000 30,800 Alcohol Asset Forfeiture 0 85,000 85,000 93,500 Housing Trust 115,000 250,000 365,000 401,500 Capital Improvements 2,289,992 6,359,462 8,649,454 9,514,399 Rt. 60 Bridge 0 1,036,000 1,036,000 1,139,600 Rt. 60 Intersection 0 418,250 418,250 460,075 Laurel/Western Redev TIF 237,342 3,670,850 3,908,192 4,299,011 Water and Sewer 112,830 8,262,458 8,375,288 9,212,817 Water and Sewer Capital 294,514 1,590,000 1,884,514 2,072,965 Deerpath Golf Course 14,320 1,818,190 1,832,510 2,015,761 Fleet 0 1,957,105 1,957,105 2,152,815 Liability Insurance 0 1,200,000 1,200,000 1,320,000 Self Insurance 0 5,630,000 5,630,000 6,193,000 Firefighters’ Pension 0 1,964,200 1,964,200 2,160,620 Police Pension 0 2,429,200 2,429,200 2,672,120 Sub-total $ 4,704,847 $ 84,798,609 $ 89,503,456 $ 98,453,802 School District 67 (estimates subject to change) Educational n/a $ 28,176,407 $ 28,176,407 $ 28,176,407 Operations, Building and Maintenance n/a 3,475,170 3,475,170 3,475,170 Transportation n/a 1,280,490 1,280,490 1,280,490 IMRF/Social Security n/a 743,158 743,158 743,158 Capital Projects n/a 1,143,500 1,143,500 1,143,500 Sub-total $ 34,818,725 34,818,725 34,818,725 Grand Total $ 119,617,334 $ 124,322,181 $ 133,272,527 COUNCIL ACTION: Conduct a public hearing on the City’s FY16 Annual Appropriations Ordinance. Upon closing the public hearing, approval of the final reading of the ordinance (page 34) and the rollovers. A copy of the ordinance is available for review by the public in the City Clerk’s office. 5 July 20, 2015 City Council Agenda PERSONNEL, COMPENSATION and ADMINISTRATION COMMITTEE A. Report and Recommendation from the Personnel, Compensation and Administration Committee on the employment agreement with the City Manager A copy of the contract can be found beginning on page 47 COUNCIL ACTION: Approve the Agreement with the City Manager 4. OPPORTUNITY FOR CITIZENS TO ADDRESS THE CITY COUNCIL ON NON-AGENDA ITEMS 5. ITEMS FOR OMNIBUS VOTE CONSIDERATION 1. Approval of the June 29, 2015 Special City Council meeting Minutes A copy of the minutes begins on page 55 2. Approval of the July 6, 2015 City Council meeting Minutes A copy of the minutes begins on page 56 3. Award of Contract with Advanced Telecommunications of Illinois, Inc. to Purchase a ShoreTel Telephone System and Implementation Services as Budgeted in FY16 Capital Plan STAFF CONTACT: Elizabeth Holleb, Director of Finance/IT (847-810-3612) PURPOSE AND ACTION REQUESTED: Staff requests approval to expend capital funds and award a contract with Advanced Telecommunications of Illinois, Inc. (ATI) for replacement of the City’s Telephone system. PROJECT REVIEW/RECOMMENDATIONS: Milestone Date Comments Department Needs Assessments 01/2015 City Departments & Wilson Consulting RFP Issuance 03/26/2015 Vendor Proposals Submitted 04/24/2015 Thirteen Proposals Received & Reviewed System Demonstrations 05/18/2015 – 05/19/2015 Review & Recommendation by City Departments’ Selection Team and Wilson Consulting 6 July 20, 2015 City Council Agenda BACKGROUND/DISCUSSION: The City’s current telephone and voicemail system has been in use since 2005. Seeing the impending end of life of the current system and as a way to save operational expense through reduced maintenance costs, the IT Division in conjunction with telecommunications consultant David Wilson from Wilson Consulting began to investigate a comprehensive solution to meet business and resident needs. The goal of the project is a successful selection and implementation of a telephone system with full integration of voicemail to support City staff in delivery of services, take advantage of best practices, significantly improve the efficiency and effectiveness of customer service and business practices, and reduce telephone maintenance costs. Since January 2015, staff has worked with Wilson Consulting to conduct a needs assessment and assist staff creating a replacement telephone and voicemail system request for proposals (RFP). A report of this work, including RFP results, is included in this packet as Exhibit A beginning on page 64. The following is the summary chart of all RFP proposals’ costs. Estimated costs for service provider telephone circuits have been added to the on premise proposals. This estimated cost was added in order to closely compare them to the vendor hosted (Cloud) proposals. The estimated costs added were the same across all on premise proposals. Vendors Proposal Results- One Time & Year One Costs Cumulative Costs over 10 Year Period TDS (VH) $136,930 $1,345,711 AccessOne (VH) $180,854 $1,069,046 Morse (Mitel) (VH) $114,864 $864,195 Arrow (Avaya) (OP) $295,287 $748,293 Netech (Cisco) (OP) $288,111 $746,553 ATI (VH) $125,376 $738,810 NACR (Avaya) (OP) $281,467 $692,851 CDN (Mitel) (OP) $237,161 $661,897 CMS (ShoreTel) (OP) $257,440 $639,608 ATI (ShoreTel) (OP) $234,334 $606,124 CallOne (ShoreTel) (OP) $218,436 $586,601 Sound, Inc. (Mitel) (OP) $226,757 $572,996 TIG (Mitel) (OP) $205,071 $569,811 VH=vendor hosted solution, OP=on premise solution Based on the City Selection Team’s review and scoring of proposals and demonstrations, staff’s recommended telephone manufacturer is ShoreTel and recommended implementation vendor is ATI. Reference checks of similar complexity projects that ATI has completed recently with the ShoreTel solution have been acceptable. CURRENT PROJECT MILESTONE: The City’s Finance/IT Department has worked with the City Attorney to prepare the Technology System and Services Agreement and the corresponding Exhibits, including Exhibit B, list of equipment in Proposal Pricing, which can be found beginning on page 70. City staff and Wilson Consulting have worked with the vendor to confirm costs and ensure that the specific scope of software, hardware, and immediate and on-going services is clearly documented. In their proposal, ATI has 7 July 20, 2015 City Council Agenda provided an outline of the implementation timing and other operational details that is anticipated to occur over the next three months. If approved, staff will work with ATI to ensure proper project planning methodology is adhered to for a successful implementation. The City has been actively exploring the costs/benefits of hosting its software applications internally versus vendor hosted (i.e. Cloud or Software as a Service). This system acquisition presented an opportunity for such analysis with the RFP allowing responding vendors to provide either hosting scenario. The recommended vendor proposed both an on premise and externally hosted option, allowing the City to compare long-term costs under either option. The recommendation is to initially host this system internally for the following reasons: • Lower long term cost option • Capacity exists within City’s current server environment, eliminating the need to purchase any additional server hardware The following is a list of the features included in ATI’s proposal that will allow us to meet the City’s business needs: • Ease of Use- Telephone handsets have an intuitive, self-programing interface along with full integration to voicemail • Survivability- Additional redundancy built in to survive a loss of a major telephone circuit or switch • Ease of Administration- Moves, adds, and changes can be done without advanced administrator training • Flexibility- System can be configured to support operational needs • Maintenance Costs- Lower operational costs through lower maintenance fees • Increased Collaboration- Through web/teleconferencing ability and integrated desktop software In negotiations with ATI for best and final pricing included in Exhibit B, staff is recommending to approve additional telephone system components including additional conference room phones, spare telephone handsets, and increased teleconferencing ability to address City business needs. BUDGET/FISCAL IMPACT: The total project expense reflects all ShoreTel telephone hardware, licensing, installation, staff training, and maintenance services for the first year from ATI. Contingency is desired to address minor items encountered during implementation and unknown shipping expense. Vendor Item Item Price Total ATI $202,046 System Hardware $29,168 Telephone Handsets $45,529 Licensing $43,138 Network Upgrades $20,491 Maintenance, Year One $11,660 Implementation & Training $52,060 Non-specific Contingency $10,000 $10,000 Grand Total $212,046 8 July 20, 2015 City Council Agenda This project was identified as a FY16 Capital project funded via the Capital Improvement Fund and the process to date complies fully with the IT Capital Five Year Plan and City’s purchasing policies. Below is an estimated summary of Project budget: FY2016 Funding Source Amount Budgeted Amount Requested Budgeted? Y/N Capital Improvement Fund 311-0050-413-76-03 $225,000 $212,046 Y COUNCIL ACTION: If desired and appropriate by the City Council, approve a contract with Advanced Telecommunications of Illinois, Inc. for a ShoreTel telephone system which includes hardware, licensing, implementation, training, and year one maintenance at an expense of $212,046 and seek City Council approval of said contract in a form acceptable to the City Attorney. 4. Consideration of a Recommendation from the Plan Commission in Support of the Tentative Plat for the Westleigh Farm Planned Preservation Subdivision Proposed for the Southwest Corner of Route 60 and Ridge Road. (If desired by the Council, Approve a Motion Granting Approval of the Tentative Plat of Subdivision.) PRESENTED BY: Catherine Czerniak, Director of Community Development (810-3504) PURPOSE AND ACTION REQUESTED: Council consideration of the tentative plat of subdivision for the proposed 34-lot Westleigh Farm Planned Preservation Subdivision is requested. Tentative plat approval will allow final plans to be developed and final reviews of the proposed development to proceed. BACKGROUND/DISCUSSION: This petition proposes development of a 47 acre parcel which has been in the ownership of the Reilly Family for many decades. The property is located south of Route 60 and west of Ridge Road and was in agriculture use until recently. A single family house and several outbuildings are located on the property. A development plan for this site was considered several years ago, but did not move forward due to market conditions. On June 10, 2015, the current contract purchaser of the site, Northshore Builders I, Inc., presented a tentative plat of subdivision to the Plan Commission. The tentative plat, consistent with the applicable R-4 zoning and the Historic Residential and Open Space Preservation District (HROSP), incorporates preservation of open space, protection of some existing wetlands and adaptive reuse of several historic structures into the development plan. Over 20 acres of the 47 acre site is planned as preserved open space under the current plan. Thirty-three new lots are proposed along with one additional lot which will be configured to support the existing residence which is planned for restoration. The new building lots range in size from over an acre to about a one-third of an acre. Larger lots are proposed 9 July 20, 2015 City Council Agenda at the south end of the development, smaller lots on the northern half of the development site with frontage on a central open area. The overall density is consistent with the R-4 zoning and the variety in lot sizes is achieved through the flexibility offered by the HROSP District. This conservation subdivision approach has led to other successful developments in the community including the Conway Farms, Middlefork Farm and Everett Farm. The Plan Commission’s report provides more detail about the proposed subdivision and is included in the Commission’s packet beginning on page 74. At the June 10 meeting, the Plan Commission held a public hearing to consider the tentative plat of subdivision. Five residents spoke on issues related to density, traffic patterns and the feasibility of an additional access to Route 60, drainage, and the potential for trail connections to the Lake Forest Open Lands property to the south. The Commission noted that technical aspects of the development, drainage in particular, will be studied further as final engineering plans are developed. The Commission did not support an additional access to Route 60 in this area. After deliberation, the Commission voted 4 to 1 to recommend approval of the tentative plat of subdivision to the City Council, subject to conditions. The conditions as recommended by the Commission address the questions that were raised during the consideration of the tentative plat and are detailed in the Commission’s report. If the Council grants tentative approval of the plat, the petitioner will complete further study of various aspects of the proposed development and prepare all required final plans and documents consistent with the conditions of tentative approval and standard requirements. Once staff, including the City Engineer, has determined that all of the conditions are satisfied, this petition will be presented to the Plan Commission for final consideration and further public comment. This matter will return to the City Council for final consideration. COUNCIL ACTION: If determined to be appropriate by the City Council, approve a motion granting tentative approval of the plat of subdivision for the Westleigh Farm Planned Preservation Subdivision subject to the conditions as recommended by the Plan Commission. 5. Consideration of an Ordinance Approving a Recommendation from the Building Review Board. (First Reading and if Desired by the City Council, Final Approval) STAFF CONTACT: Catherine Czerniak, Director of Community Development (810-3504) The following recommendation from the Building Review Board is presented to the City Council for consideration as part of the Omnibus Agenda. 786 Oakwood Avenue - The Building Review Board recommended approval of the demolition of the existing single family residence and approval of a replacement residence, detached garage and landscape plan. No public testimony was presented to the Board on this petition. (Board vote: 7-0, approved) 10 July 20, 2015 City Council Agenda The Ordinance approving the petition as recommended by the Building Review Board, with key exhibits attached, is included in the Council packet beginning on page 84. The Ordinance, complete with all exhibits, is available for review in the Community Development Department. Also, the Zoning Board of Appeals considered and recommended approval of a front yard variance to allow the replacement residence to be sited consistent with the pattern of development along the street. This recommendation is a separate agenda item. COUNCIL ACTION: If determined to be appropriate by the City Council, waive first reading and grant final approval of the Ordinance approving the petition in accordance with the Building Review Board’s recommendation. 6. Consideration of a Recommendation from the Zoning Board of Appeals in Support of an Ordinance Granting a Zoning Variance. (First Reading, and if Desired by the City Council, Final Approval) STAFF CONTACT: Catherine Czerniak, Director of Community Development (810-3504) The following recommendation from the Zoning Board of Appeals is presented to the City Council for consideration as part of the Omnibus Agenda. 786 Oakwood Avenue – The Zoning Board of Appeals recommended approval of a variance from the front yard setback to allow construction of an open, one story front porch in keeping with the character of the neighborhood. No public testimony was presented to the Board on this petition. (Board vote: 6 - 0, approved) Also, the Building Review Board considered and recommended approval of this project from a design perspective. This recommendation is a separate agenda item. The Ordinance approving the petition as recommended by the Zoning Board of Appeals, including key exhibits; is included in the Council packet beginning on page 93. The Ordinance complete with all exhibits is available for review in the Community Development Department. COUNCIL ACTION: If determined to be appropriate by the City Council, waive first reading and grant final approval of the Ordinance approving the petition in accordance with the Zoning Board of Appeals’ recommendation. 7. Award of Bid for the Replacement of a Turf Sprayer for Deerpath Golf Course Included in the F.Y. 2016 Capital Equipment Budget STAFF CONTACT: Michael Thomas, Director of Public Works (810-3540) PURPOSE AND ACTION REQUESTED: Staff is requesting City Council authorization to replace a turf sprayer for Deerpath Golf Course’s maintenance operation. The sprayer unit is comprised of a John Deere Pro Gator truckster with a Chem-Turf sprayer mounted 11 July 20, 2015 City Council Agenda inside its dump bed. The 210-gallon sprayer is used to treat the course’s greens, tees and fairways with fungicides, herbicides and fertilizers. It also is capable of spraying ponds and trees when needed. This model sprays at a significantly higher volume than the current sprayer (4½ times) thus providing better coverage in reduced time. PROJECT REVIEW/RECOMMENDATIONS: Reviewed Date Comments Public Works Committee December 10, 2014 Reviewed BACKGROUND/DISCUSSION: Over the past ten years, Deerpath Golf Course’s maintenance staff has standardized their equipment with the John Deere product line. Many parts on the John Deere line are interchangeable to include filters, hydraulic lines, wheels, tanks, engines, etc. This provides for ease of use amongst the maintenance staff and more efficient equipment repairs throughout the golf equipment fleet. The existing unit, a 2000 Smithco Spray Star 1600, will be traded-in upon receipt of the new sprayer. Its spray pump needs to be replaced, the chassis’ steering gear box leaks, and the seals and bearings for the rear axle need to be replaced. BUDGET/FISCAL IMPACT: Staff followed the required bidding procedures as outlined in the City’s purchasing directive. If the low bid is awarded by City Council, staff anticipates receiving the new sprayer in early August. The results of the bid request are shown below: Vendor Make / Model Bid Amount Trade Amount Net Amount J.W. Turf, Inc. John Deere 2030A $44,401.55 $500.00 $43,901.55 Buck Bros. Inc. John Deere 2030A $45,181.00 $300.00 $45,481.00 Both the City’s Fleet Maintenance staff and Kemper’s maintenance staff have worked with J.W. Turf for many years and note that their technical and warranty support have been excellent along with their next day delivery for all parts. F.Y. 2016 Funding Source Account Number Account Budget Amount Requested Budgeted? Y/N Golf Fund 510-6301-454-75-02 $36,000 $43,901.55 Y The difference between the budgeted amount and the actual cost of the sprayer will be funded through savings realized in general on-course amenities and improvements (e.g. markers, ball washers, etc.). COUNCIL ACTION: Award of bid for the purchase of a turf sprayer to the lowest responsible bidder, J.W. Turf, Inc. in the net amount of $43,901.55. 8. Consideration of a recommendation from the City’s Owner’s Representative, Jacob & Hefner Associates, to enter into a Contract for Demolition of Buildings and Excavation of Impacted Soils from the Former Municipal Services Site Located at Western and Laurel Avenues. (Approval of a Motion) 12 July 20, 2015 City Council Agenda STAFF CONTACT: Catherine J. Czerniak, Director of Community Development (810-3504) Ronn Gregorek, Regional Manager, Environmental Services, Jacob & Hefner Associates PURPOSE AND ACTION REQUESTED: Council action is requested authorizing the City Manager to enter into a contract with American Demolition Corporation, subject to final City Attorney review, as recommended by the City’s Owner’s Representative, Jacob and Hefner Associates (JHA). BACKGROUND/DISCUSSION: In May of 2015, the City authorized JHA to prepare and distribute a Request for Proposal (RFP) for continuing demolition and clean-up work at the City’s former Municipal Services site. This work is a necessary next step in preparing the property for redevelopment. To date, asbestos abatement has been completed in all of the buildings, utilities disconnected and additional soil investigation has been done. The RFP was posted on the City’s website and advertised locally in the newspaper. Jacob & Hefner representatives also provided the RFP directly to companies familiar to them from previous projects. On June 3, 2015, representatives from six companies attended the mandatory pre-submittal walk-through with representatives from JHA and the City. Ultimately, JHA received two responses to the RFP as detailed below. Company Cost of Work 15% Contingency (Recommended by JHA) Not to Exceed Project Total American Demolition $1,288,868.00 $193,330.00 $1,482,198.00 National Demolition $1,598,174.00 $239,726.00 $1,837,900.00 As a follow up to receiving the two proposals, JHA contacted representatives from the other companies to inquire why they did not submit proposals. One of the contractors teamed up with American Demolition Corporation, the recommended contractor, creating, in the opinion of JHA, a very strong team. One of the contractors explained that they had recently taken on other projects and did not have the capacity to take on this project. The other two companies noted difficulty in mobilizing crews during the busy summer season, some uncertainty with respect to the quantity of impacted material and expectations that they could not offer numbers that would be at the low end of the proposals as reasons for not pursing the project. JHA confirmed that based on previous experience, they have no hesitation in recommending that the City accept the proposal from American Demolition and enter into a contract for cleanup of the site. Discussions with Focus Development, Inc. are ongoing about whether some of the material from the demolition and excavation activity should remain on site and be crushed and reused as base material. The City and Focus Development may realize some savings if it is determined that some materials can be reused on the site, rather than hauled away and disposed of appropriately. 13 July 20, 2015 City Council Agenda BUDGET/FISCAL IMPACT: The cost of the demolition and removal of impacted soils is reimbursable through funds generated by the TIF District. In fact, supporting the cleanup of the former Municipal Services site was one of the primary reasons for establishing a TIF District on the property. Reimbursement will occur upon receipt of TIF revenues or from TIF bond proceeds. Below is a summary of Project budget. FY2016 Funding Source Amount Budgeted Amount Requested Budgeted Y/N Laurel and Western Redevelopment Fund #322-2501-499-77-05 $3,300,000 Not to Exceed $1,482,198. Y COUNCIL ACTION: Authorize the City Manager to enter into a contract with American Demolition Corporation in substantially the same form as the contract included in the Council packet beginning on page 102 for an amount not to exceed $1,482,198 for demolition and excavation of impacted soils from the former Municipal Services site. All work is to be performed under the direction and supervision of Jacob & Hefner Associates. 9. Ratification of City Manager’s Authorization to Waive the Bidding Process and Purchase a Replacement Diesel Engine for Refuse Truck # 188 STAFF CONTACT: Michael Thomas, Director of Public Works (810-3540) PURPOSE AND ACTION REQUESTED: Staff is requesting City Council ratify an emergency purchase authorized by the City Manager for a replacement diesel engine for one of the City’s nine refuse trucks. PROJECT REVIEW/RECOMMENDATIONS: Reviewed Date Comments Public Works Committee July 20, 2015 Reviewed BACKGROUND/DISCUSSION: The City operates nine refuse trucks for its weekly collection of refuse, recycling, yard waste, and use at the Compost Center. One of the trucks, # 188, is a 2003 Autocar with a McNeilus rear load packer body. The unit has accrued over 20,000 operating hours with its Cummins ISL diesel engine. Staff estimates the truck will be replaced after twenty years of use. On May 11, 2015, refuse truck # 188 stopped working and would not re-start on its return trip from the landfill. A mechanic was dispatched to the truck but he too could not re- start the engine. The truck was towed back to the City’s fleet maintenance facility. On May 14, 2015, a mechanic disassembled the engine and determined that the camshaft drive gear location key sheared off and allowed the gear to no longer drive the 14 July 20, 2015 City Council Agenda camshaft and consequently became out of time. Because the engine valves were opened out of time, it enabled the pistons of the engine to come into contact with the valves and bend the valves, push rods, and rocker arms. The truck was subsequently towed to a Cummins corporate repair center, “Cummins NPower of Hodgkins” in Hodgkins, Illinois. On June 26, 2015, the Fleet Maintenance Supervisor received the estimate to perform an in-frame overhaul for a cost of $13,597.11. The City directed NPower to proceed with the repair however after further dismantling of the engine, additional damage was discovered that made an in-frame overhaul an insufficient repair. After consulting with the NPower mechanics, the purchase and installation of a reconditioned replacement engine was determined to be the most economical choice to repair the truck. NPower provided an estimate for a replacement engine and installation totaling $ 27,103.20. The proposal provided the City with Cummins’ “Fleet Rate” on the replacement diesel engine. The other closest Cummins corporate repair centers in the area include “Cummins NPower of Milwaukee” in Oak Creek, Wisconsin, “Cummins NPower of Chicago”, Chicago, and “Cummins NPower of Green Bay” in DePere, Wisconsin. A corporate repair center was chosen because they only work on Cummins engines; they do not perform any transmission, suspension, brake work, nor do they work on any other large diesel engines (e.g. Caterpillar, International, Detroit Diesel). Once a quote has been provided, in this case by Hodgkins, other Cummins NPower centers will acknowledge that a quote was given by another center and will not provide an additional quote. Many local truck dealers are “certified” to work on certain models of Cummins engines. For example, Rush Truck Center in Grayslake is a “certified” Cummins engine repair facility however they are not certified to work on the ISL model that unit # 188 utilizes. In addition, if a company such as Rush Truck Center was to perform the work, they would need to purchase the ISL engine from one of the NPower repair centers. BUDGET/FISCAL IMPACT: F.Y. 2016 Funding Source Account Number Account Budget Amount Requested Budgeted? Y/N Fleet Fund 601-5901-437-43-11 $100,000 $27,103.20 Y The City’s Fleet Maintenance operating budget includes $100,000 annually for outside vehicle and equipment repairs. The specific line item typically is spent on the repair of larger items such as engines, transmissions, and major welding projects that take a significant amount of time to complete. COUNCIL ACTION: Ratification of the City Manager’s authorization to waive the bidding process to purchase and install a replacement diesel engine for refuse truck # 188 to Cummins NPower of Hodgkins, Illinois in the amount of $27,103.20. COUNCIL ACTION: Approve the nine (9) Omnibus items as presented. 15 July 20, 2015 City Council Agenda 6. ORDINANCES A. Consideration of an Ordinance Authorizing the Issuance of General Obligation Bonds, Series 2015 (First Reading) PRESENTED BY: ELIZABETH HOLLEB, FINANCE DIRECTOR (847) 810-3612 PURPOSE AND ACTION REQUESTED: Staff requests approving the first reading of the ordinance authorizing issuance of 2015 general obligation bonds. BACKGROUND/DISCUSSION: The City’s Five-Year Capital Improvement Program anticipates the issuance of bonds in Fiscal Year 2016 of approximately $4.8 million to fund capital improvements in the City. The remaining bond proceeds will be used to support Tax Increment Financing (TIF)-eligible improvements in the recently approved TIF district for redevelopment of the Laurel and Western Avenue property. The TIF bond proceeds associated with this issue will reimburse costs associated with property acquisition, site preparation, environmental mitigation and public works improvements, as well as fund capitalized interest on the bonds. The bond issue is currently estimated at $10,000,000 but is subject to change based on bids received to ensure bank-qualified status of the issue. Attached is the draft Official Statement (page 109) which has been submitted to Moody’s Investors Service with a request for a rating. A rating review is scheduled to be conducted by Moody’s with Finance Director Elizabeth Holleb on July 16. FISCAL IMPACT: The interest rate on the bond issue will be determined at the online bid auction scheduled for August 3. Debt service on the bond issue is scheduled through December 2035 and will be paid from the City’s property tax levy for debt and TIF increment. The bonds will be callable in whole or in part on or after December 15, 2023. COUNCIL ACTION: Approval of first reading of the bond ordinance (page 160). An online bid will occur on Monday, August 3. At the August 3 City Council meeting, a final bond ordinance will be presented for Council consideration for second reading and granting final approval. B. Consideration of an Ordinance Amending The City of Lake Forest Liquor Code, Section 111.037, Number of Licenses. (Waive first reading and if desired by the City Council, grant final approval.) PRESENTED BY: Margaret Boyer, Deputy City Clerk, 847-810-3674 PURPOSE AND ACTION REQUESTED: At the direction of the City’s Liquor Commissioner, an ordinance amending the Liquor Code to add one Class F-5 license is presented for Council consideration. BACKGROUND AND DISCUSSION: The City has received new application for an annual liquor license. The request is for Elawa Farms and is made by Joanne Miller, the Executive Director of the Elawa Farm Foundation, located at 1401 Middlefork Drive, Lake Forest, IL 16 July 20, 2015 City Council Agenda 60045. The request is for a class F-5 license that allows a maximum of 25 events per fiscal year. As the Council is aware, the issuance of liquor licenses is under the purview of the City’s Liquor Commissioner and the Mayor serves in that role. However, the City Code only authorizes a specific number of liquor licenses and historically, this number coincides with the current number of licenses issued. When new requests for liquor licenses are submitted, and after review by the Liquor Commissioner and a determination that the issuance of a license is appropriate, the City Council is asked to consider an amendment to the Liquor Code. The Council’s action does not issue the liquor license, but instead, makes the license available for issuance upon the final approval of the Liquor Commissioner. The ordinance amending the Liquor Code authorizing an additional license in the class noted above and letter of request is included in the Council packet beginning on page 217. COUNCIL ACTION : Waive first reading of an ordinance amending section 111.037 of the City Code increasing the number of liquor licenses by one and if desired by the City Council, grant final approval. 7. ORDINANCES AFFECTING CODE AMENDMENTS In 2013 the City entered into an agreement with American Legal Publishing to review, edit and compile current Ordinances. A draft copy of the Code and a list of questions were returned to the City in early March 2014. At that time Staff had an opportunity to review sections. As a result, Staff made two types of recommended changes, minor and substantive. Minor changes were submitted when the Code was approved by Council in January, 2015. Staff is now bringing recommended substantive changes that reflect the actions of the City. A. Consideration of an Ordinance Amending Section 110.215 of the City Code, Landscape and Lawn Care Professionals as Recommended by City Staff. (First and Final Approval) PRESENTED BY: Matt Havlik, Management Intern (810-3677) PURPOSE AND ACTION REQUESTED: Staff requests approval item of an amendment to the City Code pertaining to landscape license year period. On January 20, 2015, City Council granted final approval of an Ordinance adopting an updated City Code. As a follow up City Staff and the City Attorney has begun to review certain provisions the code to determine whether changes are required to reflect changes in practices or policies of the City. As part of that review, the City Manager, Executive Staff, the City Council Liaison , and the City Attorney have reviewed the City Code provisions relating to landscaper 17 July 20, 2015 City Council Agenda licensing, and a proposed amendment to the City Code relating to the landscape license year period is included in the Council packet beginning on page 222. “Code Item Description” • Change landscape license year from March 1 through February 29 to January 1 through December 31. BACKGROUND: Currently, the City Code allows a one-year period in which a license issued is valid beginning March 1 in any calendar year and expiring on the last day of February of the following calendar year. The proposed amendment will establish a calendar year permit schedule. The reason for this proposed amendment change is to alleviate influx of applicants during peak landscaping months in the year. City Staff have analyzed application deadline statistics and concluded that moving the landscape license permit schedule would be beneficial for both applicants and City Staff. Staff has reviewed the initial draft of the proposed Code amendment. BUDGET/FISCAL IMPACT: License fees will be received three months earlier the first year this amendment is implemented. COUNCIL ACTION: Approval of recommended changes to City Code relating to landscape licensing year by waiving first reading and granting final approval of the attached Ordinance. 8. NEW BUSINESS 9. ADDITIONAL ITEMS FOR COUNCIL DISCUSSION 10. ADJOURNMENT Office of the City Manager July 15, 2015 The City of Lake Forest is subject to the requirements of the Americans with Disabilities Act of 1990. Individuals with disabilities who plan to attend this meeting and who require certain accommodations in order to allow them to observe and/or participate in this meeting, or who have questions regarding the accessibility of the meeting or the facilities, are required to contact City Manager Robert R. Kiely, Jr., at (847) 234-2600 promptly to allow the City to make reasonable accommodations for those persons. 18 July 20, 2015 City Council Agenda 19 20 21 July 21 , 2015 Tollway Board Directors 2700 Ogden Avenue Downers Grove, IL, 60045 Dear Chairman Schillerstrom and Tollway Board Directors, We want to collectively congratulate you Chairman Schillerstrom and new directors on your appointments. We look forward to working with you on advancing the important work that has been done on the IL Route 53 project. This project has been stalled for decades due to lack of consensus, but over the last several years much progress has been achieved thanks to the strong support from the Illinois Tollway, CMAP, Lake County elected officials, as well as committed citizens from the business and environmental communities. Now, we are asking for the Tollway Board’s continued support with the next engineering and environmental studies required to keep this project moving forward. As you know, in 2012, the Blue Ribbon Advisory Council reached consensus on a plan that strikes a balance between improving mobility and access, while minimizing negative environmental and long-term impacts from development. The Resolution and Summary Report recommends a 21st century urban highway – a modern boulevard with a small footprint to protect the natural environment and preserve the character of Lake County. The route is envisioned as a four-lane, tolled parkway that will address specific needs for congestion relief and provide greater connectivity. Additionally, the Finance Committee worked for many months on a fiscally responsible and appropriate funding mix. The recommendations include a significant local revenue share – more than any other regional Tollway project. Additionally, it recommends an Environmental Restoration and Stewardship Fund that would provide financial support for the protection and enhancement of the natural resources, including agricultural lands and water bodies, within two miles of the roadway. The fund will also support efforts to protect and restore approximately 750 acres of land, and remediate ecological health issues that may arise within the corridor. The Land Use Committee is continuing its collaborative planning efforts with the corridor communities to develop a broad land use strategy for the entire corridor. As you are aware, CMAP’s GO TO 2040 Regional Comprehensive Plan ranked this project the highest among all priority projects in its effect on region wide congestion. Not only will the new road provide significant congestion relief for Lake County and the region, reducing travel time up to 30% for some trips, it will also unlock economic development by connecting Lake County to employment centers in Schaumburg, O’Hare International Airport, and downtown Chicago. It will also serve as a catalyst for economic development, opening up tremendous opportunities for new office, industrial, residential and retail. 22 This letter is intended to reaffirm our commitment to advancing IL Route 53. As the Tollway Board renews its discussion on this issue, we ask for consideration and continued support. Sincerely, Donald P. Schoenheider Mayor *The letter is also going to include other mayors whose boards chose to endorse this letter. 23 24 25 26 27 Illinois Route 53 Extension Project Timeline An Illinois Route 53 northern extension has been considered since the 1960s. In the 1960s construction of Illinois Route 53 was completed up to Dundee Road. Between 1970 and 1990 two environmental studies on the north extension were initiated but eventually discontinued due to other roadway priorities. During this 20 year span IDOT began purchasing property for the proposed project (around 70% of the needed right-of-way is currently owned by the State of Illinois). Finally in the late 1980 Route 53 was extended to Lake Cook Road. 1993 • Illinois General Assembly authorized the Illinois Tollway to extend IL-53. 1993-1997 • IDOT and Tollway prepare phase I environmental studies. 1998-2001 • A Draft Environmental Impact Statement (DEIS) was prepared as a joint by the Tollway and IDOT, referred to as the Lake County Transportation Improvement Project (LCTIP). LCTIP completed a county wide assessment with two final alternatives (Illinois 83/U.S. Route 45/U.S. Route 12 and Illinois Route 53 highway extension). • In 2001 the DEIS was presented at a Public Hearing but the project did not advance due to lack of consensus. 2003 • The Illinois Toll Highway Authority estimated a cost of $1.86 billion. 2005 • The Lake County Transportation Improvement Project (LCTIP) was discontinued. 2006 • The CPC (Corridor Planning Council) was established by Lake County officials for Route 120. The CPC developed the Illinois Route 120 Unified Vision Plan which included a four lane boulevard as their preferred design. The plan recognized the possibility of Route 53 extending. 2009 • The residents of Lake County supported (at 76%) the Illinois Route 53 extension project in an advisory referendum in 2009. 28 2010 • Lake County leaders lobby Tollway directors to adopt the Route 53 extension. • The Tollway has estimated the roadway cost for an extension of IL-53/120 at approximately $2.2 billion. (The previous estimate assumed a multi-lane (6-8) freeway-type facility, and did not include transit elements). • The Chicago Metropolitan Agency for Planning (CMAP) identified the Illinois Route 53 extension and Illinois Route 120 improvements as a priority transportation project in the GO TO 2040 Comprehensive Regional Plan. 2011 • The Illinois Route 53/120 Blue Ribbon Advisory Council (BRAC) was assembled to assist in the planning and potential building of the IL-53/120 North Extension in Lake County. The Council includes representatives of transportation, planning and local government agencies in Lake County, as well as members of the business, transportation and environmental advocacy community. • In September the BRAC released its guiding principles (see the 8 principles below) 2012 • On June 7, 2012 the BRAC outlined it findings and work in a Resolution and Summary Report which laid out a blueprint for a 21st century modern boulevard. The report concluded that there is consensus for the Tollway to move forward with the project, and provided the scope, design elements, and configuration of the new roadway. 2013 • Using the BRAC’s Resolution and Summary Report as foundation, the CMAP and Tollway initiated a Corridor Land Use Plan (CMAP) and a Feasibility Analysis (Tollway). • To further provide guidance, In October the Illinois Route 53/120 Finance Committee was formed and tasked to determine the projects financial feasibility and to develop a recommendation to the Tollway Board regarding how the project should be funded. • On February 28 the Illinois Tollway Board of Directors approved a $4 million contract with TranSystems Corp to plan for the extension project. 2014 • Throughout 2014 Chicago Metropolitan Agency for Planning (CMAP) drafted and finalized their GO TO 2040 Regional Comprehensive Plan. The plan ranked this project the highest among all priority projects in its effect on region wide congestion. 29 2015 • In March, with a vote of 21-2 the project’s Finance Committee approved a package of funding recommendations that are projected to generate between $745 million to $993 million toward the project. It was also recommended and requested that the Illinois Tollway move forward with the next engineering and environmental studies required advancing the project. 30 Blue Ribbon Advisory Council Guiding Principles (BRAC) 1. Enhance mobility and accessibility, and relieve congestion, in the Central Lake County Corridor. 2. Seek innovative design solutions for a safe, integrated, multi-modal corridor that preserves the environment and the character of nearby communities, and enhances their economic vitality. 3. Analyze potential funding options and pursue corridor concepts to the extent that they are financially viable, fiscally sustainable and equitable. 4. Minimize environmental and long term development impacts of transportation infrastructure and operations. 5. Promote environmental enhancements and sustainable practices in all aspects of project development, implementation and operations, and strive to improve the overall environment. 6. Promote diversity in all aspects of project development, implementation and operations. 7. Develop and apply innovations in all aspects of the project to create a 21st Century, Modern Boulevard that serves as a national and international model. 8. Cooperate with agencies and municipalities to deliver the Council’s work in a transparent and accountable manner. 31 FY16 Rollover List VENDOR ACCOUNT NO.DESCRIPTION To Roll Lake County Forest Preserve 101-1101-411-8495 Middlefork Phase II IGA 17,702 Svanaco/American Eagle 101-1101-411-8495 Mobile Capabilities - Update 9,000 Gewalt Hamilton 101-1101-411-8495 Sanitary Sewer Study Regency Lane 18,900 Specialities Direct *101-1522-419-6744 Beach Partitions 4,000 Martin Petersen 101-1522-419-6744 HVAC - MS 5,094 Martin Petersen 101-1540-419-4334 HVAC - MS 3,031 Lake Forest College 101-2501-499-3529 Property Acquisition 957,420 Marvin Feig & Associates 101-2501-499-8495 Window Shades - MS 7,843 Neopost 101-2501-499-8495 Postage machines (2) + Folding/Insert (1)3,179 Opengov 101-2501-499-8495 On-Line Financial Reporting 8,500 Conserv FS 101-5136-431-6511 Salt 40,161 North American Salt 101-5136-431-6511 Salt 2,188 Vulcan Material 101-5342-438-6111 Stone 10,400 GENERAL FUND 1,087,418.00$ Benjamin Historical Certification 201-8401-456-6740 Historical Study - West Park 5,775 PARKS AND PUBLIC LAND 5,775.00$ H W Lochner Inc.202-0001-439-7692 Woodbine Bridge Engineering 60,000 Motor Fuel Tax Fund 60,000.00$ Specialities Direct *220-5774-452-8405 Beach Partitions 4,770 Reinders 220-5774-452-8405 Groundsmaster broom attachment 6,595 Plante & Moran 220-8065-451-7501 Implementation of RecTrac 21,150 Vermont Systems Inc 220-8065-451-7501 Rec software program/hardware/installation 109,002 Martin Petersen 220-8065-451-8405 HVAC Replacement - North Beach House 7,330 Martin Petersen 220-8065-451-8405 HVAC replacement - Rec 17,530 Spirit of 67 Foundation 220-8065-451-8405 Versa Court donation 10,000 Blackmon Enter/Innovative Athletic 220-8065-451-8405 Portable fences - Baseball field 9,742 PARKS AND RECREATION FUND 186,119.00$ Lindco Equipment 230-6403-436-7560 Replace dump body for Truck #701 13,432 Applied Ecological 230-6407-436-7714 Ravine Maintenance - Cemetery 6,500 Conservation Design 230-6407-436-7714 Cemetery Ravine - Phase II 31,020 CEMETERY FUND 50,952.00$ Community PartnersAfford.Housing 248-3401-414-3510 Affordable Housing 115,000 Affordable Housing 115,000.00$ IT Capital Projects 311-0050-415-6611 IT 5 Yr Capital Projects 252,000 Schroeder & Schroeder 311-0050-417-67-41 Concrete Street Repairs -75,000 A Lamp Concrete 311-0050-417-7601 Parking lot improvements - E.Train Station 52,454 Lohman Golf Designs 311-0050-417-7694 Engineering Services 7,635 Lakeland HVAC Automation Inc 311-0050-419-6710 HVAC PSB 11,740 Martin Petersen 311-0050-419-6726 HVAC Upgrades - MS 6,410 Air Con Refrigeration & Heating 311-0050-419-6715 Chiller replacement - City Hall 90,000 Concare Inc 311-0050-419-6726 Epoxy Floor - MS Bldg 19,500 Pieper Electric/Pro Lightning 311-0050-419-6726 Lightning protection - MS Bldg 33,625 Trafftech Inc 311-0050-431-6615 Traffic sign making machine - Streets 6,578 Divinci Painters 311-0050-431-6723 Painting - Lake Road Bridge 19,500 Neptun Light Inc 311-0050-431-6741 LED Bulbs - Streets 59,892 Kinnucan 311-0050-453-6717 EAB removals 20,000 CNW Bicycle Path 311-0050-431-79-09 CNW Bicycle Path - Construction 974,586 CNW Bicycle Path 311-0050-431-79-09 CNW Bicycle Path - Landscape 35,276 CBD Train Depot 311-0060-419-77-17 CBD Train Depot 200,000 7/20/15 CC - Final Reading 32 FY16 Rollover List VENDOR ACCOUNT NO.DESCRIPTION To Roll Divinci Painters 311-0060-419-7658 Painting - Gorton Comm. Center 7,000 James LaDuke 311-0060-419-7658 Gorton Comm. Center 18,530 Construction Conulting 311-0060-452-7609 Front Entrance - Rec Center 38,417 R A Adams 311-5001-450-7549 Trailer replacement 7,160 Foster Coach Sales 311-5001-450-7549 Ambulance 79,689 To be Determined 311-0050-422-7801 Fire Engines 425,000 CAPITAL IMPROVEMENTS FUND 2,289,992.00$ Jacob & Hefner 322-2501-499-3535 Owner Representative - Laurel Avenue 84,876 Midwest Environment Consulting Serv322-2501-499-3510 Laurel Avenue Cleanup 10,229 Teska Associates 322-2501-499-3510 Laurel Avenue Development 7,237 Universal Asbestos Removal 322-2501-499-7705 Asbestos abatement - Laurel Avenue 135,000 Laurel Ave TIF 237,342.00$ Transfer to Capital Fund 421-0001-499-95-09 Transfer to Capital Fund 250,585.00$ Bond Fund 421 250,585.00$ Lakeland HVAC 501-6071-434-3510 HVAC Controls - Water Plant 18,400 Mc Henry Analytical 501-6071-434-3510 Monitoring of drinking water 6,970 Alexander Corporation 501-6071-434-6511 Chemicals for Water Plant 13,206 Illinois Pump 501-6072-434-6113 Spare Pump - Water Plant 4,000 Demuth Inc 501-6073-433-3510 Replace valves 9,700 M.Tanzillo 501-6073-433-4210 Hauling Spoils - Water & Sewer 10,000 Vulcan Material 501-6073-433-6111 Stone - Water & Sewer 19,995 ADS Environmental Services 501-6078-433-3515 Leak Detection 16,932 HBK Water Meter Testing 501-6078-433-3516 Meter testing 13,627 WATER AND SEWER FUND 112,830.00$ Flolo Corp 508-0001-434-6753 Algae Pre-screen computer 6,500 Northern Divers USA Inc 508-0001-434-6753 Algae Pre-screen 153,466 Strand Associates 508-0001-434-6753 Algae Pre-screen - Engineering 39,863 Flolo Corp 508-0001-434-6754 Mussel Control System 6,859 Verder Inc 508-0001-434-6754 Chemical Feed Upgrade - Water Plant 13,878 R A Mancini 508-0001-440-7501 Water Main - Oak Knoll 73,948 WATER CAPITAL IMPROVEMENT FUND 294,514.00$ Accurate Tank Construction 510-2501-454-7755 Fuel Pump 14,320 Deerpath Golf Course 14,320.00$ GRAND TOTAL OF ALL FUNDS 4,704,847.00$ 7/20/15 CC - Final Reading 33 AN ORDINANCE MAKING APPROPRIATION FOR CORPORATE PURPOSES AND FOR THE PUBLIC SCHOOLS OF THE CITY OF LAKE FOREST, COUNTY OF LAKE AND STATE OF ILLINOIS, FOR THE FISCAL YEAR COMMENCING MAY 1, 2015 AND ENDING APRIL 30, 2016 BE IT ENACTED BY THE CITY COUNCIL OF THE CITY OF LAKE FOREST, an Illinois special charter and home rule municipal corporation located in Lake County, Illinois, as follows: Section 1: That the following sums, or so much thereof as may be authorized by law, be and the same are hereby appropriated from the respective fund designated in this ordinance for the corporate purposes of The City of Lake Forest and for the objects and purposes stated herein according to departments and other separate agencies, and for the Public Schools of The City of Lake Forest, County of Lake and State of Illinois, to defray the necessary expenses of the City and its Public Schools for the fiscal year commencing May 1, 2015 and ending April 30, 2016. GENERAL FUND General Government Appropriation Salaries and Benefits 2,909,762$ Supplies/Other Services and Charges 6,285,779 Capital Equipment Contingency - to meet expenses of emergencies and optional expenses not otherwise provided for 3,357,150 TOTAL GENERAL GOVERNMENT 12,552,691$ Law Contractual Services 500,000$ TOTAL LAW 500,000$ Community Development Salaries and Benefits 1,521,026$ Supplies/Other Services and Charges 149,765 Capital Equipment - TOTAL COMMUNITY DEVELOPMENT 1,670,791$ Public Works Administration Salaries and Benefits 422,555$ Supplies/Other Services and Charges 66,063 TOTAL PUBLIC WORKS ADMINISTRATION 488,618$ Public Buildings Building Maintenance Salaries and Benefits 824,692$ Supplies/Other Services and Charges 710,945 TOTAL PUBLIC BUILDINGS 1,535,637$ 34 Appropriation Streets Salaries and Benefits 991,125$ Supplies/ Other Service and Charges 884,983 TOTAL STREETS 1,876,108$ Sanitation Salaries and Benefits 1,211,361$ Supplies/ Other Service and Charges 1,061,927 TOTAL SANITATION 2,273,288$ Storm Sewers Salaries and Benefits 126,533$ Supplies/ Other Service and Charges 43,568 TOTAL STORM SEWERS 170,101$ Engineering Salaries and Benefits 536,736$ Supplies/ Other Service and Charges 117,272 TOTAL ENGINEERING 654,008$ Fire Administration Salaries and Benefits 4,557,087$ Supplies/ Other Service and Charges 1,475,871 Sub-Total 6,032,958$ Emergency Medical Services Supplies/ Other Service and Charges 33,000$ Sub-Total 33,000$ Fire Suppression Supplies/ Other Service and Charges 100,500$ Sub-Total 100,500$ TOTAL FIRE 6,166,458$ Police Salaries and Benefits 5,862,117$ Supplies/ Other Service and Charges 3,178,826 TOTAL POLICE 9,040,943$ TOTAL AMOUNT APPROPRIATED FROM THE GENERAL FUND 36,928,643$ 35 Appropriation Lake Forest Hospital Project Supplies/Other Services and Charges 180,386$ Contingency to meet expenses of emergencies and expenses not otherwise provided for 18,039 TOTAL AMOUNT APPROPRIATED FROM Lake Forest Hospital Project Fund 198,425$ MS Site Project Supplies/Other Services and Charges 220,000$ Contingency to meet expenses of emergencies and expenses not otherwise provided for 22,000 TOTAL AMOUNT APPROPRIATED FROM Lake Forest Hospital Project Fund 242,000$ PARK AND PUBLIC LAND FUND Park Improvements 230,775$ Contingency to meet expenses for emergencies and expenses not otherwise provided for 23,078 TOTAL AMOUNT APPROPRIATED FROM THE PARK AND PUBLIC LAND FUND 253,853$ MOTOR FUEL TAX FUND Capital Improvements 260,000$ Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 26,000 TOTAL AMOUNT APPROPRIATED FROM THE MOTOR FUEL TAX FUND 286,000$ EMERGENCY TELEPHONE FUND Police Salaries and Benefits -$ Supplies/ Other Service and Charges 189,835 Capital Equipment - Contingency to meet expenses for emergencies and expenses not otherwise provided for 18,984 TOTAL POLICE 208,819$ TOTAL AMOUNT APPROPRIATED FROM THE EMERGENCY TELEPHONE FUND 208,819$ 36 SENIOR RESOURCES COMMISSION FUND Appropriation Salaries and Benefits 378,655$ Supplies/Other Services and Charges 224,576 Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 60,323 TOTAL AMOUNT APPROPRIATED FROM THE SENIOR RESOURCES COMMISSION FUND 663,554$ PARKS AND RECREATION FUND Recreation Recreation Programs Salaries and Benefits 3,286,284$ Supplies/ Other Service and Charges 1,987,466 Capital Equipment 25,718 Sub-Total 5,299,468$ Parks Equipment Reserve 150,000 Contingency to meet expenses of emergencies and expenses not otherwise provided for 899,242 TOTAL RECREATION SECTION 6,348,710$ Parks and Forestry Administration Salaries and Benefits 2,372,368$ Supplies/ Other Service and Charges 660,284 Capital Equipment 150,000 Sub-Total 3,182,652$ Grounds Maintenance Supplies/ Other Service and Charges 209,800$ Sub-Total 209,800$ Athletic Field Plg/Tennis Supplies/ Other Service and Charges 59,000$ Sub-Total 59,000$ Lakefront Facilities Supplies/ Other Service and Charges 38,500$ Capital Equipment - Sub-Total 38,500$ Tree Trimming Supplies/ Other Service and Charges 26,000$ Sub-Total 26,000$ 37 Appropriation Tree Removal Supplies/ Other Service and Charges 15,500$ Sub-Total 15,500$ Insect & Disease Supplies/ Other Service and Charges 1,000$ Sub-Total 1,000$ Tree & Shrub Planting/Care Supplies/ Other Service and Charges 10,500$ Sub-Total 10,500$ TOTAL PARKS AND FORESTRY SECTION 3,542,952$ TOTAL AMOUNT APPROPRIATED FROM THE PARKS AND RECREATION FUND 9,891,662$ SPECIAL RECREATION FUND Salaries and Benefits 47,434$ Supplies/Other Services and Charges 253,924 Capital Improvements 110,366 Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 41,172 TOTAL AMOUNT APPROPRIATED FROM THE SPECIAL RECREATION FUND 452,896$ CEMETERY COMMISSION FUND Salaries and Benefits 356,024$ Supplies/Other Services and Charges 220,442 Capital Improvements 300,952 Contingency to meet expenses of emergencies and operational expenses not otherwise provided for 87,742 TOTAL AMOUNT APPROPRIATED FROM THE CEMETERY COMMISSION FUND 965,160$ PUBLIC LIBRARY FUND Library Services Salaries and Benefits 2,655,061$ Supplies/Other Services and Charges 956,400 Building Maintenance - Supplies/Other Services and Charges 167,000$ Contingency to meet expenses of emergencies and operational expenses not otherwise provided for 400,346 Sub-Total 4,178,807$ 38 Appropriation Capital Equipment 75,000$ Capital Improvements 150,000 Sub-Total 225,000$ TOTAL AMOUNT APPROPRIATED FROM THE PUBLIC LIBRARY FUND 4,403,807$ FOREIGN FIRE INSURANCE FUND Supplies/Other Services and Charges 200,000$ Contingency to meet expenses of emergencies and expenses not otherwise provided for 20,000 TOTAL AMOUNT APPROPRIATED FROM FOREIGN FIRE INSURANCE FUND 220,000$ DRUG ASSET FORFEITURE FUND Supplies/Other Services and Charges 28,000$ Contingency to meet expenses of emergencies and expenses not otherwise provided for 2,800 TOTAL AMOUNT APPROPRIATED FROM DRUG ASSET FORFEITURE FUND 30,800$ ALCOHOL ASSET FORFEITURE FUND Supplies/Other Services and Charges 85,000$ Contingency to meet expenses of emergencies and expenses not otherwise provided for 8,500 TOTAL AMOUNT APPROPRIATED FROM ALCOHOL ASSET FORFEITURE FUND 93,500$ HOUSING TRUST FUND Supplies/Other Services and Charges 365,000$ Capital Improvements - Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 36,500 TOTAL AMOUNT APPROPRIATED FROM THE HOUSING TRUST FUND 401,500$ 39 CAPITAL IMPROVEMENTS FUND Appropriation Salaries and Benefits -$ Supplies/Other Services and Charges - Capital Equipment 1,011,849 Capital Improvements 7,637,605 Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 864,945 TOTAL AMOUNT APPROPRIATED FROM THE CAPITAL IMPROVEMENTS FUND 9,514,399$ RT 60 BRIDGE FUND Capital Improvements 1,036,000$ Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 103,600 TOTAL AMOUNT APPROPRIATED FROM THE RT 60 BRIDGE FUND 1,139,600$ RT 60 INTERSECTION FUND Capital Improvements 418,250$ Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 41,825 TOTAL AMOUNT APPROPRIATED FROM THE RT 60 INTERSECTION FUND 460,075$ Laurel/Western Redevelopment Supplies/Other Services and Charges 473,192 Capital Improvements 3,435,000$ Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 390,819 TOTAL AMOUNT APPROPRIATED FROM THE RT 60 INTERSECTION FUND 4,299,011$ WATER AND SEWER FUND General Government Salaries and Benefits 223,368$ Supplies/Other Services and Charges 2,450,585 Debt retirement 2,210,080 Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 837,529 TOTAL GENERAL GOVERNMENT 5,721,562$ 40 Appropriation Public Works Salaries and Benefits 1,972,273$ Supplies/Other Services and Charges 1,518,982 TOTAL PUBLIC WORKS ADMINISTRATION 3,491,255$ TOTAL AMOUNT APPROPRIATED FROM THE WATER AND SEWER FUND 9,212,817$ WATER AND SEWER CAPITAL FUND Capital Equipment -$ Capital Improvements 1,884,514 Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 188,451 TOTAL AMOUNT APPROPRIATED FROM THE WATER AND SEWER CAPITAL FUND 2,072,965$ DEERPATH GOLF COURSE FUND Administration Salaries and Benefits 475,507$ Supplies/Other Services and Charges 383,585 Capital Equipment 111,320 Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 183,251 TOTAL ADMINISTRATION 1,153,663$ Course Maintenance Salaries and Benefits -$ Supplies/Other Services and Charges 98,219 TOTAL COURSE MAINTENANCE 98,219$ Clubhouse Salaries and Benefits 217,723$ Supplies/Other Services and Charges 546,156 TOTAL CLUBHOUSE 763,879$ TOTAL AMOUNT APPROPRIATED FROM THE DEERPATH GOLF COURSE FUND 2,015,761$ 41 FLEET FUND Appropriation Salaries and Benefits 721,501$ Supplies/Other Services and Charges 1,235,604 Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 195,710 TOTAL AMOUNT APPROPRIATED FROM THE FLEET FUND 2,152,815$ LIABILITY INSURANCE FUND Supplies/Other Services and Charges 1,200,000$ Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 120,000 TOTAL AMOUNT APPROPRIATED FROM THE LIABILITY INSURANCE FUND 1,320,000$ SELF INSURANCE FUND Supplies/Other Services and Charges 5,630,000$ Contingency to meet expenses for emergencies and capital improvements not otherwise provided for 563,000 TOTAL AMOUNT APPROPRIATED FROM THE SELF INSURANCE FUND 6,193,000$ FIREFIGHTERS' PENSION FUND Other Services and Charges 1,964,200$ Contingency to meet expenses for emergencies and expenses not otherwise provided for 196,420 TOTAL AMOUNT APPROPRIATED FROM THE FIREFIGHTERS' PENSION FUND 2,160,620$ POLICE PENSION FUND Other Services and Charges 2,429,200$ Contingency to meet expenses for emergencies and expenses not otherwise provided for 242,920 TOTAL AMOUNT APPROPRIATED FROM THE POLICE PENSION FUND 2,672,120$ 42 Public Schools THE CITY OF LAKE FOREST Estimates and Subject to Change School District No. 67 From the Education Fund 28,176,407$ From the Operations, Building and Maintenance Fund 3,475,170 From the Capital Projects Fund 1,143,500 From the Illinois Municipal Retirement/Social Security Fund 743,158 From the Working Cash Fund - From the Transportation Fund 1,280,490 TOTAL AMOUNT APPROPRIATED FOR PUBLIC SCHOOLS OF THE CITY OF LAKE FOREST (School District No. 67)34,818,725$ 43 Summary of the Amounts Appropriated From the Several Funds Fund Appropriation General 36,928,643$ Lake Forest Hospital Project 198,425 MS Site Project 242,000 Park and Public Land 253,853 Motor Fuel Tax 286,000 Emergency Telephone 208,819 Senior Resources Commission 663,554 Parks and Recreation 9,891,662 Special Recreation 452,896 Cemetery Commission 965,160 Public Library 4,403,807 Foreign Fire Insurance 220,000 Drug Asset Forfeiture 30,800 Alcohol Asset Forfeiture 93,500 Affordable Housing 401,500 Capital Improvements 9,514,399 Rt. 60 Bridge 1,139,600 Rt. 60 Intersection 460,075 Laurel/Western Redevelopment 4,299,011 Water and Sewer 9,212,817 Water and Sewer Capital Fund 2,072,965 Deerpath Golf Course 2,015,761 Fleet 2,152,815 Liability Insurance 1,320,000 Self Insurance 6,193,000 Firefighters' Pension 2,160,620 Police Pension 2,672,120 Sub-Total 98,453,802$ The City of Lake Forest School District No. 67 Estimates and Subject to Change Education 28,176,407$ Operations, Building and Maintenance 3,475,170 Capital Projects 1,143,500 Illinois Municipal Retirement/Social Security 743,158 Working Cash - Transportation 1,280,490 Sub-Total 34,818,725$ GRAND TOTAL 133,272,527$ 44 Section 2: That any sum of money heretofore appropriated and not expended now in the Treasury of The City of Lake Forest, or that hereafter may come into the Treasury of The City of Lake Forest, is hereby reappropriated by this Ordinance. Section 3: That the funds derived from sources other than the 2014 tax levy and other revenue pledged for specific purposes may be allotted by the Mayor and City Council to such appropriations and in such amounts respectively, as said Corporate Authorities may determine within the limits of said appropriations, respectively, insofar as doing same does not conflict with the law. Section 4: That any unexpended balances of any items of any general appropriation made by this Ordinance may be expended in making up any deficiency in any other item in the same general appropriation made by this Ordinance and is hereby appropriated therefore. Section 5: That any sum of money received for a specific purpose or category of expenditure from any source other than real estate taxes (including without limitation grants and donations) that is not specifically authorized by this appropriation ordinance shall be authorized for expenditure upon acceptance of such sum of money by the City, provided that such expenditure is approved in accordance with applicable City ordinances and procedures. Section 6: That the sum of money that the Corporate Authorities of the City (or such subordinate body of the City empowered to authorize the expenditure of funds) have approved, or will approve, to satisfy a lawful debt of the City, and for which money is available in the Treasury (or in the specific fund over which a subordinate body may have authority) at the time of such approval, is hereby appropriated by this ordinance. Section 7: That if any item or portion thereof of this Appropriation Ordinance is for any reason held invalid, such decision shall not affect the validity of the remaining portion of such item or the remaining portions of this Ordinance. Section 8: The City Council shall at any time have the power, to make transfers of sums of money appropriated for one corporate object or purpose, but no appropriation for any object or purposes shall thereby be reduced below any amount sufficient to cover all obligations incurred or to be incurred against such appropriation. Section 9: At any time during the fiscal year when an expenditure 45 shall exceed the amounts set forth in this ordinance and there are funds available in the City's Treasury, the City Council may approve such expenditure and grant a supplemental appropriation for such purpose contemporaneously. Section 10: This ordinance shall be in force ten (10) days from and after its passage, approval and publication. PASSED THIS ____ day of ________________, 2015 ____________________________________________ APPROVED THIS ____ day of ________________, 2015 _____________________________________________ ATTEST: ______________________________________ City Clerk That this ordinance be published in pamphlet form and be made available to the public at the City Hall service counter. 46 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AGREEMENT, executed this 1st day of May, 2015 by and between the CITY OF LAKE FOREST, A Municipal Corporation of Illinois (hereinafter called "CITY") and ROBERT R. KIELY, JR. (hereinafter called "EMPLOYEE"); WHEREAS, the CITY has employed the services of ROBERT R. KIELY, JR. since November 19, 1990 as City Manager of the CITY and the EMPLOYEE desires to continue said employment, and WHEREAS, the parties intend by this Agreement to set forth their entire understanding regarding the employment of the EMPLOYEE as City Manager. NOW, THEREFORE, in consideration of the promises and agreements hereinafter set forth, the parties agree as follows: 1. EMPLOYMENT AND DUTIES The City hereby agrees to employ ROBERT R. KIELY, JR. as City Manager. The EMPLOYEE shall perform all duties of the City Manager as set forth in the CITY's Charter, its Ordinances and the Statutes of the State of Illinois and such other duties and functions as may be assigned to him by the Mayor and City Council from time to time. 2. TERM The EMPLOYEE serves for an indefinite term at the pleasure of the Mayor and City Council of the CITY. Nothing in this Agreement shall prevent, limit or otherwise interfere with the rights of the Mayor and City Council to terminate the employment of the EMPLOYEE at any time with or without cause, subject only to the provisions set forth herein. Nothing in this Agreement shall prevent, limit or otherwise interfere with the right of the EMPLOYEE to resign at any time from his position as City Manager, subject only to the provisions herein. 47 2 3. TERMINATION AND SEVERANCE PAY In the event EMPLOYEE shall be terminated by the Mayor and City Council, the CITY shall give the EMPLOYEE ninety (90) days written notice of such termination. At the end of the ninety (90) days: (a) the CITY agrees to pay the EMPLOYEE a lump sum cash payment equal to nine (9) months base salary; and (b) for a period of nine (9) months following termination, the CITY agrees to pay all premiums for insurance benefits for which the EMPLOYEE is entitled to receive via continuation coverage under COBRA; provided that (c) EMPLOYEE executes all waivers and releases that the CITY customarily requires of employees upon separation of employment with the CITY, including such waivers and releases of specific statutory rights after required waiting periods. No such lump sum cash payment or continued benefits as set forth above shall be due to the EMPLOYEE if such termination is a result of a conviction of any felony or a conviction of any crimes involving moral turpitude damaging the integrity of the CITY. In the event the EMPLOYEE voluntarily resigns, then he must give the CITY a minimum two (2) months advance notice in writing unless otherwise modified by the Mayor and City Council. In the event the CITY at any time reduces the salary or other financial benefits of EMPLOYEE in a greater percentage than an applicable across-the-board reduction for all employees of the CITY, or in the event the CITY refuses, following written notice, to comply with any other material provision benefiting EMPLOYEE herein, or EMPLOYEE resigns following a formal suggestion by the Board that he resign, then, in 48 3 that event, EMPLOYEE may, at his option, be deemed to be "terminated" at the date of such reduction or such refusal to comply, or when EMPLOYEE resigns following a formal suggestion by the Board that he do so, and EMPLOYEE will be entitled to all severance pay described above just as if he had been terminated by the CITY. Upon any termination of EMPLOYEE (whether voluntary or involuntary), EMPLOYEE shall be entitled to compensation for any accrued but unused vacation or leave time in the manner required by law and as set forth in the CITY's then-applicable Personnel Policies and Procedures. 4. DISABILITY If the EMPLOYEE becomes disabled or is otherwise unable to perform his duties with reasonable accommodation because of sickness, accident, injury, mental incapacity or health for a period of four (4) successive weeks or for twenty (20) working days over a thirty (30) working day period, following exhaustion of any accrued sick leave, the CITY shall have the option to terminate this Agreement, subject to termination and severance pay requirements. In addition, EMPLOYEE shall be compensated for any accrued and unused vacation and other accrued benefits in the manner required by law and as set forth in the CITY's then-applicable Personnel Policies and Procedures. 5. SALARY The CITY agrees to pay EMPLOYEE for his services rendered pursuant hereto an annual base salary Two Hundred and One Thousand and four hundred and fifteen ($201,415) payable in installments at the same time as other employees of the CITY are paid and adjusted from time to time as the parties may agree. 6. PERFORMANCE EVALUATION 49 4 A. The Council shall review and evaluate the performance of the EMPLOYEE at least once annually. This review and evaluation shall be in accordance with specific criteria developed jointly by the EMPLOYEE and the Council. The criteria may be added to or deleted from as the Council may from time to time determine, in consultation with the EMPLOYEE. Further, the Mayor shall provide the EMPLOYEE with a written statement summary of the findings of the Council and provide an adequate opportunity for the EMPLOYEE to discuss his/her evaluation with the Council. B. Annually, the Council and EMPLOYEE shall define such goals and performance objectives which they determine necessary for the proper operation of the City and in the attainment of the Council’s policy objectives, and shall further establish a relative priority among those various goals and objectives, such goals and objectives to be reduced to writing. They shall generally be attainable within the time limitations as specified and the annual operating and capital budgets and appropriations provided. 7. VACATION The EMPLOYEE shall be entitled to the same vacation benefits during each calendar year received by all CITY management employees from time to time. 8. DEFERRED COMPENSATION The CITY agrees to execute all necessary agreements provided by the International City Management Association Retirement Corporation (ICMA-RC) for the EMPLOYEE's participation in a 457, Retiree Health Savings Account (RHS) or 401 plan and, in addition to the base salary paid by the CITY to the EMPLOYEE, the CITY agrees to pay an amount equal to seventeen percent (17%) of the EMPLOYEE's base salary into the 50 5 ICMA-RC on EMPLOYEE's behalf, in equal proportionate amounts each pay period The CITY agrees that, upon resignation or termination of EMPLOYEE, EMPLOYEE shall be and remain fully vested in such plan and, to the extent permitted by the plan, the CITY agrees to transfer its interests in such plan to EMPLOYEE's succeeding employer. 9. WAIVER The CITY agrees to waive the EMPLOYEE's annual fees at the Deerpath Golf Course and the EMPLOYEE’S and his family’s fees for any Lake Forest Recreation Department programs or activities they may participate in. 10. MEDICAL AND DENTAL BENEFITS The EMPLOYEE shall receive the standard medical and dental benefits received by all CITY management employees from time to time. 11. LIFE INSURANCE The EMPLOYEE shall receive the same life insurance as is provided to all CITY management employees from time to time. 12. PROFESSIONAL DEVELOPMENT In order to maintain the EMPLOYEE's professional standing and continued education, the CITY agrees to pay the reasonable cost of the EMPLOYEE's dues in professional associations and other reasonable expenses of professional development, and attendance at state and national city management conferences. 13. OUTSIDE ACTIVITIES The employment provided for by this Agreement shall be the Employee’s sole employment. Recognizing that certain outside consulting or teaching opportunities 51 6 provide indirect benefits to the CITY and the community, the Employee may, subject to the approval of the Mayor, accept limited teaching, consulting or other business opportunities with the understanding that such arrangements shall not interfere or conflict with his responsibilities under this Agreement. 14. OTHER TERMS AND CONDITIONS OF EMPLOYMENT All provisions of the City Charter, the City Code and Regulations and Rules of the CITY relating to vacation and sick leave, retirement and pension system contributions, holidays and other fringe benefits and working conditions as they now exist or hereafter may be amended shall also apply to the EMPLOYEE as they would to other employees of the CITY except as specifically set forth herein. The parties acknowledge that the "Housing Loan" previously provided to EMPLOYEE as part of this Agreement has been fully satisfied, and, upon request of EMPLOYEE, the CITY agrees to execute and record an appropriate release relating to such Housing Loan. 15. INDEMNIFICATION The CITY shall defend, save harmless and indemnify EMPLOYEE against any tort, professional liability claim or demand or other legal action, whether groundless or otherwise, arising out of an alleged act or omission occurring in the performance of EMPLOYEE’s duties as City Manager. The CITY will have the right to compromise and settle any such claim or suit and thereupon pay the amount of any settlement or judgment rendered thereon. 16. GENERAL PROVISIONS This Agreement constitutes the entire Agreement between the parties and it shall be binding upon and inure to the benefits of the heirs, executors, successors and assigns of the parties. This Agreement may only be amended by written instrument executed by 52 7 both parties and each provision hereof shall be deemed severable. Neither party may assign their rights or obligations under this Agreement without the express written consent of the other party. This agreement supersedes all prior agreements between the parties regarding the matters herein set forth. This Agreement shall be construed under the laws of the State of Illinois. 17. NOTICES Any notice required under this Agreement shall be deemed given when deposited in the United States Postal Service, postage prepaid, addressed as follows: CITY: MAYOR, CITY OF LAKE FOREST CITY HALL LAKE FOREST, IL 60045 ROBERT R. KIELY, JR.: CITY MANAGER CITY HALL LAKE FOREST, IL 60045 IN WITNESS WHEREOF, the parties have executed this Agreement the day and year first above written. MAYOR, THE CITY OF LAKE FOREST ATTEST: DEPUTY CITY CLERK ROBERT R. KIELY, JR. 53 8 6/1/15 54 The City of Lake Forest SPECIAL MEETING OF THE CITY COUNCIL Proceedings of the Monday, June 29, 2015 City Council Meeting – Municipal Services Buildings CALL TO ORDER AND ROLL CALL: Honorable Mayor Schoenheider called the meeting to order at 6:30 pm, and Deputy City Clerk Margaret Boyer called the roll of Council members. Present: Honorable Mayor Schoenheider, Alderman Waldeck, Alderman Beidler, Alderman Pandaleon, Alderman Newman, Alderman Tack, Alderman Reisenberg, Alderman Moreno and Alderman Adelman. Absent: None Also present were: Elizabeth Holleb, Finance Director; Victor Filippini, City Attorney; Catherine Czerniak, Director of Community Development; Mike Strong, Assistant to the City Manager. There was no audience. 1. CALL TO ORDER AND ROLL CALL 2. MOTION TO ENTER INTO EXECUTIVE SESSION TO DISCUSS DISPOSITION OF PROPERTY Alderman Pandaleon made a motion at 6:32 pm to enter into executive session to discuss disposition of property, seconded by Alderman Reisenberg. The following voted “Yea”: Aldermen Waldeck, Beidler, Pandaleon, Newman, Tack, Reisenberg, Adelman and Moreno. The following voted “Nay”: None. 8 Yeas, 0 Nays, motion carried. 3. RE-CONVENE OPEN SESSION The City Council reconvened into open session at 10:05 4. ADJOURNMENT There being no further business. Alderman Reisenberg made a motion to adjourn, seconded by Alderman Tack. Motion carried unanimously by voice vote at 10:05 p.m. Respectfully Submitted, Margaret Boyer Deputy City Clerk A video of the City Council meeting is available for viewing at the Lake Forest Library and on file in the Clerk’s office at City Hall. You can also view it on the website by visiting www.cityoflakeforest.com. Click on I Want To, then click on View, then choose Archived Meetings Videos. 55 The City of Lake Forest CITY COUNCIL Proceedings of the Monday, July 6, 2015 City Council Meeting - City Council Chambers CALL TO ORDER AND ROLL CALL: Honorable Mayor Schoenheider called the meeting to order at 6:30 pm, and Deputy City Clerk Margaret Boyer called the roll of Council members. Present: Honorable Mayor Schoenheider, Alderman Waldeck, Alderman Beidler, Alderman Pandaleon, Alderman Newman, Alderman Reisenberg, Alderman Moreno and Alderman Adelman. Absent: Alderman Tack Also present were: Elizabeth Holleb, Finance Director; Victor Filippini, City Attorney; Catherine Czerniak, Director of Community Development; Susan Banks, Communication Director; Sally Swarthout, Director of Parks & Recreation, Michael Thomas, Director of Public Works; James Held, Chief of Police, and Anne Whipple. There were approximately 70 present in the audience. PLEDGE OF ALLEGIANCE: The Pledge of Allegiance was recited by all in attendance. REPORTS OF CITY OFFICERS COMMENTS BY MAYOR Mayor Schoenheider congratulated the Friends of Parks & Recreation on a great evening of Fireworks and food on the Fourth of July. COMMENTS BY CITY MANAGER None. COMMENTS BY COUNCIL MEMBERS None. OPPORTUNITY FOR CITIZENS TO ADDRESS THE CITY COUNCIL ON NON-AGENDA ITEMS None. ITEMS FOR OMNIBUS VOTE CONSIDERATION 1. Approval of the June 15, 2015 City Council meeting Minutes 2. Check Register for period May 23-June 26, 2015 56 Proceedings of the July 6, 2015 Regular City Council Meeting 3. Consideration of the Annual Appropriation Ordinance for FY2016 and Approval of Rollovers (First Reading) COUNCIL ACTION: Approve the Three (3) Omnibus items as presented. Mayor Schoenheider asked members of the Council if they would like to remove any item or take it separately. Seeing none, the Mayor asked for a motion to approve the three Omnibus items. Alderman Moreno made a motion to approve the Omnibus items as presented, seconded by Alderman Reisenberg. The following voted “Yea”: Aldermen Waldeck, Beidler, Pandaleon, Newman, Reisenberg, Adelman and Moreno. The following voted “Nay”: None. 7 Yeas, 0 Nays, motion carried. Information such as Purpose and Action Requested, Background/Discussion, Budget/Fiscal Impact, Recommended Action and a Staff Contact as it relates to the Omnibus items can be found on the agenda. ORDINANCES Mayor Schoenheider thanked all the residents for coming to the City council meeting and thanked them for their interest in the community. Mayor Schoenheider offered instruction on the process that will take place during the presentation of the next council item; stating that this is not a public hearing, that the City Council consideration and action is merely a step in the process. This item will go before the Building Review Board, back to the Plan Commission, and then back to the City Council. Individuals requesting to speak will have three minutes and he stated that he is looking to hear something that the City Council hasn’t heard, read, or seen yet. He reported that the City Council is well versed on the issue. 1. Consideration of a Resolution in Support of the Tentative Plat of Subdivision and the Preliminary Site Plan for Redevelopment of the Property Located on the Northwest Corner of Laurel and Western Avenues. (Approval of a Resolution) Director of Community Development Catherine Czerniak reported that the Council is asked to consider a Resolution in support of the tentative plat of subdivision and preliminary site plan as a next step in moving forward with the redevelopment of the City’s former Municipal Services site. If the Resolution is approved by the City Council, further review by the Building Review Board and Plan Commission would occur to resolve the details of the development, prior to consideration of final approval by the City Council. Below is a summary of all discussions: Ms. Czerniak gave an overview that included a Look Back, Where We Are Today and Next Steps Look Back: • History of the site: Industrial use, outdoor storage, use of heavy vehicles. 57 Proceedings of the July 6, 2015 Regular City Council Meeting • Comprehensive Plan: recognizes redevelopment potential, designates site for multi-family residential use, identifies the need for low maintenance housing near Central Business District (CBD, designates the northeast corner of site for open space. • Central Business District (CBD) Changes: Loss of Apartments, Changes to CBD zoning, reduction in building sizes and requirements for open space and amenities, Western Ave enhancements to pedestrian sidewalk and bike path. Need for increased customer base to preserve the vitality of the CBD. • Community Discussions: 1990 alternative locations explored, 1998 Comprehensive Plan designates site for redevelopment, 2007 community visioning sessions, 2008 development parameters established, 2012 development parameters revisited, 2013/14 developer solicitation/selection, 2014 TIF established and 2014/2015 public hearings. Today: • Plan Commission review; tentative plat and preliminary site plan • Five Public Meetings where public testimony was heard • Various Plan modifications • On June 2, 2015 forwarded Plan to the City Council • Density recommendations were taken from the development parameters as proposed: 15.3 units per acre, includes 12 single family homes, 42 condominiums, and 110 apartments • Building height: anticipated 3-story heights has a parapet 36’-38’ high and roof peaks 49’-50’high. • Mix of Units: 110 apartments and on-site management • Open Space: the current plan provides 54% open space • Traffic: Addition of East/West street and options for connection /no connection to Franklin Place, traffic study information was provided • Parking: current plan requires 307 spaces, site plan provides 257 spaces underground, 22 surface spaces, 14 land banked spaces and 17 public parking spaces added on Western Ave. supported by the TIF. • Site plan revisions were reviewed Next Steps • City Council action –Tentative approval allowing the plan to move forward • Design Development • Site demolition/remediation continues • Building Review Board • Technical work can begin • Plan Commission will bring final recommendation to the City Council Elizabeth Holleb, Director of Finance, gave a brief overview of the TIF, the finance mechanism for development. Ms. Holleb explained the bond financing and “pay as you go”. The conservative estimate was based on maximum allocation for the school districts, which could be less based on pace of development. 58 Proceedings of the July 6, 2015 Regular City Council Meeting Larry Booth commented on the culture of architectural excellence within The City of Lake Forest and the opportunity to lead the way in creating an authentic, durable and intellectual development that will last for 100 + years. Mayor Schoenheider invited the following citizens to address the City Council: Harry Lamberson, 1024 N. Western Ave, Lake Forest, IL 60045 John Drummond, 410 Woodland, Lake Forest, IL 60045 John Capstick, 1038 Western Ave, Lake Forest, IL 60045 Linda Van Eeckhout, 1230 N. Western #207, Lake Forest, IL 60045 Emily H. Watts, 1230 N. Western Ave, #212, Lake Forest, IL 60045 Stephen Bruhn, 1261 Burr Oak Road, Lake Forest, IL 60045 Jan Gibson, 59 E. Franklin, Lake Forest, IL 60045 Beth Napoli, 58 E. Laurel, Lake Forest, IL 60045 (No Testimony) Jim Warfield, 140 Franklin Place, Lake Forest, IL 60045 James Ridge, 105 E. Laurel, Lake Forest, IL 60045 Paul Stiffler, 105 E. Laurel, Lake Forest, IL 60045 Alice Valentine, 1230 N. Western Ave, Lake Forest, IL 60045 (No Testimony) Philip Davis, 105 E. Laurel, Lake Forest, IL 60045 (No Testimony) Don Sally, 105 E. Laurel, Lake Forest, IL 60045 Arthur Miller, 169 Wildwood Road, Lake Forest, IL 60045 (No Testimony) Mike Peilman, 1181 Harlan Court, Lake Forest, IL 60045 (No Testimony) Dan Sebald, 560 Ivy Court, Lake Forest, IL 60045 Summary of City Council discussion points: All members of the City Council acknowledged and thanked those who sent an email, called or who watched or participated in a public meeting, and those in attendance. • Duties of Boards & Commissions • Traffic data relating to use and trips per day • A north south road versus a cul-de-sac • Building height, architectural features, and comparison height in area of mixed use • Design flexibility allowing development to attract diverse age groups • Density with surrounding area, comprehensive plan purposely designates this • area as appropriate for increased density • A timeline in relation to CBD zoning changes, previously allowing three story buildings lot line to lot line • This project is density compliant and no variance is requested 59 Proceedings of the July 6, 2015 Regular City Council Meeting • Traffic study included school peak hours and one to two intersections that were affected • Redistricting, development parameters, Franklin Park and the historic oak tree • Homeowner Association obligations/financial responsibilities to maintain Franklin Park and oak tree. • Educational and historical significance of the Oak tree maintained in perpetuity • Building size, and the role of landscape • Property values • Parking- underground, surface, street, north south road and emergency vehicles • Open space • Streets proposed as private • Public access easement through much of the development • Building concepts to be presented by focus • Site plan, unit mix, and legal rights • The City of Lake Forest has current ownership of the property, City Council wearing regulatory hat as well as ownership hat • Tentative approval dictates path and does not count as complete/done • A market rush, remediation of the site, and downturn in development causes consequences to fall upon the developer • Property and Public Lands, Request for Qualification, Request for Proposal, housing trends, affordable housing, transient renters, and design worthy of an AIA award. • Closeness to CBD, schools, trains, and business, vitality of CBD • Flexibility from developer to have pre-determined plans for market changes, a set course for review, structure of purpose contract, and redevelopment agreement • Maintain standards of the project and on site management • The plan has been has been in discussion and underway for 12 years • Creation of a new local landmark 60 Proceedings of the July 6, 2015 Regular City Council Meeting • No conflicts of interest and no personal financial interest with any members of the City Council • Community standards, diversification of housing stock • Financial impacts • Methodology • Development ends up being the best possible outcome for the community • Economic benefits After discussion, the Mayor thanked all who offered feedback and reiterated that the Council has heard and listened. The decision may not be unanimous, and it is a decision that is not entered into lightly. COUNCIL ACTION: If determined to be appropriate by the City Council, approve a Resolution supporting the tentative plat of subdivision and the preliminary site plan and, based on these plans, direct review of the design aspects of the development by the Building Review Board, completion of final engineering plans by the developer and review of the final plat of subdivision by the Plan Commission. Alderman Reisenberg made a motion to approve a Resolution supporting the tentative plat of subdivision and the preliminary site plan and, based on these plans, direct review of the design aspects of the development by the Building Review Board, completion of final engineering plans by the developer and review of the final plat of subdivision by the Plan Commission, seconded by Alderman Waldeck. The following voted “Yea”: Aldermen Waldeck, Beidler, Pandaleon, Newman, Reisenberg, and Moreno. The following voted “Nay”: Alderman Adelman. 6 Yeas, 1 Nays, motion carried. NEW BUSINESS None ADDITIONAL ITEMS FOR COUNCIL DISCUSSION None ADJOURNMENT There being no further business. Alderman Adelman made a motion to adjourn, seconded by Alderman Waldeck. Motion carried unanimously by voice vote at 10:10 p.m. Respectfully Submitted, Margaret Boyer 61 Proceedings of the July 6, 2015 Regular City Council Meeting Deputy City Clerk A video of the City Council meeting is available for viewing at the Lake Forest Library and on file in the Clerk’s office at City Hall. You can also view it on the website by visiting www.cityoflakeforest.com. Click on I Want To, then click on View, then choose Archived Meetings Videos. 62 The City of Lake Forest Telephone System Replacement Project EXHIBITS for ShoreTel Telephone and Voicemail System Hardware, Licensing, Maintenance, & Training through ATI A. Wilson Consulting, “Telephone System Proposal Evaluation,” Executive Summary Report B. Proposal Pricing (as amended on 07/02/2015) C. Purchasing Options for Vendor Hosted (Cloud), Leased, and Purchased The City’s Request for Proposals, ATI’s Response to Request for Proposals, & Wilson Consulting’s “Telephone System Proposal Evaluation,” full report can be provided upon request, if desired. 63 1 July 02, 2015 Mr. Joe Gabanski City of Lake Forest 800 North Field Drive Lake Forest, IL 60045 Dear Joe, Wilson Consulting has completed an examination of the proposals for a new telephone system based upon the specifications developed for City of Lake Forest. After analyzing the proposals provided by the vendors, gathering additional information and attending presentations by ATI, Sound, Inc. and Telcom Innovations Group to clarify the proposals, it is our recommendation to award a contract to ATI. The ShoreTel telephone system proposed by ATI will meet or exceed the City’s current and future telecommunications requirements. The requirements were established jointly with input from City staff and Wilson Consulting and incorporated into the Request for Proposal-2015 VoIP Telecommunications System Project. The cost for the system proposed by ATI is $202,046. This includes a City-wide telephone system to serve the Municipal Services building, the Public Safety facility and eleven other City facilities and includes, Unified Messaging, Call Accounting and expanded conference calling capabilities. The price also includes system installation, staff training and one year parts and labor warranty. The annual cost of a five year lease including system acquisition and complete maintenance will be $56,683.88. The City’s maintenance agreement for its existing telephone system costs $30,166/year. Maintenance on the new system will be $11,660/year. The first year’s maintenance is included in the system acquisition cost. The ShoreTel system is a VoIP (Voice over Internet Protocol) system. It will operate on the City’s data network (LAN-Local Area Network) and its fiber network (WAN-Wide Area Network). The existing Windstream ISDN PRI circuits (2) supporting the City’s current Unify system will be replaced with SIP (Session Initiated Protocol) trunks. As a result, the City’s new telephone system will provide a significantly higher level of resiliency and survivability than the existing one. In addition, Wilson Consulting recommends that a contingency of up to 5% of the system cost be allocated for unexpected expenses that are likely to arise during the course of the project. A brief summary of our analysis and recommendations are enclosed for your review. Please contact me if you have any questions or require additional information. Very truly yours, WILSON CONSULTING David L.F. Wilson encl. Telephone System Replacement Project EXHIBIT A 64 2 CITY OF LAKE FOREST TELEPHONE SYSTEM PROPOSAL EVALUATION EXECUTIVE SUMMARY A Request for Proposal (RFP) for a VoIP telephone system for the City of Lake Forest was published on March 26, 2015. The RFP offered companies the opportunity to propose either a hosted or premise- based system. The specifications for the new system included: a. Warrantee provisions. b.Terms of system acceptance. c.Guidelines for installation. d.Standards for Material and Workmanship e. Description of Department requirements. f.Training requirements. g.Vendor experience and references. h.System requirements. i.Feature requirements. j.System management requirements. k.Service and maintenance requirements. l.System configuration. The City received 13 proposals. The proposals received were from the following companies for the systems cited below: Vendor Location System Proposed Advanced Telecommunications, Inc. (ATI) Naperville, IL Premise based-ShoreTel Advanced Telecommunications, Inc. (ATI) Naperville, IL Hosted-Jive Access One Chicago, IL Hosted-MetaSwitch Arrow Bloomington, MN Premise based-Avaya CDN Downers Grove, IL Premise based-Mitel CMS Oakbrook Terrace, IL Premise based-ShoreTel CallOne Chicago, IL Premise based-ShoreTel Morse Melbourne, FL Hosted-Mitel NACR Eagon, MN Premise based-Avaya Netech Illinois Premise based-Cisco Sound, Inc. Naperville, IL Premise based-Mitel TDS Madison, WI Hosted-Broadsoft Telcom Innovations Group (TIG) Itasca, IL Premise based-Mitel Each of the company’s proposals substantially met the requirements set forth in the Request for Proposal. 65 3 Evaluation Criteria The City of Lake Forest and Wilson Consulting established the following criteria to determine the relative strengths of each of the proposals. 1.Manufacturer Strength 2. Vendor Support 3.System Design/Configuration 4.System Features 5. Suitability of Telephone Instruments 6.System Administration 7.System Cost VENDOR PROPOSAL ANALYSIS Points were awarded to each proposal based on the criteria. Each evaluation criteria was assigned a weight. The weights assigned reflect the relative importance of the criteria to the evaluation. The criteria used and their weights were: Evaluation Criteria Criteria Weight Vendor strength 250 Manufacturer support 250 System configuration 150 System features 150 Telephone instruments 200 System administration 200 System Cost (5 year) 300 System Cost (10 year) 100 Total Points 1,600 The results of the initial evaluation were as follows: Based on the evaluation, the City invited Telcom Innovations Group, ATI and Sound, Inc. (the top three Points Summary Total Points TIG (Mitel)-Premise 1485 ATI (ShoreTel)-Premise 1474 Sound, Inc. (Mitel)-Premise 1453 CMS (ShoreTel)-Premise 1448 CallOne (ShoreTel-Premise)1426 CDN (Mitel)-Premise 1421 Netech (Cisco)-Premise 1420 NACR (Avaya)-Premise 1375 ATI-Hosted 1373 TDS-Hosted 1345 Arrow (Avaya)-Premise 1332 Morse (Mitel)-Hosted 1316 AccessOne-Hosted 1209 66 4 ranked proposals) to make presentations to the City’s Telephone System Selection Team. All City departments were invited and elected to participate in the selection process. The purpose of the presentations was to evaluate each of the three company’s proposals based on the following criteria. •Installation/Project Management Approach •Training Procedures and Availability of Instructional Resources •Voice Mail Functionality •Automated Attendant Functionality •Conference Calling Capabilities •Characteristics of Telephone Instruments •Usefulness of Optional Features and Applications Subsequent to the presentations, the Team members completed an evaluation form in order to rate the company’s capabilities and system functionality against the criteria. The results of the evaluation were: Vendor (system proposed) Evaluation Score ATI (ShoreTel) 1868 Sound, Inc, Mitel 1623 Telcom Innovations Group 1443 The scores reflected the Team’s unanimous recommendation of the ShoreTel system and ATI. Each of the Team members rated the ShoreTel system significantly higher than the Mitel system in the categories related to system features and ease of use. The scores also reflected the Team’s agreement that ATI has the experience and expertise necessary to install and maintain the ShoreTel. After this evaluation, the City asked ATI to make several modifications to its system components and to submit its “best and final” price for the modified configuration. The price of the modified proposal from ATI is $202,046 (original price $204,334). This includes all hardware, software, installation, training and a one year maintenance agreement. Maintenance (all system components including telephones) and all software upgrades for the 2nd through the 5th year would be $11,660/year. Subsequently, the same agreement would be subject to an annual 4% increase. ATI provided a quote for a 60 month lease ($1 buyout at the end of the lease term). The annual cost of this lease would be $56,683. This includes the system acquisition and all maintenance. After the expiration of the lease, the City would be responsible for system maintenance ($11,660/year subject to an annual 4% increase). RECOMMENDATION Wilson Consulting recommends that City of Lake Forest enter an agreement with ATI the ShoreTel VoIP telecommunications system. The proposal from ATI provides the following advantages to the City: 1.ATI proposed a robust system design in accordance with the City’s desire to have the most 67 5 reliable system possible. 2.ATI has the experience and expertise necessary to implement and support the proposed system. ATI has extensive experience installing systems similar in scope to that proposed for the City. 3.ATI submitted the one of the least expensive proposals. Wilson Consulting believes that the system will provide the best value to the City as illustrated by the total evaluation score including system price. 4.The system is easy to use and, as a result, staff will be able to utilize features that will improve service to the community as well as improve internal communications. 5.The ShoreTel system will provide the City with a flexible system that can be easily managed. The ease with which the City can make programming changes will improve service provided by the City to the community and to its staff. Table 1 identifies the cost components of each proposed system. Table 2 identifies the total 5 year and 10 year cost of each system. The points awarded in this category are based upon the relative cost of each proposal compared to the least expensive one for both the 5 and 10 year system cost. The system proposed by TIG was the least expensive for both the 5 year and 10 year system cost. TABLE 1 SYSTEM COST COMPONENTS Premise Base Systems Vendor ATI Arrow CallOne CDN CMS NACR Netech Sound, Inc.TIG Premise/Hosted Premise Premise Premise Premise Premise Premise Premise Premise Premise Platform Manufacturer ShoreTel Avaya ShoreTel Mitel ShoreTel Avaya Cisco Mitel Mitel Non-Recurring Charges $204,334 $265,287 $188,436 $207,161 $227,440 $251,467 $258,111 $196,757 $175,071 Recurring Charges (annual)$0 $0 $0 $0 $0 $0 $0 $0 $0 Telco Charges (annual)$30,000 $30,000 $30,000 $30,000 $30,000 $30,000 $30,000 $30,000 $30,000 Maintenance Charges (annual)$11,310 $20,334 $10,091 $19,342 $14,021 $70,692 $20,938 $8,471 $9,827 Hosted Systems Vendor ATI AccessOne Morse TDS Premise/Hosted Hosted Hosted Hosted Hosted Platform Manufacturer JIVE MetaSwitch Mitel Broadsoft Non-Recurring Charges $73,656 $82,166 $45,000 $16,016 Recurring Charges (annual)$51,719 $98,688 $83,259 $134,309 Telco Charges (annual)$16,440 $0 $0 $0 Maintenance Charges (annual)$0 $0 $0 $0 68 6 TABLE 2 SUMMARY COMPARISON OF 5 YEAR AND 10 YEAR SYSTEM COST TABLE 3 EVALUATION CRITERIA POINTS The points awarded in each category (other than the 2 price categories) reflect the merits of the proposal against a fixed standard. Vendor (System)5 year Points 10 Year Points TIG (Mitel)-Premise $366,157 10.00 $569,811 10.00 Sound, Inc. (Mitel)-Premise $380,641 9.62 $572,996 9.94 CallOne (ShoreTel-Premise)$379,991 9.64 $586,601 9.71 ATI (ShoreTel)-Premise $399,574 9.16 $606,124 9.40 CMS (ShoreTel)-Premise $433,524 8.45 $639,608 8.91 CDN (Mitel)-Premise $415,187 8.82 $661,897 8.61 NACR (Avaya)-Premise $472,159 7.75 $692,851 8.22 ATI-Hosted $398,013 9.20 $738,810 7.71 Netech (Cisco)-Premise $491,863 7.44 $746,553 7.63 Arrow (Avaya)-Premise $496,623 7.37 $748,293 7.61 Morse (Mitel)-Hosted $447,900 8.17 $864,195 6.59 AccessOne-Hosted $575,606 6.36 $1,069,046 5.33 TDS-Hosted $674,166 5.43 $1,345,711 4.23 10 Manufacturer Vendor System System Telephone System System System Support Support Configuration Features Instruments Administration Cost (5 year)Cost (10 year)TOTAL VENDOR Criteria Weight 25 25 15 15 20 20 30 10 Maximum Points 250 250 150 150 200 200 300 100 1600 ATI Points (1-10)10 7 8 9 8 9 9.2 7.71 Hosted Weighted Pts 250 175 120 135 160 180 276 77.1 1373.1 (Weight X Points) ATI Points (1-10)10 9 9 9 9 9 9.16 9.4 Premise Weighted Pts 250 225 135 135 180 180 274.8 94 1473.8 AccessOne Points (1-10)10 6 7 8 8 9 6.36 5.33 Hosted Weighted Pts 250 150 105 120 160 180 190.8 53.3 1209.1 Arrow Points (1-10)10 7 9 9 8 9 7.37 7.61 Premise Weighted Pts 250 175 135 135 160 180 221.1 76.1 1332.2 Call One Points (1-10)10 7 8 9 9 9 9.64 9.71 Premise Weighted Pts 250 175 120 135 180 180 289.2 97.1 1426.3 CDN Points (1-10)10 9 8 9 9 8 8.82 8.61 Premise Weighted Pts 250 225 120 135 180 160 264.6 86.1 1420.7 CMS Points (1-10)10 9 9 9 9 9 8.45 8.91 Premise Weighted Pts 250 225 135 135 180 180 253.5 89.1 1447.6 Morse Points (1-10)10 7 7 9 9 8 8.17 6.59 Hosted Weighted Pts 250 175 105 135 180 160 245.1 65.9 1316 NACR Points (1-10)10 8 9 9 8 9 7.75 8.22 Premise Weighted Pts 250 200 135 135 160 180 232.5 82.2 1374.7 NeTech Points (1-10)10 9 10 9 8 10 7.44 7.63 Premise Weighted Pts 250 225 150 135 160 200 223.2 76.3 1419.5 Sound Points (1-10)10 9 9 9 8 8 9.62 9.94 Premise Weighted Pts 250 225 135 135 160 160 288.6 99.4 1453 TDS Points (1-10)10 9 10 9 10 9 5.43 4.23 Hosted Weighted Pts 250 225 150 135 200 180 162.9 42.3 1345.2 TIG Points (1-10)10 9 9 9 9 8 10 10 Premise Weighted Pts 250 225 135 135 180 160 300 100 1485 Evaluation Matrix 69 ATI Advanced Telecommunications of IL, Inc.Revised 07/02/15 Page 1 LIST OF PROPOSED EQUIPMENT AND COMPONENTS: THE CITY OF LAKE FOREST ShoreTel Enterprise IP Communication System QTY PART#DESCRIPTION UNIT TOTAL ShoreTel Hardware / Software 4 10320 ShoreGear 30 Gateway 670.00$ 2,680.00$ 4 10259 ShoreGear 50 Gateway 838.00$ 3,352.00$ 4 10260 ShoreGear 90 Gateway 1,258.00$ 5,032.00$ 4 10322 ShoreGear T-1 Gateway 1,468.00$ 5,872.00$ 13 10223 ShoreGear Rack Mount Tray 78.00$ 1,014.00$ 1 60125 ShoreTel SA-100 Conference Appliance 1,078.00$ 1,078.00$ 2 80096 Siperator 51 with 50 transversal licenses 5,070.00$ 10,140.00$ 265 10497 IP480G Gigabit phone with backlit display and full duplex spkr 155.00$ 41,075.00$ 11 10429 IP655 12 line conference phone with color touchscreen 315.00$ 3,465.00$ 1 10384 IP930D IP Dect Wireless phone starter kit w/ battery and base 439.00$ 439.00$ 1 Shoretel 14.2 software -$ -$ 272 30035 Extension & Mailbox Licenses 85.00$ 23,120.00$ 128 30040 Mailbox Only Licenses 39.00$ 4,992.00$ 11 30044 Additional Site License 208.00$ 2,288.00$ 1 21020 Distributed Voice License 418.00$ 418.00$ 80 30043 SIP Trunk Licenses 21.00$ 1,680.00$ 5 40006 Operator Access Communicator License 258.00$ 1,290.00$ 252 40005 Personal Access Communicator License -$ -$ 2 30091 Audio Conferencing Licenses for SA-100 (10 licenses)735.00$ 1,470.00$ 2 30093 Web Conferencing Licenses for SA-100 (10 licenses)735.00$ 1,470.00$ 1 18009 ShoreTel Emergency Notification Software 2,310.00$ 2,310.00$ 1 18033 ShoreTel Voice Forms IVR for polling mailbox 4,100.00$ 4,100.00$ 25 60152 IP480 Wall Mount Kits 22.00$ 550.00$ Cisco Network Equipment / Cat6 Cabling / PhyBridge / UPS 3 Cisco 3560-8-PC-S - 8 Port Gig PoE switch 1,008.00$ 3,024.00$ 3 Cisco SmartNet Support 8 x 5 x next business day 102.00$ 306.00$ 600 RC317 Cat6 Cable, PVC 0.16$ 96.00$ 6 RN881 Two Port Surface Mount Boxes 3.00$ 18.00$ 36 RN814 Cat6 Jacks 7.40$ 266.40$ 6 RN826 Blank inserts 0.60$ 3.60$ 1 0DCE5 24 Port Multi-Media Patch Panel 85.00$ 85.00$ 1 Lockable wall cabinet 475.00$ 475.00$ 4 PL-LPC PhyBridge 8 Port PoLRE PoE appliance 390.00$ 1,560.00$ 24 PL-PA011-6 PhyLink Adaptor (1 per phone)68.00$ 1,632.00$ 5 EVN22-025 Minute Man E750RTXL2U UPS 420.00$ 2,100.00$ 3 EVN22-027 Minute Man E1500RTXL2U UPS 642.00$ 1,926.00$ 1 EVN22-028 Minute Man E2000RTXL2U UPS 899.00$ 899.00$ 5 EVN22-010 Minute Man BP36XL Battery 385.00$ 1,925.00$ 3 EVN22-014 Minute Man BP36RTEXL Battery 860.00$ 2,580.00$ 2 EVN22-015 Minute Man BP72RTEXL Battery 875.00$ 1,750.00$ 9 Minute Man SNMP-V6 Network Module 205.00$ 1,845.00$ Total for ShoreTel / Cisco / Cabling / UPS 138,326.00$ One Year Total Customer Care Warranty 11,660.00$ Labor for ShoreTel Design, Implementation & Training 45,750.00$ Pre-installation engineering & meetings System programming & testing Carrier coordination Labor for Cisco / Cabling / Phybridge/ UPS 6,310.00$ Total- ShoreTel Solution for City of Lake Forest:202,046.00$ Telephone System Replacement ProjectEXHIBIT B 70 ATI Advanced Telecommunications of IL, Inc.Revised 07/02/15 Attachments #1 & #4 Page 2 LIST OF PROPOSED EQUIPMENT AND COMPONENTS: THE CITY OF LAKE FOREST ShoreTel Enterprise IP Communication System FINANCIAL SUMMARY Total- ShoreTel Solution for City of Lake Forest:202,046.00$ Direct Investment Regular terms are 50% down as deposit upon project approval and 50% due upon system acceptance after implementation ATI can offer flexible payment terms as required and bill for each phase of project Leasing Options 36 month $1 Buyout Lease with one year of support 5,988.64$ 60 month $1 Buyout Lease with one year of support 3,751.99$ Ongoing Support Options One Year Total Customer Care Maintenance Support (included in quote)11,660.00$ Three Year Total Customer Care Maintenance Support- pre-paid 34,982.00$ Five Year Total Customer Care Maintenance Support- pre-paid 52,275.00$ Breakdown of Project Labor: Project kickoff & database meetings 36.00 Pre-installation surveys at each location 16.00 System database programming 80.00 Carrier coordination 24.00 Nework meetings for LAN / WAN redesign 16.00 Racking of hardware, placing phones & testing 56.00 System cutover - after hours 66.00 User & administration training 48.00 Follow up on first live day 24.00 Total Project Hours:366.00 71 ATI Advanced Telecommunications of IL, Inc.Revised 07/02/15 Attachments #1 & #4 Page 3 LIST OF PROPOSED EQUIPMENT AND COMPONENTS: THE CITY OF LAKE FOREST ShoreTel Enterprise IP Communication System FINANCIAL SUMMARY OPTIONAL HARDWARE / SOFTWARE ShoreTel Phones 1 IP655 IP Conference Phone w/ extended mics 324.00$ 1 extended mics for IP655 85.00$ 1 IP485 Color display Gigabit IP phone 186.00$ 1 IP930D starter kit- handset, charger, base unit 439.00$ 1 IP930D IP Dect Wireless handset 150.00$ ShoreTel gateways 1 ShoreGear 30 Switch 690.00$ 1 ShoreGear 50 Switch 862.00$ 1 ShoreGear 90 Switch 1,294.00$ 1 ShoreGear T-1 Switch 1,510.00$ 1 ShoreGear 220 T-1A 2,806.00$ 1 ShoreGear 24A Analog switch 1,294.00$ ShoreTel Licenses 1 Extension only license 60.00$ 1 Additional language license 432.00$ 1 10 Web conference licenses for SA100/400 735.00$ 1 Professional Communicator Access License 39.00$ 1 Agent Communicator License 128.00$ 1 Supervisor Communicator License 258.00$ 1 Operator Communicator License 258.00$ 72 Telephone System Replacement Project Exhibit C Purchasing Options for Vendor Hosted (Cloud), Leased, and Purchased ** 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Vendor Hosted *141,815$ 209,974$ 278,133$ 346,292$ 414,451$ 482,610$ 550,769$ 618,928$ 687,087$ 755,246$ On Premise Lease, 60 Month *75,024$ 161,708$ 248,392$ 335,076$ 421,759$ 463,886$ 506,497$ 549,613$ 593,253$ 637,439$ On Premise Purchased *232,046$ 273,706$ 315,366$ 357,026$ 398,686$ 440,812$ 483,424$ 526,540$ 570,180$ 614,366$ * Estimated telco circuit costs added ** Based on ATI's System Pricing Itemization revised 07/02/2015 $- $100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000 $800,000 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Vendor Hosted * On Premise Lease, 60 Month * On Premise Purchased * 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 New Issue DRAFT 7/1/15 Investment Rating: Date of Sale: Monday, August 3, 2015 Moody’s Investors Service … 10:45 – 11:00 A.M., C.D.T. (Open Speer Auction) (Rating Requested) Official Statement Subject to compliance by the City with certain covenants, in the opinion of Chapman and Cutler LLP, Chicago, Illinois, Bond Counsel ("Bond Counsel"), under present law, interest on the Bonds is excludable from gross income of the owners thereof for federal income tax purposes and is not included as an item of tax preference in computing the federal alternative minimum tax for individuals and corporations, but such interest is taken into account in computing an adjustment used in determining the federal alternative minimum tax for certain corporations. Interest on the Bonds is not exempt from present State of Illinois income taxes. See “TAX EXEMPTION” herein for a more complete discussion. The Bonds are designated “qualified tax-exempt obligations” under Section 265(b)(3) of the Internal Revenue Code of 1986, as amended. See “QUALIFIED TAX-EXEMPT OBLIGATIONS” herein. $10,000,000* CITY OF LAKE FOREST Lake County, Illinois General Obligation Bonds, Series 2015 Dated Date of Delivery Book-Entry Bank Qualified Due Serially December 15, 2017-2035 The $10,000,000* General Obligation Bonds, Series 2015 (the “Bonds”) are being issued by the City of Lake Forest, Lake County, Illinois (the “City”). Interest on the Bonds is payable semiannually on June 15 and December 15 of each year, commencing June 15, 2016. The Bonds will be issued using a book-entry system. The Depository Trust Company (“DTC”), New York, New York, will act as securities depository for the Bonds. The ownership of one fully registered Bond for each maturity will be registered in the name of Cede & Co., as nominee for DTC and no physical delivery of Bonds will be made to purchasers. The Bonds will mature on December 15, in the following years and amounts. Interest is calculated based on a 360-day year of twelve 30-day months. AMOUNTS*, MATURITIES, INTEREST RATES, PRICES OR YIELDS AND CUSIP NUMBERS(1) Principal Due Interest Yield or CUSIP Principal Due Interest Yield or CUSIP Amount* Dec. 15 Rate Price Number(1) Amount* Dec. 15 Rate Price Number(1) $185,000 .......... 2017 _____% _____% __________ $ 440,000 .......... 2027 _____% _____% __________ 185,000 .......... 2018 _____% _____% __________ 660,000 .......... 2028 _____% _____% __________ 315,000 .......... 2019 _____% _____% __________ 705,000 .......... 2029 _____% _____% __________ 320,000 .......... 2020 _____% _____% __________ 745,000 .......... 2030 _____% _____% __________ 350,000 .......... 2021 _____% _____% __________ 715,000 .......... 2031 _____% _____% __________ 365,000 .......... 2022 _____% _____% __________ 730,000 .......... 2032 _____% _____% __________ 380,000 .......... 2023 _____% _____% __________ 2,160,000 .......... 2033 _____% _____% __________ 390,000 .......... 2024 _____% _____% __________ 340,000 .......... 2034 _____% _____% __________ 415,000 .......... 2025 _____% _____% __________ 180,000 .......... 2035 _____% _____% __________ 420,000 .......... 2026 _____% _____% __________ Any consecutive maturities may be aggregated into term bonds at the option of the bidder, in which case the mandatory redemption provisions shall be on the same schedule as above. OPTIONAL REDEMPTION The Bonds maturing on or after December 15, 2024, are callable at the option of the City in whole or in part on any date on or after December 15, 2023, at a price of par and accrued interest. If less than all the Bonds are called, they shall be redeemed in such principal amounts and from such maturities as determined by the City and within any maturity by lot. See “OPTIONAL REDEMPTION” herein. PURPOSE, LEGALITY AND SECURITY The proceeds of the Bonds will be used: (i) to finance certain capital improvements in the City, (ii) to fund $_______ in capitalized interest on the Bonds, and (iii) to pay the costs of issuance of the Bonds. See “THE PROJECT” herein. In the opinion of Bond Counsel, the Bonds are valid and legally binding upon the City and are payable from any funds of the City legally available for such purpose, and all taxable property in the City is subject to the levy of taxes to pay the same without limitation as to rate or amount, except that he rights of the owners of the Bonds and the enforceability of the Bonds may be limited by bankruptcy, insolvency, moratorium, reorganization and other similar laws affecting creditors’ rights and by equitable principles, whether considered at law or in equity, including the exercise of judicial discretion. The Bonds have been designated “qualified tax-exempt obligations” under Section 265(b)(3) of the Internal Revenue Code of 1986, as amended. See “QUALIFIED TAX-EXEMPT OBLIGATIONS” herein. This Official Statement is dated July __, 2015, and has been prepared under the authority of the City. An electronic copy of this Official Statement is available from the www.speerfinancial.com web site under “Debt Auction Center/Official Statements Sales Calendar/Competitive”. Additional copies may be obtained from Ms. Elizabeth Holleb, Director of Finance, City of Lake Forest, 800 North Field Drive, Lake Forest, Illinois 60045, or from the Independent Public Finance Consultants to the City: *Subject to change. (1) CUSIP numbers appearing in this Official Statement have been provided by the CUSIP Service Bureau, which is managed on behalf of the American Bankers Association by S&P Capital IQ, a part of McGraw Hill Financial Inc. The City is not responsible for the selection of CUSIP numbers and makes no representation as to their correctness on the Bonds or as set forth on the cover of this Official Statement. 109 (i) For purposes of compliance with Rule 15c2-12 of the Securities and Exchange Commission, this document, as the same may be supplemented or corrected by the City from time to time (collectively, the “Official Statement”), may be treated as an Official Statement with respect to the Bonds described herein that is deemed near final as of the date hereof (or the date of any such supplement or correction) by the City. The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts and interest rates of the Bonds, together with any other information required by law or deemed appropriate by the City, shall constitute a “Final Official Statement” of the City with respect to the Bonds, as that term is defined in Rule 15c2-12. Any such addendum or addenda shall, on and after the date thereof, be fully incorporated herein and made a part hereof by reference. Alternatively, such final terms of the Bonds and other information may be included in a separate document entitled “Final Official Statement” rather than through supplementing the Official Statement by an addendum or addenda. No dealer, broker, salesman or other person has been authorized by the City to give any information or to make any representations with respect to the Bonds other than as contained in the Official Statement or the Final Official Statement and, if given or made, such other information or representations must not be relied upon as having been authorized by the City. Certain information contained in the Official Statement and the Final Official Statement may have been obtained from sources other than records of the City and, while believed to be reliable, is not guaranteed as to completeness. THE INFORMATION AND EXPRESSIONS OF OPINION IN THE OFFICIAL STATEMENT AND THE FINAL OFFICIAL STATEMENT ARE SUBJECT TO CHANGE, AND NEITHER THE DELIVERY OF THE OFFICIAL STATEMENT OR THE FINAL OFFICIAL STATEMENT NOR ANY SALE MADE UNDER EITHER SUCH DOCUMENT SHALL CREATE ANY IMPLICATION THAT THERE HAS BEEN NO CHANGE IN THE AFFAIRS OF THE CITY SINCE THE RESPECTIVE DATES THEREOF. References herein to laws, rules, regulations, ordinances, resolutions, agreements, reports and other documents do not purport to be comprehensive or definitive. All references to such documents are qualified in their entirety by reference to the particular document, the full text of which may contain qualifications of and exceptions to statements made herein. Where full texts have not been included as appendices to the Official Statement or the Final Official Statement they will be furnished on request. This Official Statement does not constitute an offer to sell, or solicitation of an offer to buy, any securities to any person in any jurisdiction where such offer or solicitation of such offer would be unlawful. 110 (ii) TABLE OF CONTENTS BOND ISSUE SUMMARY ....................................................................................................................................... 1 CITY OF LAKE FOREST......................................................................................................................................... 2 THE BONDS ......................................................................................................................................................... 2 THE CITY ............................................................................................................................................................ 3 Route 60 Corridor Development .............................................................................................................................. 3 Central Business District ........................................................................................................................................ 5 Looking Forward – Upcoming Developments .............................................................................................................. 6 Municipal and Other Governmental Services ............................................................................................................... 7 Schools/Hospitals ................................................................................................................................................ 8 SOCIOECONOMIC INFORMATION .......................................................................................................................... 9 Employment ....................................................................................................................................................... 9 Building Permits ................................................................................................................................................. 11 Income ............................................................................................................................................................ 12 Retail Activity ................................................................................................................................................... 13 THE PROJECT ..................................................................................................................................................... 14 DEBT INFORMATION ........................................................................................................................................... 14 PROPERTY ASSESSMENT AND TAX INFORMATION ................................................................................................ 17 REAL PROPERTY ASSESSMENT, TAX LEVY AND COLLECTION PROCEDURES .......................................................... 19 Tax Levy and Collection Procedures ........................................................................................................................ 19 Exemptions ....................................................................................................................................................... 19 Property Tax Extension Limitation Law .................................................................................................................... 21 Truth in Taxation Law ......................................................................................................................................... 21 FINANCIAL INFORMATION .................................................................................................................................. 21 Budgetary Information ......................................................................................................................................... 21 Investment Policy ............................................................................................................................................... 22 Financial Reports ................................................................................................................................................ 23 No Consent or Updated Information Requested of the Auditor ......................................................................................... 23 Summary Financial Information .............................................................................................................................. 23 EMPLOYEE RETIREMENT AND OTHER POSTEMPLOYMENT BENEFITS OBLIGATIONS ............................................... 26 REGISTRATION, TRANSFER AND EXCHANGE ........................................................................................................ 27 Registration ....................................................................................................................................................... 27 Transfers and Exchanges ...................................................................................................................................... 27 TAX EXEMPTION ................................................................................................................................................ 27 QUALIFIED TAX-EXEMPT OBLIGATIONS ............................................................................................................... 29 CONTINUING DISCLOSURE .................................................................................................................................. 30 THE UNDERTAKING ............................................................................................................................................ 30 Annual Financial Information Disclosure ................................................................................................................... 30 Reportable Events Disclosure ................................................................................................................................. 31 Consequences of Failure of the City to Provide Information ........................................................................................... 31 Amendment; Waiver............................................................................................................................................ 32 Termination of Undertaking ................................................................................................................................... 32 Additional Information ......................................................................................................................................... 32 Dissemination of Information; Dissemination Agent ..................................................................................................... 32 OPTIONAL REDEMPTION ..................................................................................................................................... 33 LITIGATION ....................................................................................................................................................... 33 CERTAIN LEGAL MATTERS ................................................................................................................................. 33 OFFICIAL STATEMENT AUTHORIZATION.............................................................................................................. 34 INVESTMENT RATING ......................................................................................................................................... 34 DEFEASANCE ..................................................................................................................................................... 34 UNDERWRITING ................................................................................................................................................. 34 MUNICIPAL ADVISOR ......................................................................................................................................... 34 CERTIFICATION .................................................................................................................................................. 35 APPENDIX A - EXCERPTS OF FISCAL YEAR 2014 AUDITED FINANCIAL STATEMENTS APPENDIX B - DESCRIBING BOOK-ENTRY-ONLY ISSUANCE APPENDIX C - PROPOSED FORM OF OPINION OF BOND COUNSEL APPENDIX D - EXCERPTS OF FISCAL YEAR 2014 AUDITED FINANCIAL STATEMENTS RELATING TO THE CITY’S PENSION PLANS AND OTHER POSTEMPLOYMENT BENEFITS OFFICIAL BID FORM OFFICIAL NOTICE OF SALE 111 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 1 BOND ISSUE SUMMARY This Bond Issue Summary is expressly qualified by the entire Official Statement, which is provided for the convenience of potential investors and which should be reviewed in their entirety by potential investors. Issuer: City of Lake Forest, Lake County, Illinois. Issue: $10,000,000* General Obligation Bonds, Series 2015. Dated Date: Date of delivery (expected to be on or about August 20, 2015). Interest Due: Each June 15 and December 15, commencing June 15, 2016. Principal Due: Serially each December 15, commencing December 15, 2017 through December 15, 2035, as detailed on the front page of this Official Statement. Optional Redemption: The Bonds maturing on or after December 15, 2024, are callable at the option of the City in whole or in part on any date on or after December 15, 2023, at a price of par and accrued interest. See “OPTIONAL REDEMPTION” herein. Authorization: The Bonds are being issued pursuant to the home-rule powers of the City under Section 6, Article VII of the 1970 Constitution of the State of Illinois. Security: The Bonds are valid and legally binding upon the City and are payable from any funds of the City legally available for such purpose, and all taxable property in the City is subject to the levy of taxes to pay the same without limitation as to rate or amount. Credit Rating: The City’s outstanding general obligation bond rating is “Aaa” from Moody’s Investors Service, New York, New York (“Moody’s”). A credit rating for the Bonds has been requested from Moody’s. See “INVESTMENT RATING” herein. Purpose: The proceeds of the Bonds will be used: (i) to finance certain capital improvements in the City, (ii) to fund $________ in capitalized interest on the Bonds, and (iii) to pay the costs of issuance of the Bonds. See “THE PROJECT” herein. Tax Exemption: Chapman and Cutler LLP, Chicago, Illinois, will provide an opinion as to the tax exemption of the interest on the Bonds as discussed under “TAX EXEMPTION” in this Official Statement. Interest on the Bonds is not exempt from present State of Illinois income taxes. Bank Qualified: The Bonds are “qualified tax-exempt obligations” under Section 265(b)(3) of the Internal Revenue Code of 1986, as amended. See “QUALIFIED TAX-EXEMPT OBLIGATIONS” herein. Bond Registrar/Paying Agent: Wells Fargo Bank, National Association, Chicago, Illinois. Book-Entry Form: The Bonds will be registered in the name of Cede & Co. as nominee for The Depository Trust Company (“DTC”), New York, New York. DTC will act as securities depository of the Bonds. See APPENDIX B herein. Denomination: $5,000 or integral multiples thereof. Delivery: The Bonds are expected to be delivered on or about August 20, 2015. Municipal Advisor: Speer Financial, Inc., Chicago, Illinois. *Subject to change. 112 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 2 CITY OF LAKE FOREST Lake County, Illinois Donald P. Schoenheider Mayor Council Members Michael R. Adelman Timothy Newman Jack Reisenberg Prue Beidler George A. Pandaleon Stanford Tack Michelle Moreno Catherine A. Waldeck _______________________________ Officials Robert R. Kiely, Jr. City Manager Elizabeth Holleb Director of Finance Margaret Boyer Deputy City Clerk Victor P. Filippini, Jr., Esq. City Attorney THE BONDS The General Obligation Bonds, Series 2015 (the “Bonds”), are being issued pursuant to the home-rule powers of the City of Lake Forest, Lake County, Illinois (the “City”), under Section 6, Article VII of the 1970 Constitution of the State of Illinois. The Bonds are issuable pursuant to a bond ordinance adopted by the City Council of the City on the 3rd day of August, 2015 (the “Bond Ordinance”). The Bonds constitute valid and legally binding full faith and credit general obligations of the City, payable from ad valorem taxes levied on all taxable property in the City, without limitation as to rate or amount. The Bond Ordinance provides for the levy of ad valorem taxes, unlimited as to rate or amount, upon all taxable property within the City in amounts sufficient to pay, as and when due, all principal of and interest on the Bonds. The Bond Ordinance will be filed with the County Clerk of Lake, Illinois (the “County Clerk”) and will serve as authorization to the County Clerk to extend and collect the property taxes as set forth in the Bond Ordinance. 113 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 3 THE CITY The City is a home-rule municipality located in Lake County approximately 30 miles north of downtown Chicago. It is one of the eight Chicago suburban communities north of Chicago fronting on Lake Michigan collectively referred to as "the North Shore.” The City's eastern boundary is Lake Michigan from which the City obtains its public water supply. To the south of the City along Lake Michigan is the former Fort Sheridan Military Base, the northern portion of which is located within the boundaries of the City of Lake Forest. A portion of the site remains in the ownership of the Federal government and continues to be used as a military reserve base. The remainder of the site, 127 acres, is now in the ownership of the Lake County Forest Preserve District and is preserved open space. The Forest Preserve has completed significant restoration work at this site including the removal of non-native trees and vegetation, re-grading to establish swales, stabilization and enhancement of the existing ravine, pond and bluff. Improved public access to Lake Michigan and completion of an interpretive trail were also part of this project. Today, the former military base is an expansive natural area, with miles of walking trails and beach frontage, all open to the public. The restored area provides impressive views of Lake Michigan from Sheridan Road found at no other location on the North Shore. The Forest Preserve, along with neighboring communities, continues to plan for further restoration of ravines and bluffs, as well as shoreline protection, all along this North Shore corridor. Like many communities in the Chicagoland area, the 2010 Census reflected a slight decrease in the City’s population. The 2010 Census indicated a population of 19,375 in the City of Lake Forest. This number is down 3.4% from the City’s peak population of 20,059 as documented by the 2000 Census. In part, the population loss results from the closing of Barat College in early 2000. Students living on campus were included in the 2000 Census. The 2010 Census indicated an increase of 443 housing units in the City and a slightly more diverse population living in the community than at the time of the 2000 Census. The western boundary of the City is the center of the Illinois Toll Road (I-94), and three interchanges serve the City. With two commuter railroads, the divided four-lane U.S. Route 41 (Skokie Highway) which connects to the Edens Expressway on the south and Wisconsin I-94 on the north, scenic Green Bay Road and Sheridan Road, four-lane Waukegan Road (Illinois Route 43) and the aforementioned Illinois Toll Road, the transportation arteries serving Lake Forest are abundant. Long acknowledged to be one of the most prestigious residential communities in the United States, the City is rich in history. Among the existing structures in the City are residences dating back to 1846, Market Square located at the core of the City’s Central Business District (which, when constructed in 1916, was reported to be the first shopping center in the U.S.), many churches and educational institutions, prestigious private clubs and the estates of many of the nation's most famous private entrepreneurs. Route 60 Corridor Development On October 3, 1988, the City voted to annex a 682 acre area at the western edge of the City thereby taking control of the ultimate development of the large undeveloped area extending to the Illinois Toll Road. As a part of the pre-annexation agreement, the City and the owners agreed to the development of the 682 acres plus an additional 90 acres already in the City. Today, this area is nearly fully developed and includes Conway Park, a premier corporate office park; Conway Farms, a planned residential development set on a picturesque golf course and offering attached and detached single family homes on lots of various sizes; Stonebridge, a 72-unit, maintenance-free residential development; and Townline Park, a City owned 30+ acre community park developed with baseball diamonds, soccer fields, a pavilion, playground and extensive walking trail. The build out of both the Conway Farms and Stonebridge residential developments is complete. 114 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 4 Conway Park office park is nearly built out and includes thirteen office buildings ranging in size from 60,000 to 270,000 square feet. The buildings serve as the corporate headquarters for various companies including Abbott, Hospira, Brunswick, Pactiv, Tenneco Automotive, Trustmark and Packaging Corporation of America. Three buildings within the office park are multi-tenant buildings providing high quality office opportunities for small and medium size businesses. In 2004, an important dimension was added to Conway Park with the construction of the 32,000 square foot Lake Forest Graduate School. The Graduate School was formerly located on the campus of Lake Forest College. The Graduate School building serves as the school’s headquarters and houses both administrative functions and classrooms with branches at other locations throughout the Chicagoland area. The Graduate School has formed a strong relationship with various corporations within the park as well as some located elsewhere and offers corporate and leadership training programs in support of those corporations as well as its well respected MBA program. Four parcels in the office park remain available for development and discussions are underway regarding development of these parcels in the coming year. Adding a hotel to Conway Park to support the businesses is a goal that may soon be realized. Two additional corporate office buildings, each about 170,000 square feet, are located to the south of Conway Park, on the south side of Route 60, just east of the Illinois Tollway and together are known as Lake Forest Landmark Properties. Dart Container, Inc. and Hoogwert U.S., Inc. are headquartered in these buildings and Abbott occupies portions of the space as its presence in Lake Forest continues to expand beyond the limits of Conway Park. Regus also occupies space in the Lake Forest Landmark development offering virtual office services, immediately adjacent to the Tollway, to serve Lake Forest and Lake County. The National Football League franchise Chicago Bears corporate headquarters, player training center, broadcast studio, conference center and indoor and outdoor practice fields are located at the north end of Conway Park. This facility draws players, coaches, season ticket holders, corporate sponsors and the media to Lake Forest. Players and coaches often make Lake Forest home during their tenure with the Bears. The Chicago Bears have had a long association with Lake Forest with a practice field located at Lake Forest College before the team’s move to Conway Park in 2004. To address uncertainties about the long term use of the remaining property adjacent to Conway Park and the Chicago Bears facility at the north end of the office park, the City acquired and annexed a 40 acre parcel to complete the Conway Park area. This parcel was developed with The City of Lake Forest Municipal Services Facility which opened in August 2009. The facility houses City administrative staff from various departments in a first class office building. The City’s fleet of vehicles and equipment is also housed at this location in a state of the art garage supporting the high level of service delivered to the residents of Lake Forest. The City facility also offers public meeting rooms and an on site training room. Almost 20 acres of the City site has been preserved as open space and wetlands through a cooperative effort between the City, Lake Forest Open Lands Association and the Lake County Forest Preserve. The preserved area is now under the stewardship of the Lake County Forest Preserve. Prior to transferring the property to the Forest Preserve, the City took the lead on various site improvements most notably, reclamation of a barrow pit left from the construction of the Tollway many years ago. This area is now re-created as a series of shallow wetlands providing for enhanced water quality as water flows from a large tributary area west of the Tollway toward the Middlefork Savanna. This area is improved with walking trails and bridges as an amenity for employees of Conway Office Park and for the public. Wildlife abounds in the area. 115 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 5 In addition to the development of the corporate office park, other development activity continues in the Lake Forest Route 60 Corridor. Amberley Woods, a 40 acre development comprised of 90 residential condominium units and 24 single family homes, is partially completed. The first of two 45-unit condominium buildings is completed and fully occupied. The second condominium building is approved and awaiting the start of construction. Build out of the single family home portion of the development is underway with two homes completed and construction of additional homes underway. The Amberley Woods development is clustered around preserved wetlands and woodlands providing a sheltered residential neighborhood with easy access to the Tollway. There is a 10 acre non-residential component of the Amberley Woods development and the City Council has determined that the site plan presented for the commercial center on this site is consistent with the parameters established as part of the overall planning process for the area. A Whole Foods grocery store is proposed as the anchor for the site along with a mix of neighborhood friendly retail, restaurants and service businesses in two out buildings. This development would provide goods and services to the residents living in the area and the larger region, while also supporting the large number of employees in Conway Park. On the north side of Route 60, another residential project is underway, Willow Lake, a 52 unit townhouse development. This development is partially occupied and construction on the remaining townhouses is proceeding rapidly. The development, although close to Route 60, is hidden from views of traffic and is located on a natural lake, in a secluded area, across from Lake Forest Academy, a private school. Almost every property in this development has views of the natural pond or the new pond that was added to the site during construction. The infrastructure throughout the development is complete and the development is currently being actively marketed. Central Business District The City’s Central Business District is focused around historic Market Square. Market Square was designed by famed architect, and Lake Forest resident, Howard Van Doren Shaw and construction of the square began in 1915. Market Square is still regarded today by planners and architects throughout the country as an extraordinary model of a town center. Market Square and the surrounding blocks that make up the City’s core area are home to various unique boutique retail stores, some national chains, restaurants (one located in the City’s former fire station), banks, real estate offices, a commuter train station, City Hall and the post office. Market Square was acquired in 2013 and the new owners are in the midst of a $5 million investment in the site including: historic restoration of the buildings, significant life safety improvements, upgrades of second floor areas to offer high quality office space and enhancements to outdoor areas expanding the opportunities for dining and special events. The renovation is expected to be substantially completed in 2015 with new tenants already signed to move in to the Square. Although the City is committed to preserving the historic character of the Central Business District, the City actively works with property owners and developers to support adaptive reuse, restoration and redevelopment of properties in the Central Business District. With careful planning and attention to preserving the character that makes Lake Forest special, projects like the cleanup and redevelopment of a former gas station and car dealership site occurred in 2004. Today, the site is an active part of the Central Business district with a two story bank building and a smaller building housing several retail businesses that have become community favorites. At another location in the Central Business District, the site of a former building materials yard was redeveloped with the City’s first residential rowhouse project providing high end housing near the business district and within walking distance of the train. In 2010, major infrastructure upgrades and streetscape improvements were completed along Western Avenue, the main street through the Central Business District. A key intersection was re-aligned, the sewer system was upgraded, parking spaces were reconfigured to better meet customer needs, pedestrian crossings were added, the street was re-constructed, enhanced streetscape lighting was installed and the entire area was re-landscaped. In response, some private property owners in the Central Business District re-invested in their properties with new signage and awnings and overall maintenance work on the buildings. The City received grants to support restoration of the historic train station which is located immediately across from historic Market Square. The first phase of exterior restoration is complete and further work is planned including interior improvements, a bicycle shelter and realigned bicycle path to support the City’s commuter hub. Shortly after completion of the first phase of the project, a local garden shop opened a satellite location at the train station filling the area with flowers and seasonal color and attracting customers to this convenient new location, right in the center of the community. 116 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 6 The Deer Path Inn, listed on the National Register of Historic Places, has operated in Lake Forest’s Central Business District since 1929. New owners purchased the property in late 2013. The hotel closed in January 2015 to begin an extensive restoration. The work is well underway and includes reconstruction of all guest rooms to current luxury standards. The dining areas which include a formal dining room, an informal garden room, a seasonal internal garden terrace, a casual pub and an upscale bar, are all being updated while at the same time, the much beloved historic and unique aspects of each space will be preserved. Generations of families from Lake Forest and beyond have celebrated holidays and special events in these spaces and with the work now underway, those celebrations will continue for the next 100 years in grand style. The Inn is scheduled to re-open at the end of 2015 and will offer guest rooms, meeting rooms, banquet spaces and dining experiences that are not available elsewhere on the North Shore or in Lake County. The Deer Path Inn will rival upscale hotels and restaurants in downtown Chicago. Looking Forward – Upcoming Developments The City of Lake Forest has signed a Purchase and Sale Agreement with a developer as an early step in the development of a 10-acre, City owned parcel. The parcel is the site of the City’s former Municipal Services Facility and is located at the north end of the Central Business District, within walking distance to shops, restaurants, the train station, Market Square, the Library, parks and schools. This parcel presents a one of a kind opportunity for redevelopment in the heart of Lake Forest. In preparation for seeking proposals from developers for this property, the City Council completed a community planning process for the site resulting in development parameters intended to guide the developer in planning for redevelopment of the property. The parameters were crafted to assure that the end product is one of high quality, supports and enhances the viability of the City’s Central Business District and adds to the community’s distinctive character. Environmental assessments of the site were completed and site remediation is underway. Demolition of the existing structures is scheduled for early summer 2015 in preparation for redevelopment. In 2013, the City Council solicited developer proposals to identify the right developer or developers for the site. After review of proposals received, the City Council selected Focus Development, Inc. as the developer of choice. The public review and zoning entitlement processes for the redevelopment plan are underway. The current site plan proposes about 170 residential units, with a mix of single family, luxury condominiums and high quality rental apartments. Underground parking is provided for all the condominium and apartment units, and on site management and upscale amenities are planned for the apartment buildings. The apartments will include quality units that will be offered to moderate income households to provide housing opportunities for local employees of the school districts, hospital and other local entities. In January 2015, the City Council approved Ordinances establishing the site as a Tax Increment Financing (TIF) district to support land assembly, site remediation, demolition and public improvements that are necessary to support development of the site. Several other new residential developments are in various stages of the review and approval process. A 16-lot planned preservation subdivision was recently approved by the City Council on a 30-acre parcel near Conway Farms Golf Course. Lake Forest Townhomes, a small development near the Central Business District, was recently approved by the Plan Commission and final design documents are being developed. Four additional residential subdivisions with a total of about 50 lots are scheduled for Plan Commission consideration over the coming months. Construction was recently completed or is underway on approximately 20 new single family homes. Some are on vacant lots, while others are replacing existing single family homes. Building permit activity for interior alterations, additions, swimming pools and other property upgrades is high with considerable investment being made by property owners throughout the community. 117 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 7 Municipal and Other Governmental Services The City was granted incorporation by Special Charter (special act) of the General Assembly of the State of Illinois in 1861. In 1869, the special act was repealed in its entirety by another special act. The 1869 Charter was a more extensive grant than the 1861 act as indicated by the enumeration of the City Council's powers in 43 clauses. One of the features of the Special Charter is that it was designed to provide needed municipal services while at the same time centralizing the leadership and control over them. An example of this centralization is that while the appropriations and tax levies of Elementary School District No. 67 are initiated by the School Board, they must be incorporated in the tax levy ordinance adopted by the City Council. Another example is the Library Board, which operates the City Library. The board is appointed by the City Council, rather than being a separately elected municipal corporation. It is believed that the City is the only municipality in the State of Illinois that has maintained its original Special Charter powers with all others having chosen instead, over the years, to be subject solely to the statutory powers given to all Illinois municipalities. The governing and legislative body of the City is the Council composed of a Mayor (elected bi-annually on an at-large basis) and two aldermen from each of four wards (one alderman from each ward is elected annually). Pursuant to an ordinance adopted in 1956, the City Manager is responsible for the day-to-day operations of the City and its 214 full-time employees (excluding Library employees). The employees in a collective bargaining unit include 30 police officers, 54 public works/parks employees and 27 fire fighters/fire lieutenants. The City's Police and Fire departments include 40 uniformed police and 33 uniformed fire personnel. The excellence of the Fire Department is highlighted by the City's Class 4 fire insurance rating which exceeds that of over 95% of the fire departments/districts in the State of Illinois. Some of the municipal services provided for and funded out of the tax rate include: the public library (approximately 16,200 registered borrowers); twice weekly backdoor refuse pick-up; paramedic service (since 1974); and the parks and recreation system including the 145 acre 18 hole golf course, 14 parks with a total acreage of 469 acres and 6 recreation facilities including a 1/4 mile public swimming beach and sailing center, Stirling Hall arts center, Wildlife Discovery Center, Everett fieldhouse and the Community Recreation Center. The most recent addition to the Community Recreation Center included the addition of 10,000 square feet to expand the City’s facilities for CROYA, the City’s youth program. The expansion of the CROYA facilities was primarily funded through private donations. As part of this project, the program area for the City’s preschool program was upgraded and parking and traffic circulation were improved at the Recreation Center. The City draws water for its plant from Lake Michigan. Proceeds of the Series 2001A Bonds were used to pay the cost of engineering studies for improvements to the water system. The proceeds of the $26,000,000 Series 2002A Bonds were used for water and sewer system improvements, including water treatment plant improvements, a 36-inch transmission main and certain sanitary sewers. The Series 2003C Bonds were used for various water and sanitary sewer system improvements. The Water Plant Improvement Project included the installation of a state of the art membrane filtration system (the first water plant to have such technology in Illinois), the replacement of both high lift and low lift pumps, the installation of electrical switch gear, and a new back-up power supply. Water began pumping from the new plant at the end of April, 2004. The back-up power supply and HVAC improvements were completed by October, 2004. The City's Comprehensive Annual Financial Report has been awarded the Certificate of Achievement for Excellence in Financial Reporting by the Governmental Finance Officers' Association (GFOA) of the United States and Canada, for the City's 1979-2014 reports. The significance of the GFOA's award is emphasized by their statement: "The Certificate of Achievement is the highest form of recognition in the area of governmental accounting and financial reporting and its attainment represents a significant accomplishment by a governmental unit and its management.” The City annually prepares a "Comprehensive Fiscal Plan" which includes: Operating and Capital Budgets for the current year; a Five Year Financial Analysis and Plan; and, a Five Year Projection for Personnel, Capital Investment and Equipment costs. The City has an independent Audit Committee consisting of Council members and residents having expertise in the area of financial administration and auditing that serves as an oversight body on behalf of the City Council. The City has been self-insured since 1981 through participation with the Intergovernmental Risk Management Agency (IRMA), which is a proprietary venture established to manage and fund claims for its 70 member municipalities and special districts. 118 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 8 The City's growth has been guided by far-sighted municipal planning. Formal zoning procedures were implemented in 1923 when the City's first zoning ordinance was adopted. In 1926, an ordinance was adopted establishing the Plan Commission. Comprehensive Plans to assist in long-range development were adopted in 1929, 1955 and 1978. The City’s Comprehensive Plan was completely updated in 1998 and officially adopted by the City Council at that time. Demonstrating the City’s commitment to careful, long term planning, the Comprehensive Plan was amended in 2001 and 2008 to respond to changing trends and needs in the community. In 1956, an ordinance was adopted regulating the architectural design of buildings within the City and establishing the Building Review Board. This ordinance has set Lake Forest apart from other suburban communities by providing the tools necessary to preserve the unique character of the City’s neighborhoods and ensure that changes happen in a manner that protects the historic heritage of the community as well as the values of individual properties. On a contractual basis, the City provides building inspection and plan review services to the Villages of Lake Bluff and Bannockburn. The City completed a Comprehensive Master Park Plan in October, 1995 which assessed existing park and recreational facilities, determined current needs, projected future needs, suggested the most effective utilization of existing facilities, and identified and prioritized needed improvements and enhancements to the parks. The Plan encompassed all City-owned properties and included cost estimates and fiscally responsible phasing recommendations for accomplishing required improvements. The City is forward looking, as evidenced by the recent adoption of a Bicycle Master Plan and the establishment of an Environmental Collaborative. The Collaborative brings together representatives of local institutions to plan for a sustainable community and preservation of the quality of life that makes Lake Forest a special and highly desirable place to live, work and play. Schools/Hospitals Lake Forest School District Number 67, which serves nearly the City’s entire tax base, had an enrollment in the 2014-2015 school year of 1,870 students. The District operates three K-4 schools and one middle school for grades 5- 8. The Lake Forest Community High School District Number 115 serves Lake Forest, Lake Bluff, and surrounding unincorporated areas including Knollwood. The Lake Forest High School District has an enrollment of approximately 1,700. The City’s diverse and strong educational institutions continue to grow, upgrade and adapt in response to education trends. Lake Forest College (enrollment 1,592), a private liberal arts college established even before the City itself, completed a new residence hall which welcomed students for the first time in fall 2013. This residence hall replaced one of the original residence halls providing the types of living spaces and amenities desired by today’s college student. This new residence hall joins the recently completed student sports center on south campus demonstrating the commitment of the college to remain current and actively competitive with similarly sized colleges throughout the Country. Concurrent with this project upgrading of water mains occurred throughout the campus improving life safety protections to the various buildings on campus. Two of the City’s private high schools are actively upgrading their campuses. Lake Forest Academy recently completed a new student sports center, girls’ dormitory and a new Science Center. Work is set to get underway in 2015 on a new Student Center to provide a hub for dining and social activities for students and faculty. Woodlands Academy, a Catholic girls’ school, recently received a gift of the adjacent 22 acre property, the former Barat Campus. Work is nearing completion to incorporate this property in to the campus adding competition level athletic fields to the campus. The library on the former Barat Campus, built about 1998, will add student and faculty space to the campus. 119 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 9 Construction of a new $180 million replacement hospital on the campus of the existing Northwestern Lake Forest Hospital has begun. Road improvements to support this new development are complete, the building foundation is in place and structural steel is being erected. The new hospital will total nearly 500,000 square feet and will offer state of the art in-patient and out-patient care, diagnostics, cancer and cardiac wings, and medical offices. The City and Hospital teams have worked closely together over the past five years developing plans, studying traffic patterns, addressing stormwater runoff and gaining the necessary approvals from local and State agencies in support of this project. The park-like health and wellness campus will be a regional medical facility, while at the same time offering Lake Forest residents the unique benefit of a community hospital. The hospital is part of the City of Lake Forest’s history and remains a cornerstone of the community. The new hospital is scheduled to open in September 2017. The campus today includes the Hospital Health & Fitness Center, Dearhaven Child Care and Learning Center, Westmoreland Nursing Center and the Women’s Auxiliary of Lake Forest Hospital. The Emergency department provides adult and pediatric emergency care, urgent care and a 24-hour Level II trauma center. The hospital also provides community education programs covering prevention and wellness, seminars related to specific diseases and treatments, support groups and a comprehensive selection of perinatal and parenting classes. Upon completion of the new hospital, the campus is expected to incorporate opportunities for research and education as the campus continues to grow and change to respond to healthcare needs of the future. SOCIOECONOMIC INFORMATION The following statistics pertain principally to the City. Additional comparisons are made with Lake County (the “County”) and the State of Illinois (the “State”). Employment Following are lists of large employers located in the City and in the surrounding area. Major City Employers(1) Approximate Name Product/Service Employment Northwestern Lake Forest Hospital .................... General Medical and Surgical Hospital .............................. 1,600 Hospira, Inc. ........................................ Corporate Headquarters and Surgical and Medical Instruments ........ 1,350 Trustmark Mutual Holding Co. ......................... Health and Life Insurance Benefits and Administration .............. 800 Solo Cup Co. ......................................... Corporate Headquarters; Plastic Cups and Containers ................ 600 Lake Forest College .................................. Higher Education ................................................... 500(2) Lake Forest Community High School District No. 115 ... Secondary Education ................................................ 350(3) Pactiv LLC ........................................... Corporate Headquarters and Specialty Packaging Products ............ 300 City of Lake Forest .................................. Municipal Government ............................................... 275 Brunswick Corp. ...................................... Corporate Headquarters and Sporting and Athletic Goods ............. 200 Packaging Corp. of America ........................... Corporate Headquarters and Containerboard and Corrugated Packaging . 200 Notes: (1) Source: the City. (2) Excludes student employees. (3) Excludes coaches, community education employees and student employees. 120 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 10 Major Area Employers(1) Approximate Location Name Description Employment Northbrook ...... Allstate Insurance ......................... Insurance Corporate Office .................................... 8,750 Lincolnshire .... Aon Hewitt ................................. Employee Benefits and Compensation Consultants ................ 5,000 Multiple ........ Baxter International, Inc. ................. Wholesale Medical Supplies .................................... 4,350 North Chicago ... Abbott Laboratories ........................ Pharmaceutical Products ....................................... 3,400 Deerfield ....... Takeda Pharmaceuticals North America, Inc. . Corporate Headquarters and Pharmaceutical Preparations ........ 2,668 Deerfield ....... Kinetek, Inc. .............................. Corporate Headquarters and Commercial Printing ................ 2,500 Deerfield ....... Walgreen Co. ............................... Drug Store Corporate Office ................................... 2,500 Libertyville .... Advocate Condell Medical Center ............ Medical Center ................................................ 2,200 Unincorporated Lake Forest .... W.W. Grainger .............................. Corporate Headquarters; Industrial and Commercial Equipment and Supplies ........................ 2,091 Northbrook ...... Underwriters Laboratories .................. Independent Non-Profit Testing ................................ 2,000 Northbrook ...... CVS Caremark ............................... Integrated Health Care Services ............................... 1,400 Highland Park ... Highland Park Hospital ..................... General Hospital .............................................. 1,200 Deerfield ....... Astellas Pharma US, Inc. ................... Corporate Headquarters and Wholesale Pharmaceutical Products .. 1,150 Deerfield ....... Takeda Pharmaceuticals North America, Inc. . Corporate Headquarters and Pharmaceutical Preparations ........ 1,000 Note: (1) Source: The County, the 2015 Illinois Services Directory, the 2015 Illinois Manufacturers Directory and a selective telephone survey. The following tables show employment by industry and by occupation for the City, the County and the State as reported by the U.S. Census Bureau 2009-2013 American Community Survey 5-year estimated values. Employment By Industry(1) The City The County The State Classification Number Percent Number Percent Number Percent Agriculture, Forestry, Fishing and Hunting, and Mining ........ 31 0.4% 1,141 0.3% 63,113 1.1% Construction .................................................. 188 2.4% 16,209 4.9% 310,368 5.2% Manufacturing ................................................. 846 11.0% 53,108 16.0% 756,029 12.6% Wholesale Trade ............................................... 379 4.9% 14,613 4.4% 184,209 3.1% Retail Trade .................................................. 528 6.9% 39,094 11.7% 655,654 10.9% Transportation and Warehousing, and Utilities ................. 112 1.5% 12,170 3.7% 348,569 5.8% Information ................................................... 184 2.4% 6,520 2.0% 126,311 2.1% Finance and Insurance, and Real Estate and Rental and Leasing .................................................. 1,575 20.4% 26,196 7.9% 447,732 7.5% Professional, Scientific, and Management, and Administrative and Waste Management Services ............. 1,375 17.8% 43,808 13.2% 666,163 11.1% Educational Services and Health Care and Social Assistance .... 1,660 21.5% 65,279 19.6% 1,379,821 23.0% Arts, Entertainment and Recreation and Accommodation and Food Services ............................................ 475 6.2% 30,198 9.1% 538,646 9.0% Other Services, Except Public Administration .................. 285 3.7% 14,180 4.3% 286,928 4.8% Public Administration ......................................... 68 0.9% 10,207 3.1% 234,777 3.9% Total ....................................................... 7,706 100.0% 332,723 100.0% 5,998,320 100.0% Note: (1) Source: U.S. Bureau of the Census, American Community Survey 5-year estimates 2009 to 2013. Employment By Occupation(1) The City The County The State Classification Number Percent Number Percent Number Percent Management, Business, Science and Arts ....................... 4,874 63.2% 138,956 41.8% 2,183,077 36.4% Service ...................................................... 456 5.9% 49,679 14.9% 1,036,503 17.3% Sales and Office ............................................ 1,996 25.9% 85,803 25.8% 1,509,578 25.2% Natural Resources, Construction, and Maintenance ............. 162 2.1% 20,839 6.3% 444,958 7.4% Production, Transportation, and Material Moving ............... 218 2.8% 37,446 11.3% 824,204 13.7% Total ....................................................... 7,706 100.0% 332,723 100.0% 5,998,320 100.0% Note: (1) Source: U.S. Bureau of the Census, American Community Survey 5-year estimates 2009 to 2013. 121 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 11 Unemployment rates for the City are well below the County and the State levels, as shown below. Annual Average Unemployment Rates(1) Calendar The The The Year City County State 2004 ............................ 3.0% 5.5% 6.2% 2005 ............................ 2.6% 4.7% 5.7% 2006 ............................ 2.3% 4.2% 4.5% 2007 ............................ 2.8% 5.0% 5.1% 2008 ............................ 3.9% 6.7% 6.5% 2009 ............................ 5.8% 9.8% 10.0% 2010 ............................ 6.2% 10.5% 10.3% 2011 ............................ 5.7% 9.4% 9.8% 2012 ............................ 5.3% 8.7% 8.9% 2013 ............................ 7.2% 8.7% 9.2% 2014 ............................ 7.1% 6.1% 6.2% 2015(2) ......................... N/A 4.5% 5.5% Notes: (1) Source: Illinois Department of Employment Security and the City. (2) Preliminary for the month of April 2015. Building Permits City Building Permits(1) Fiscal Building Permits Residential Commercial Year Issued Construction Construction 2004 ................. 4,308 83 3 2005 ................. 4,740 128 5 2006 ................. 4,055 44 1 2007 ................. 3,501 22 3 2008 ................. 3,491 33 1 2009 ................. 3,142 23 3 2010 ................. 2,610 4 1 2011 ................. 3,072 8 2 2012 ................. 3,451 11 1 2013 ................. 3,197 7 2 2014 ................. 3,418 17 1 2015 ................. 3,668 15 1 Note: (1) Source: the City. The U.S. Census Bureau 5-year estimated values reported that the median value of the City’s owner-occupied homes was $832,900. This compares to $254,800 for the County and $182,300 for the State. The following table represents the five year average market value of specified owner-occupied units for the City, the County and the State at the time of the 2009-2013 American Community Survey. Specified Owner-Occupied Units(1) The City The County The State Value Number Percent Number Percent Number Percent Under $50,000 ...................... 47 0.8% 6,054 3.3% 235,268 7.3% $50,000 to $99,999 ................. 60 1.0% 10,279 5.6% 493,044 15.3% $100,000 to $149,999 ............... 81 1.3% 22,060 12.1% 504,066 15.7% $150,000 to $199,999 ............... 67 1.1% 29,696 16.2% 538,003 16.7% $200,000 to $299,999 ............... 216 3.6% 39,325 21.5% 692,499 21.5% $300,000 to $499,999 ............... 684 11.4% 40,700 22.2% 513,968 16.0% $500,000 to $999,999 ............... 2,636 43.9% 28,010 15.3% 196,905 6.1% $1,000,000 or more ................. 2,211 36.8% 6,885 3.8% 46,285 1.4% Total ............................ 6,002 100.0% 183,009 100.0% 3,220,038 100.0% Note: (1) Source: U.S. Bureau of the Census, American Community Survey 5-year estimates 2009 to 2013. 122 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 12 Mortgage Status(1) The City The County The State Number Percent Number Percent Number Percent Housing Units with a Mortgage ...... 3,989 66.5% 138,925 75.9% 2,190,976 68.0% Housing Units Without a Mortgage ... 2,013 33.5% 44,084 24.1% 1,029,062 32.0% Total ............................ 6,002 100.0% 183,009 100.0% 3,220,038 100.0% Note: (1) Source: U.S. Bureau of the Census, American Community Survey 5-year estimates 2009 to 2013. Income Per Capita Personal Income for the Ten Highest Income Counties in the State(1) Rank 2009-2013 1 ...................... DuPage County ............... $38,570 2 ..................... Lake County ................. 38,018 3 ...................... McHenry County .............. 32,341 4 ...................... Monroe County ............... 31,758 5 ...................... Kendall County .............. 31,276 6 ...................... Piatt County ................ 31,190 7 ...................... Woodford County ............. 30,926 8 ...................... McLean County ............... 30,460 9 ...................... Will County ................. 30,377 10 ..................... Cook County ................. 30,183 11 ..................... Kane County ................. 30,082 Note: (1) Source: U.S. Bureau of the Census. 2009- 2013 American Community 5-Year Estimates. The following shows the median family income for counties in the Chicago metropolitan area. Ranking of Median Family Income(1) Ill. Family Ill. County Income Rank DuPage County ............. $95,208 1 Lake County ............... 92,116 2 Kendall County ............ 91,368 3 McHenry County ............ 87,760 4 Will County ............... 86,747 5 Kane County ............... 80,085 8 Cook County ............... 66,187 24 Note: (1) Source: U. S. Bureau of the Census, American Community Survey, 2009-2013 estimates. The U.S. Census Bureau 5-year estimated values reported that the City had a median family income of $176,849. This compares to $92,116 for the County and $70,344 for the State. The following table represents the distribution of family incomes for the City, the County and the State at the time of the 2009-2013 American Community Survey. Family Income(1) The City The County The State Value Number Percent Number Percent Number Percent Under $10,000 ...................... 92 1.8% 4,609 2.6% 137,093 4.4% $10,000 to $14,999 ................. 32 0.6% 2,913 1.6% 84,866 2.7% $15,000 to $24,999 ................. 137 2.6% 8,673 4.8% 225,548 7.2% $25,000 to $34,999 ................. 91 1.8% 10,148 5.7% 257,251 8.2% $35,000 to $49,999 ................. 93 1.8% 17,047 9.5% 381,248 12.2% $50,000 to $74,999 ................. 460 8.9% 28,410 15.9% 583,037 18.6% $75,000 to $99,999 ................. 480 9.2% 25,042 14.0% 470,717 15.0% $100,000 to $149,999 ............... 876 16.9% 36,377 20.3% 553,739 17.7% $150,000 to $199,999 ............... 511 9.8% 19,956 11.1% 222,115 7.1% $200,000 or more ................... 2,425 46.7% 25,896 14.5% 220,748 7.0% Total ............................ 5,197 100.0% 179,071 100.0% 3,136,362 100.0% Note: (1) Source: U.S. Bureau of the Census, American Community Survey 5-year estimates 2009 to 2013. 123 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 13 The U.S. Census Bureau 5-year estimated values reported that the City had a median household income of $147,162. This compares to $77,469 for the County and $56,797 for the State. The following table represents the distribution of household incomes for the City, the County and the State at the time of the 2009-2013 American Community Survey. Household Income(1) The City The County The State Value Number Percent Number Percent Number Percent Under $10,000 ...................... 237 3.5% 9,999 4.1% 337,875 7.1% $10,000 to $14,999 ................. 125 1.9% 6,577 2.7% 219,468 4.6% $15,000 to $24,999 ................. 301 4.5% 16,927 7.0% 484,449 10.2% $25,000 to $34,999 ................. 184 2.7% 17,461 7.2% 462,771 9.7% $35,000 to $49,999 ................. 197 2.9% 25,938 10.8% 618,005 12.9% $50,000 to $74,999 ................. 704 10.5% 39,761 16.5% 856,630 17.9% $75,000 to $99,999 ................. 654 9.7% 31,945 13.3% 615,943 12.9% $100,000 to $149,999 ............... 984 14.6% 42,222 17.5% 667,146 14.0% $150,000 to $199,999 ............... 590 8.8% 21,854 9.1% 255,728 5.4% $200,000 or more ................... 2,742 40.8% 28,388 11.8% 254,708 5.3% Total ............................ 6,718 100.0% 241,072 100.0% 4,772,723 100.0% Note: (1) Source: U.S. Bureau of the Census, American Community Survey 5-year estimates 2009 to 2013. Retail Activity The table below shows certain sales tax receipts collected by the City as an indicator of commercial activity. Retailers’ Occupation, Service Occupation and Use Tax(1) State Fiscal Year State Sales Tax Annual Ending June 30 Distribution(2) Change + (-) 2005 ........................ $2,146,549 3.64%(3) 2006 ........................ 2,252,966 4.96% 2007 ........................ 2,783,698(4) 23.56% 2008 ........................ 3,050,438(4) 9.58% 2009 ........................ 2,971,996(4) (2.57%) 2010 ........................ 2,519,529(4) (15.22%) 2011 ........................ 2,414,327(4) (4.18%) 2012 ........................ 2,406,211(4) (0.34%) 2013 ........................ 2,596,446(4) 7.91% 2014 ........................ 2,834,067(4) 9.15% Growth from 2005 to 2014 ........................................ 32.03% Notes: (1) Source: Illinois Department of Revenue. (2) Tax distributions are based on records of the Illinois Department of Revenue relating to the 1% municipal portion of the Retailers’ Occupation, Service Occupation and Use Tax, collected on behalf of the City, less a State administration fee. The municipal 1% includes tax receipts from the sale of food and drugs which are not taxed by the State. (3) The 2005 percentage is based on 2004 sales tax receipts of $2,071,156. (4) Includes Home Rule Sales Taxes. 124 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 14 THE PROJECT The proceeds of the Bonds will be used: (i) to finance certain capital improvements in the City (the “Project), to fund $______ in capitalized interest on the Bonds, and (iii) to pay the costs of issuance of the Bonds. The Project includes infrastructure improvements in the City’s Laurel Avenue TIF district. DEBT INFORMATION After issuance of the Bonds, the City will have outstanding $59,820,000 (subject to change) principal amount of general obligation bonded debt. Approximately, 45% of this indebtedness, $26,800,000, is expected to be repaid from sources other than City-wide general taxes, principally water system revenues and tax increment finance revenues. In addition, the City has $1,806,760 aggregate principal amount of special service area bonds. The City does not intend to issue additional debt in 2015. The City voted to become a home rule unit under the 1970 Illinois Constitution in 2004 and, as such, has no statutory general obligation debt limit, is not required to seek referendum approval for the issuance of the Bonds, and has no statutory tax rate limitations for any purpose. The City Council, however, has pledged to abide by the “property tax cap” limitation of the Property Tax Extension Limitation Law (“PTELL”), unless one of the following occurs: (i) the City Council has determined that a bona fide emergency or legal requirement dictates said increase, or (ii) that an advisory referendum has determined support with the City for said increase. In its Ordinance Number 2013-070, the City is required to not levy a bond debt service property tax in an amount in excess of its 2004 debt service property tax levy (as adjusted for Consumer Price Index increases) plus levies for capital improvements. The City also agrees to abide by the “property tax cap” for the City’s aggregate levy in accordance with PTELL. However, the City may increase its aggregate levy by more than the “property tax cap” (but not more than 5%) by a three-fourths vote of the City Council, but only if the moneys raised by such increase in property taxes in excess of the aggregate levy otherwise authorized under PTELL are used either: (a) for supplementing the City’s Capital Improvement Fund; or (b) to replace revenues lost because of changes in the amount of the State Revenue Sharing Moneys paid to the City. When issued, the Bonds will meet the restrictions of the City self-imposed tax cap and consequently are full, faith and credit general obligation bonds and all taxable property in the City is subject to the levy of taxes to pay the same without limitation as to rate or amount. 125 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 15 126 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 16 Outstanding Bonded Debt(1) (Principal Only) Fiscal Total Year Ending Series Series Series Series Series Series Series The Bonded Cumulative Retirement(2) April 30 2008 2009 2010B 2010C 2011A 2011B 2013 Bonds(2) Debt(2) Amount Percent 2016 ..... $ 565,000 $ 170,000 $ 0 $ 300,000 $325,000 $ 1,955,000 $ 0 $ 0 $ 3,315,000 $ 3,315,000 5.54% 2017 ..... 580,000 175,000 0 195,000 120,000 2,215,000 0 0 3,285,000 6,600,000 11.03% 2018 ..... 600,000 180,000 0 210,000 125,000 2,270,000 100,000 185,000 3,670,000 10,270,000 17.17% 2019 ..... 615,000 185,000 0 225,000 130,000 2,300,000 200,000 185,000 3,840,000 14,110,000 23.59% 2020 ..... 635,000 190,000 0 215,000 130,000 2,400,000 350,000 315,000 4,235,000 18,345,000 30.67% 2021 ..... 465,000 200,000 0 405,000 140,000 2,470,000 430,000 320,000 4,430,000 22,775,000 38.07% 2022 ..... 485,000 205,000 0 415,000 0 2,530,000 435,000 350,000 4,420,000 27,195,000 45.46% 2023 ..... 500,000 215,000 0 425,000 0 2,605,000 440,000 365,000 4,550,000 31,745,000 53.07% 2024 ..... 520,000 225,000 0 435,000 0 1,870,000 450,000 380,000 3,880,000 35,625,000 59.55% 2025 ..... 540,000 235,000 0 445,000 0 0 460,000 390,000 2,070,000 37,695,000 63.01% 2026 ..... 560,000 245,000 0 460,000 0 0 475,000 415,000 2,155,000 39,850,000 66.62% 2027 ..... 580,000 255,000 0 475,000 0 0 480,000 420,000 2,210,000 42,060,000 70.31% 2028 ..... 605,000 265,000 0 490,000 0 0 495,000 440,000 2,295,000 44,355,000 74.15% 2029 ..... 0 280,000 0 490,000 0 0 930,000 660,000 2,360,000 46,715,000 78.09% 2030 ..... 0 0 540,000 240,000 0 0 960,000 705,000 2,445,000 49,160,000 82.18% 2031 ..... 0 0 780,000 0 0 0 1,085,000 745,000 2,610,000 51,770,000 86.54% 2032 ..... 0 0 820,000 0 0 0 1,120,000 715,000 2,655,000 54,425,000 90.98% 2033 ..... 0 0 860,000 0 0 0 1,125,000 730,000 2,715,000 57,140,000 95.52% 2034 ..... 0 0 0 0 0 0 0 2,160,000 2,160,000 59,300,000 99.13% 2035 ..... 0 0 0 0 0 0 0 340,000 340,000 59,640,000 99.70% 2036 ..... 0 0 0 0 0 0 0 180,000 180,000 59,820,000 100.00% Total .. $7,250,000 $3,025,000 $3,000,000 $5,425,000 $970,000 $20,615,000 $9,535,000 $10,000,000 $59,820,000 Notes: (1) Source: the City. (2) Subject to change. General Obligation Debt Outstanding - By Issue(1) (Principal Only) Property Tax Supported Amount General Obligation Bonds, Series 2008 ............................................................................................ $ 7,250,000 General Obligation Bonds, Series 2009 ............................................................................................ 3,025,000 Taxable General Obligation Bonds, Series 2010B (Recovery Zone Economic Development Bonds - Direct Payment) ....................... 3,000,000 Taxable General Obligation Bonds, Series 2010B (Build America Bonds - Direct Payment) ............................................ 5,425,000 General Obligation Refunding Bonds, Series 2013 .................................................................................. 9,535,000 The Bonds - (Laural Avenue Portion)(2) ........................................................................................... 4,785,000 Total Property Tax Supported(2) ................................................................................................ $33,020,000 Self-Supporting General Obligation Refunding Bonds, Series 2011A ................................................................................. $ 970,000 General Obligation Refunding Bonds, Series 2011B ................................................................................. 20,615,000 The Bonds - (TIF Portion)(2) ..................................................................................................... 5,215,000 Total Self Supporting(2) ....................................................................................................... $26,800,000 Total Outstanding General Obligation Debt(2) ................................................................................... $59,820,000 Notes: (1) Source: the City. (2) Subject to change. 127 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 17 Detailed Overlapping Bonded Debt(1) (As of March 24, 2015) Outstanding Applicable to City Debt Percent(2) Amount Schools: School District Number 67 .............................................. $ 680,772 100.00% $ 680,772 School District Number 103 ............................................. 2,515,000 0.01% 252 High School District Number 115 ........................................ 41,555,000 79.50% 33,036,225 High School District Number 128 ........................................ 11,905,000 3.02% 359,531 Community College District Number 532 .................................. 76,910,000 10.48% 8,060,168 Total Schools ..................................................................................................... $42,136,948 Others: Lake County ............................................................ $103,460,000 9.94% $10,283,924 Lake County Forest Preserve District ................................... 274,450,000 9.94% 27,280,330 Total Others ...................................................................................................... $37,564,254 Total Overlapping Debt ............................................................................................ $79,701,202 Notes: (1) Source: Lake County Clerk. (2) Overlapping percentages are based on 2014 EAVs, the most current available. Statement of Bonded Indebtedness(1)(2) Ratio To Per Capita Amount Equalized Estimated (2010 Census Applicable Assessed Actual 19,375) City EAV of Taxable Property, 2014 ............................ $2,250,468,636 100.00% 33.33% $116,153.22 Estimated Actual Value, 2014 .................................. $6,751,405,908 300.00% 100.00% $348,459.66 Total Direct Bonded Debt(3) ................................... $ 59,820,000 2.66% 0.89% $ 3,087.48 Overlapping Bonded Debt: Schools ....................................................... $ 42,136,948 1.87% 0.62% $ 2,174.81 Others ........................................................ 37,564,254 1.67% 0.56% 1,938.80 Total Overlapping Bonded Debt ............................... $ 79,701,202 3.54% 1.18% $ 4,113.61 Total Direct and Overlapping Bonded Debt(3) ................. $ 139,521,202 6.20% 2.07% $ 7,201.09 Notes: (1) Source: Lake County Clerk. (2) As of March 24, 2015 for Overlapping Bonded Debt. (3) Subject to change. PROPERTY ASSESSMENT AND TAX INFORMATION For the 2014 levy year, the City’s EAV was comprised of approximately 91% residential, 9% commercial, and less than 1% industrial, farm and railroad property valuations. City Equalized Assessed Valuation(1)(2) Levy Years Property Class 2010 2011 2012 2013 2014 Residential ............... $2,452,291,451 $2,302,061,004 $2,166,702,992 $2,047,760,158 $2,047,998,906 Farm ...................... 4,679,567 4,142,688 2,485,744 3,330,967 4,001,932 Commercial ................ 203,193,623 203,074,638 207,360,589 200,625,492 196,562,054 Industrial ................ 66,933 70,382 65,556 62,064 61,541 Railroad .................. 1,191,938 1,266,392 1,432,258 1,768,723 1,844,203 Total ................... $2,661,423,512 $2,510,615,104 $2,378,047,139 $2,253,547,404 $2,250,468,636 Percent change +(-) ....... (5.96%)(3) (5.67%) (5.28%) (5.24%) (0.14%) Notes: (1) Source: Lake County Clerk. (2) Excludes the incremental valuation in the City's tax increment financing districts. (3) Percentage based on 2009 Equalized Assessed Valuation of $2,830,031,857. 128 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 18 Representative Tax Rates Per $100 of Equalized Assessed Valuation(1) Levy Years 2010 2011 2012 2013 2014 Bonds and Interest ................................... $0.068 $0.071 $0.068 $0.088 $0.090 Pensions (Police, Fire, IMRF) ........................ 0.165 0.182 0.165 0.202 0.210 Library .............................................. 0.141 0.157 0.141 0.169 0.172 Playgrounds and Recreation ........................... 0.178 0.194 0.178 0.209 0.212 Corporate Fund ....................................... 0.483 0.544 0.483 0.580 0.590 Total Tax Rate ..................................... $1.035 $1.148 $1.035 $1.248 $1.274 Lake County and Forest Preserve District. ............ 0.755 0.820 0.755 0.881 0.893 North Shore Sanitary District ........................ 0.150 0.150 0.150 0.164 0.169 Lake Forest Elementary School District No. 67 ........ 1.186 1.322 1.186 1.424 1.453 Lake Forest High School No. 115 ...................... 1.191 1.322 1.191 1.420 1.448 Community College Dist. No. 532 ...................... 0.240 0.272 0.240 0.296 0.306 All Other ............................................ 0.069 0.065 0.069 0.069 0.072 Total(2) ........................................... $4.626 $5.099 $4.626 $5.502 $5.615 City as a Percent of Total ........................... 22.37% 22.51% 22.37% 22.68% 22.69% Notes: (1) Source: Lake County Clerk. (2) Representative tax rate is for Shields Township Tax Code 14, which represents 43% of the City's 2014 Equalized Assessed Valuation. City Tax Extensions and Collections(1) Levy Coll. Taxes Total Collections Year Year Extensions Amount Percent 2004 ............. 2005 ............. $21,219,092 $21,197,444 99.90% 2005 ............. 2006 ............. 21,907,603 21,773,228 99.39% 2006 ............. 2007 ............. 22,999,873 22,979,703 99.91% 2007 ............. 2008 ............. 23,895,634 23,862,170 99.86% 2008 ............. 2009 ............. 25,213,226 25,174,923 99.85% 2009 ............. 2010 ............. 25,526,887 25,486,745 99.84% 2010 ............. 2011 ............. 26,348,093 26,312,509 99.86% 2011 ............. 2012 ............. 25,984,866 25,911,250 99.72% 2012 ............. 2013 ............. 27,299,981 27,199,190 99.63% 2013 ............. 2014 ............. 28,124,272 28,016,472 99.62% Note: (1) Source: the City and the Lake County Treasurer. Major City Taxpayers(1) Major Taxpayers Business/Service 2014 EAV(2) Hospira Inc. ................................................ Corporate HQ and Surgical and Medical Instruments .......... $18,271,271 Abbott Laboratories ......................................... Real Property .............................................. 13,923,091 The Presbyterian Home ....................................... Retirement Facility ........................................ 12,468,495 Pactiv Corporation .......................................... Real Property .............................................. 8,975,933 Trustmark Insurance Co. ..................................... Health and Life Insurance and Benefits Administration ...... 7,543,799 Northwestern Lake Forest Hospital ........................... General Medical and Surgical Hospital ...................... 7,253,328 Lake Forest Landmark Company, LLC ........................... Office Building ............................................ 6,707,780 Lake Forest Landmark II ..................................... Real Property .............................................. 5,712,030 Riggs & Co. ................................................. Real Property .............................................. 5,217,669 STRS L3 ACQ2 LLC ............................................ Real Property .............................................. 5,216,186 Total ................................................................................................................. $91,289,582 Ten Largest as a percent of 2014 EAV ($2,250,468,636) ................................................................. 4.06% Notes: (1) Source: Lake County Clerk. (2) Every effort has been made to seek out and report the largest taxpayers. However, many of the taxpayers listed contain multiple parcels and it is possible that some parcels and their valuations have been overlooked. The 2014 EAV is the most current available. 129 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 19 REAL PROPERTY ASSESSMENT, TAX LEVY AND COLLECTION PROCEDURES Tax Levy and Collection Procedures Local Assessment Officers determine the assessed valuation of taxable real property and railroad property not held or used for railroad operations. The Illinois Department of Revenue (the “Department”) assesses certain other types of taxable property, including railroad property held or used for railroad operations. Local Assessment Officers’ valuation determinations are subject to review at the county level and then, in general, to equalization by the Department. Such equalization is achieved by applying to each county’s assessments a multiplier determined by the Department. The purpose of equalization is to provide a common basis of assessments among counties by adjusting assessments toward the statutory standard of 33-1/3% of fair cash value. Farmland is assessed according to a statutory formula which takes into account factors such as productivity and crop mix. Taxes are extended against the assessed values after equalization. Property tax levies of each taxing body are filed in the office of the county clerk of each county in which territory of that taxing body is located. The county clerk computes the rates and amount of taxes applicable to taxable property subject to the tax levies of each taxing body and determines the dollar amount of taxes attributable to each respective parcel of taxable property. The county clerk then supplies to the appropriate collecting officials within the county the information needed to bill the taxes attributable to the various parcels therein. After the taxes have been collected, the collecting officials distribute to the various taxing bodies their respective shares of the taxes collected. Taxes levied in one calendar year are due and payable in two installments during the next calendar year. Taxes that are not paid when due, or that are not paid by mail and postmarked on or before the due date, are subject to a penalty of 1-1/2% per month until paid. Unpaid property taxes, together with penalties, interest, and costs, constitute a lien against the property subject to the tax. Exemptions An annual General Homestead Exemption provides that the Equalized Assessed Valuation (“EAV”) of certain property owned and used for residential purposes (“Residential Property”) may be reduced by the amount of any increase over the 1977 EAV, up to a maximum reduction of $3,500 for assessment years prior to assessment year 2004 in counties with less than 3,000,000 inhabitants, and a maximum reduction of $5,000 for assessment year 2004 through 2007 in all counties. Additionally, the maximum reduction is $5,500 for assessment year 2008 and the maximum reduction is $6,000 for assessment year 2009 and thereafter in all counties. The Homestead Improvement Exemption applies to Residential Properties that have been improved or rebuilt in the 2 years following a catastrophic event. The exemption is limited to $45,000 through December 31, 2003, and $75,000 per year beginning January 1, 2004 and thereafter, to the extent the assessed value is attributable solely to such improvements or rebuilding. Additional exemptions exist for senior citizens. The Senior Citizens Homestead Exemption (“Senior Citizens Homestead Exemption”) operates annually to reduce the EAV on a senior citizen’s home for assessment years prior to 2004 by $2,000 in counties with less than 3,000,000 inhabitants. For assessment years 2004 and 2005, the maximum reduction is $3,000 in all counties. For assessment years 2006 and 2007, the maximum reduction is $3,500 in all counties. For assessment years 2008 through 2012, the maximum reduction is $4,000 in all counties. In addition, for assessment year 2013 and thereafter, the maximum reduction is $5,000 for all counties. Furthermore, beginning with assessment year 2003, for taxes payable in 2004, property that is first occupied as a residence after January 1 of any assessment year by a person who is eligible for the Senior Citizens Homestead Exemption must be granted a pro rata exemption for the assessment year based on the number of days during the assessment year that the property is occupied as a residence by a person eligible for the exemption. 130 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 20 A Senior Citizens Assessment Freeze Homestead Exemption (“Senior Citizens Assessment Freeze Homestead Exemption”) freezes property tax assessments for homeowners, who are 65 and older and receive a household income not in excess of the maximum income limitation. The maximum income limitation is $35,000 for years prior to 1999, $40,000 for assessment years 1999 through 2003, $45,000 for assessment years 2004 and 2005, $50,000 from assessment years 2006 and 2007 and for assessments year 2008 and after, the maximum income limitation is $55,000. In general, the Exemption limits the annual real property tax bill of such property by granting to qualifying senior citizens an exemption as to a portion of the valuation of their property. In counties with a population of 3,000,000 or more, the exemption for all assessment years is equal to the EAV of the residence in the assessment year for which application is made less the base amount. Furthermore, for those counties with less than 3,000,000, the exemption is as follows: through assessment year 2005 and for assessment year 2007 and later, the exempt amount is the difference between (i) the current EAV of their residence and (ii) the base amount, which is the EAV of a senior citizen’s residence for the year prior to the year in which he or she first qualifies and applies for the Exemption (plus the EAV of improvements since such year). For assessment year 2006, the amount of the exemption phases out as the amount of household income increases. The amount of the exemption is calculated by using the same formula as above, and then multiplying the resulting value by a ratio that varies according to household income. Another exemption available to disabled veterans operates annually to exempt up to $70,000 of the Assessed Valuation of property owned and used exclusively by such veterans or their spouses for residential purposes. Also, certain property is exempt from taxation on the basis of ownership and/or use, such as public parks, not-for-profit schools and public schools, churches, and not-for-profit hospitals and public hospitals. However, individuals claiming exemption under the Disabled Persons’ Homestead Exemption (“Disabled Persons’ Homestead Exemption”) or the Disabled Veterans Standard Homestead Exemption (“Disabled Veterans Standard Homestead Exemption”) cannot claim the aforementioned exemption. Furthermore, beginning with assessment year 2007, the Disabled Persons’ Homestead Exemption provides an annual homestead exemption in the amount of $2,000 for property that is owned and occupied by certain persons with a disability. However, individuals claiming exemption as a disabled veteran or claiming exemption under the Disabled Veterans Standard Homestead Exemption cannot claim the aforementioned exemption. In addition, the Disabled Veterans Standard Homestead Exemption provides disabled veterans an annual homestead exemption starting with assessment year 2007 and thereafter. Specifically, (i) those veterans with a service- connected disability of 75% are granted an exemption of $5,000 and (ii) those veterans with a service-connected disability of less than 75%, but at least 50% are granted an exemption of $2,500. Furthermore, the veteran’s surviving spouse is entitled to the benefit of the exemption, provided that the spouse has legal or beneficial title of the homestead, resides permanently on the homestead and does not remarry. Moreover, if the property is sold by the surviving spouse, then an exemption amount not to exceed the amount specified by the current property tax roll may be transferred to the spouse’s new residence, provided that it is the spouse’s primary residence and the spouse does not remarry. However, individuals claiming exemption as a disabled veteran or claiming exemption under the Disabled Persons’ Homestead Exemption cannot claim the aforementioned exemption. Beginning with assessment year 2007, the Returning Veterans’ Homestead Exemption (“Returning Veterans’ Homestead Exemption”) is available for property owned and occupied as the principal residence of a veteran in the assessment year the veteran returns from an armed conflict while on active duty in the United States armed forces. This provision grants a homestead exemption of $5,000, which is applicable in all counties. In order to apply for this exemption, the individual must pay real estate taxes on the property, own the property or have either a legal or an equitable interest in the property, “or a leasehold interest of land on which a single family residence is located, which is occupied as a principle residence of a veteran returning from an armed conflict involving the armed forces of the United States who has an ownership interest therein, legal, equitable or as a lessee, and on which the veteran is liable for the payment of property taxes.” Those individuals eligible for this exemption may claim the exemption in addition to other homestead exemptions, unless otherwise noted. 131 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 21 Property Tax Extension Limitation Law The Property Tax Extension Limitation Law (“PTELL”) limits the amount of the annual increase in property taxes to be extended for certain Illinois non-home rule units of government. In general, PTELL restricts the amount of such increases to the lesser of 5% or the percentage increase in the Consumer Price Index during the calendar year preceding the levy year. Currently, PTELL applies only to and is a limitation upon all non-home rule taxing bodies in Cook County, the five collar counties (DuPage, Kane, Lake, McHenry and Will) and several downstate counties. As a home rule unit, the City is exempt under State law from the limitations contained in PTELL. However, the City has agreed by ordinance to abide by certain provisions of PTELL, with certain exceptions. See ‘DEBT INFORMATION” herein. Truth in Taxation Law Legislation known as the Truth in Taxation Law (the “Law”) limits the aggregate amount of certain taxes which can be levied by, and extended for, a taxing district to 105% of the amount of taxes extended in the preceding year unless specified notice, hearing and certification requirements are met by the taxing body. The express purpose of the Law is to require published disclosure of, and hearing upon, an intention to adopt a levy in excess of the specified levels. The provisions of the Law do not apply to any levies made to pay principal of and interest on the Bonds. FINANCIAL INFORMATION Budgetary Information The City Council follows these procedures in establishing the budgetary and appropriations data reflected in its financial statements: 1. The City Manager submits to the City Council a proposed operating budget for the fiscal year. The operating budget includes proposed expenditures and estimated revenues. 2. Public budget and appropriations meetings are conducted by the City to obtain taxpayer comments. 3. The budget and the appropriation ordinance, which is 10% higher than the budget, are both legally enacted through action of the City Council. Once enacted, the budget cannot be amended without approval from the City Council. Funds may have expenditures in excess of budgeted amounts, but legally may not have expenditures in excess of appropriations. 4. The legal level of budgetary control is the fund level. Management may make transfers of appropriations within a fund. Any expenditures that exceed the total appropriations at the fund level must be approved by the City Council. 5. Formal budgetary integration and legally adopted budgets are employed as a management control device during the year for all Funds, through an internal reporting system. Such budgetary integration permits the City's department managers to monitor actual revenues and expenditures relative to budgets on an ongoing basis throughout the year. Formal encumbrance accounting is not used, and appropriations not used by the end of the fiscal year lapse. 6. Budgets are adopted on a basis consistent with generally accepted accounting principles (GAAP). 132 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 22 Investment Policy The City is authorized to invest in the following types of securities under Illinois law and the City's investment policy:  Bonds, notes, certificates of indebtedness, treasury bills, or other securities which are guaranteed by the full faith and credit of the United States of America;  Bonds, notes, debentures, or other similar obligations of U.S. Government or its agencies; Interest bearing bonds of any county, township, city, incorporated town, municipal corporation, or school district, and the bonds shall be registered in the name of the municipality or held under a custodial agreement at a bank, provided the bonds shall be rated at the time of purchase within the 4 highest general classifications established by a rating service of nationally recognized expertise in rating bonds of states and their political subdivisions;  Interest-bearing savings accounts, interest-bearing certificates of deposit, interest-bearing deposits, or any other investments constituting direct obligations of any bank as defined by the Illinois Banking Act (205 ILCS 5/1 et seq.), provided, however, that such investments may be made only in banks which are insured by the Federal Deposit Insurance Corporation;  Commercial Paper - issuer must be a United States corporation with more than $500 million in assets, rating must be within the highest tier (e.g., A-1, P-1, F-1, D-1, or higher) by two standard rating services, must mature within 180 days of purchase, such purchases cannot exceed 10% of the corporation's outstanding obligations, and such purchases cannot exceed one-third of funds;  Money Market Mutual Funds - registered under the Investment Company Act of 1940 (15 U.S.C.A. § 80a-1 et seq.), provided the portfolio is limited to bonds, notes, certificates, treasury bills, or other securities which are guaranteed by the full faith and credit of the federal government as to principal and interest;  Short term discount obligations of the Federal National Mortgage Association (established by or under the National Housing Act (1201 U.S.C. 1701 et seq.), or in shares or other forms of securities legally issuable by savings banks or savings and loan associations incorporated under the laws of Illinois or any other state or under the laws of the United States, provided, however, that the shares or investment certificates of such savings banks or savings and loan associations are insured by the Federal Deposit Insurance Corporation;  Dividend-bearing share accounts, share certificates accounts, or class of share accounts of a credit union chartered under the laws of the State of Illinois or the laws of the United States; provided, however, the principal office of the credit unions must be located within the State of Illinois; and, provided further, that such investments may be made only in those credit unions the accounts of which are insured by applicable law;  The Public Treasurer's Investment Pool created under Section 17 of the State Treasurer Act (15 ILCS 505/17) or in a fund managed, operated, and administered by a bank, subsidiary of a bank, or subsidiary of a bank holding company, or use the services of such an entity to hold and invest or advise regarding the investment of any public funds; and  Repurchase agreements of government securities having the meaning set out in the Government Securities Act of 1986 (15 U.S.C.A. § 780-5) subject to the provisions of that Act and the regulations issued thereunder, provided, however, that such government securities, unless registered or inscribed in the name of the City, shall be purchased through banks or trust companies authorized to do business in the State of Illinois; and such other repurchase agreements as are authorized in subsection (h) of Section 2 of the Public Funds Investment Act (30 ILCS 235/2). Repurchase agreements may be executed only with approved financial institutions or broker/dealers meeting the City's established standards, which shall include mutual execution of a Master Repurchase Agreement adopted by the City. 133 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 23 Financial Reports The City’s financial statements are audited annually by certified public accountants. The City’s financial statements are completed on a modified accrual basis of accounting consistent with generally accepted accounting principles applicable to governmental entities. See APPENDIX A for more detail. No Consent or Updated Information Requested of the Auditor The tables and excerpts (collectively, the “Excerpted Financial Information”) contained in this “FINANCIAL INFORMATION” section and in APPENDIX A are from the audited financial statements of the City, including the audited financial statements for the fiscal year ended April 30, 2014 (the “2014 Audit”) which was approved by formal action of the City Council. The 2014 Audit was prepared by McGladrey LLP, the City’s independent auditor (the “Auditor”). The Auditor has not been engaged to perform, and has not performed since the date of its 2014 Audit report, any procedures on the financial statements addressed in the 2014 Audit report. The Auditor also has not performed any procedures relating to this Official Statement. The City has not requested the Auditor to update information contained in the Excerpted Financial Information; nor has the City requested that the Auditor consent to the use of the Excerpted Financial Information in this Official Statement. Other than as expressly set forth in this Official Statement, the financial information contained in the Excerpted Financial Information has not been updated since the date of the 2014 Audit. The inclusion of the Excerpted Financial Information in this Official Statement in and of itself is not intended to demonstrate the fiscal condition of the City since the date of the 2014 Audit. Questions or inquiries relating to financial information of the City since the date of the 2014 Audit should be directed to the City. Summary Financial Information The following tables are summaries and do not purport to be the complete audits, copies of which are available upon request. For its fiscal year ended April 30, 2015, the City expects an increase of approximately $800,000 in its General Fund fund balance. The City has passed a balanced budget for its fiscal year ending April 30, 2016. To date, revenues and expenditures are generally within budgeted amounts. See APPENDIX A for excerpts of the City’s 2014 fiscal year audit. 134 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 24 Statement of Net Position Audited as of April 30 2010 2011 2012 2013 2014 ASSETS: Cash and Cash Equivalents ........................ $ 30,011,393 $ 33,813,543 $ 33,692,501 $ 33,654,290 $ 36,993,159 Investments ...................................... 2,630,338 3,186,896 3,235,374 3,549,244 4,074,228 Receivables (net): Property Taxes .................................. 24,404,445 25,078,551 24,736,822 23,473,050 24,193,594 Other Taxes ..................................... 406,768 251,534 208,533 354,314 488,656 Accounts ........................................ 688,124 675,160 1,226,319 895,021 778,016 Loans ............................................ 12,452 2,005,507 2,029,272 2,020,763 1,504,421 Other ........................................... 326,235 360,171 233,435 468,726 763,686 Due from Other Governments ....................... 2,054,055 1,818,930 2,239,891 1,869,073 1,861,326 Internal Balances ................................ (633,341) (647,503) (688,361) (61,448) (189,922) Inventories ...................................... 253,818 230,212 351,225 341,765 413,082 Prepaids ......................................... 852,586 637,120 640,619 616,665 585,715 Deferred Charges - Bond Issuance Costs ........... 73,312 211,260 193,426 180,420 0 Net Pension Asset ................................ 1,001,631 1,035,811 1,318,752 1,598,911 1,997,994 Capital Assets: Not Being Depreciated ........................... 113,935,309 112,388,983 112,447,582 112,238,404 112,097,527 Being Depreciated, Net .......................... 117,642,223 120,047,178 116,872,079 112,390,263 107,933,860 Total Assets ................................... $293,659,348 $301,093,353 $298,737,469 $293,589,461 $293,495,342 DEFERRED OUTFLOWS OF RESOURCES: Deferred Loss on Refunding ....................... $ 0 $ 0 $ 0 $ 0 $ 131,510 LIABILITIES: Accounts Payable ................................. $ 2,219,924 $ 1,937,760 $ 1,147,747 $ 1,207,340 $ 1,370,610 Accrued Liabilities .............................. 1,492,553 1,271,302 1,212,431 1,283,589 1,462,603 Accrued Interest Payable ......................... 432,558 768,357 529,727 498,524 554,756 Retainage Payable ................................ 457,942 165,786 75,544 0 0 Deposits ......................................... 874,117 901,648 843,290 819,155 1,000,237 Unearned Revenue - Property Taxes(1) ............. 24,404,445 25,078,551 24,736,822 23,473,050 0 Unearned Revenue - Other ......................... 1,984,283 1,990,775 2,826,200 2,508,608 2,226,151 Long Term Obligations: Due within One Year ............................. 15,759,313 2,447,876 1,477,734 1,500,949 1,723,436 Due in More than One Year ....................... 24,717,411 40,633,600 38,958,362 37,606,798 36,275,624 Total Liabilities .............................. $ 72,342,546 $ 75,195,655 $ 71,807,857 $ 68,898,013 $ 44,613,417 DEFERRED INFLOWS OF RESOURCES: Property Tax Levies Intended to Finance FY15 ..... $ 0 $ 0 $ 0 $ 0 $ 24,193,594 NET POSITION: Investment in Capital Assets, Net of Related Debt ............................. $193,225,047 $192,568,460 $190,779,593 $187,500,531 $184,270,349 Restricted For: Capital Projects ................................ 77,276 1,426,107 5,024,844 3,878,148 4,216,899 Debt Service .................................... 2,839,264 2,040,469 1,786,492 1,908,750 1,144,118 Other Purposes .................................. 84,975 179,117 0 0 0 Culture and Recreation .......................... 0 0 3,543,895 3,156,476 3,281,627 Highways and Streets ............................ 0 0 285,530 802,946 1,365,820 Public Safety ................................... 0 0 399,690 493,184 687,810 Cemetery Purposes ............................... 0 0 3,749,480 4,101,381 4,445,734 Affordable Housing .............................. 0 0 852,136 765,794 760,934 Parking ......................................... 0 0 957,420 957,420 957,420 Unrestricted ..................................... 25,090,240 29,683,545 19,550,532 21,126,818 23,689,130 Total Net Position ............................. $221,316,802 $225,897,698 $226,929,612 $224,691,448 $224,819,841 Note: (1) Format change in 2014. 135 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 25 Statement of Activities Governmental Activities Net (Expense) Revenue and Charges in Net Assets Audited Fiscal Year Ended April 30 2010 2011 2012 2013 2014 PRIMARY GOVERNMENT: Governmental Activities(1): General Government .............................. $ (8,711,052) $ (3,873,970) $ (7,118,227) $(10,619,465) $ (6,979,740) Highways and Streets ............................ (6,817,832) (6,561,914) (6,156,640) (6,096,708) (6,290,201) Sanitation ...................................... (2,079,215) (2,178,886) (2,487,243) (2,453,995) (2,508,978) Culture and Recreation .......................... (5,412,015) (5,352,285) (5,792,084) (6,637,672) (6,536,383) Public Safety ................................... (11,575,811) (11,463,000) (11,888,284) (11,861,128) (12,468,455) Interest on Long-Term Debt ...................... (1,097,805) (1,424,317) (1,420,087) (1,362,715) (1,333,267) Total Governmental Activities .................. $(35,693,730) $(30,854,372) $(34,862,565) $(39,031,683) $(36,117,024) General Revenues: Property Taxes .................................. $ 24,383,716 $ 24,739,956 $ 25,428,378 $ 25,051,411 $ 23,744,650 Replacement Taxes ............................... 114,477 141,240 124,086 130,549 136,430 Sales Tax ....................................... 2,392,497 2,554,772 2,577,304 3,183,479 3,047,529 Income Tax ...................................... 1,762,425 1,849,046 1,938,686 2,131,711 2,182,325 Utility Tax ..................................... 3,967,398 3,968,072 3,981,548 3,736,586 4,026,972 Real Estate Transfer Tax ........................ 878,925 1,279,935 1,215,407 1,209,113 1,633,580 Other Taxes ..................................... 258,163 280,840 368,660 362,869 445,013 Gain on Sale of Capital Assets .................. 0 0 0 0 0 Investment Income ............................... 852,245 573,508 264,432 491,196 637,193 Other ........................................... 60,000 150,049 33,724 573,705 669,145 Transfers ........................................ (615,816) (102,150) (37,746) (77,100) (97,000) Total .......................................... $ 34,054,030 $ 35,435,268 $ 35,894,479 $ 36,793,519 $ 36,425,837 Change in Net Assets ............................. $ (1,639,700) $ 4,580,896 $ 1,031,914 $ (2,238,164) $ 308,813 Net Assets - Beginning of Year ................... 222,956,502 221,316,802 225,897,698 226,929,612 224,511,028 Net Assets - End of Year ......................... $221,316,802 $225,897,698 $226,929,612 $224,691,448 $224,819,841 Note: (1) Expenses less Program Revenues of Charges for Services, Operating Grants, and Capital Grants. General Fund Balance Sheet Audited as of April 30 2010 2011 2012 2013 2014 ASSETS: Cash and Investments ............................. $10,554,698 $10,439,581 $11,986,385 $12,464,462 $16,246,124 Property Taxes Receivable ........................ 15,142,523 15,218,497 15,528,966 16,491,864 16,843,533 Other Receivables ................................ 1,048,895 2,850,874 2,645,029 2,971,461 2,604,275 Due from other Funds ............................. 968,480 485,562 0 0 0 All Other Assets ................................. 2,106,782 1,797,758 2,332,408 2,582,227 2,441,210 Total Assets ................................... $29,821,378 $30,792,272 $32,492,788 $34,510,014 $38,135,142 LIABILITIES: Accounts Payable/Accrued Payroll ................. $ 709,991 $ 519,646 $ 474,997 $ 520,902 $ 570,766 Deferred Property Tax Revenues(1) ................ 15,142,523 15,218,497 15,528,966 16,491,864 0 All Other Liabilities ............................ 3,082,576 2,826,110 2,770,812 2,743,656 3,105,883 Total Liabilities .............................. $18,935,090 $18,564,253 $18,774,775 $19,756,422 $ 3,676,649 DEFERRED INFLOWS OF RESOURCES: Property Tax Levies Intended to Finance FY15 ..... $ 0 $ 0 $ 0 $ 0 $16,843,533 Total Deferred Inflows of Resources ............ $ 0 $ 0 $ 0 $ 0 $16,843,533 FUND BALANCE: Reserved ......................................... $ 1,071,068 $ 2,988,884 $ 0 $ 0 $ 0 Nonspendable ..................................... 0 0 2,159,403 2,775,449 2,126,990 Restricted ....................................... 0 0 957,420 957,420 957,420 Unreserved – Undesignated - Unassigned ........... 9,815,220 9,239,135 10,601,190 11,020,723 14,530,550 Total Fund Balance ............................. $10,886,288 $12,228,019 $13,718,013 $14,753,592 $17,614,960 Total Liabilities, Deferred Inflows of Resources and Fund Balance .................... $29,821,378 $30,792,272 $32,492,788 $34,510,014 $38,135,142 Note: (1) Format change in 2014. 136 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 26 General Fund Revenues and Expenditures(1) Audited Fiscal Year Ended April 30 2010 2011 2012 2013 2014 REVENUES: Taxes: Property ........................................ $16,116,492 $14,865,362 $15,433,117 $15,720,048 $16,683,102 Other ........................................... 8,463,984 8,740,849 8,871,480 9,437,860 9,663,772 Intergovernmental Revenues ....................... 108,491 155,529 0 0 0 Grants and Contributions ......................... 0 0 21,715 1,526 10,215 Charges for Services ............................. 2,621,493 2,968,599 2,642,136 2,797,993 3,065,786 Licenses and Permits ............................. 2,135,888 2,246,336 2,475,739 2,450,194 2,477,338 Fines and Forfeitures ............................ 372,924 409,539 372,607 368,941 297,005 Investment Income ................................ 85,963 97,373 83,782 53,506 57,559 Other ............................................ 766,622 660,427 668,840 1,202,752 709,054 Total Revenues ................................. $30,671,857 $30,144,014 $30,569,416 $32,032,820 $32,963,831 EXPENDITURES: Current: General Government .............................. $ 9,809,117 $ 9,507,364 $ 9,130,298 $10,804,352 $ 9,184,712 Highways and Streets ............................ 2,402,436 2,449,911 2,139,656 2,044,225 2,293,840 Sanitation ...................................... 2,056,528 2,194,511 2,228,844 2,193,091 2,212,166 Culture and Recreation .......................... 1,514,409 0 0 0 0 Public Safety ................................... 12,708,152 12,985,873 13,378,659 13,552,368 14,074,949 Capital Outlay ................................... 255,717 57,690 31,190 0 11,490 Debt Service ..................................... 117,071 5,032 0 0 0 Total Expenditures ............................. $28,863,430 $27,200,381 $26,908,647 $28,594,036 $27,777,157 Excess (Deficiency) of Revenues Over Expenditures ............................... $ 1,808,427 $ 2,943,633 $ 3,660,769 $ 3,438,784 $ 5,186,674 Other Financing Sources (Uses): Transfers In ..................................... $ 0 $ 0 $ 0 $ 107,737 $ 0 Transfers Out .................................... (1,758,960) (1,601,902) (2,170,775) (2,510,942) (2,325,306) Total Other Financing Sources and Uses, Net .... $(1,758,960) $(1,601,902) $(2,170,775) $(2,403,205) $(2,325,306) Net Change in Fund Balance ....................... $ 49,467 $ 1,341,731 $ 1,489,994 $ 1,035,579 $ 2,861,368 Fund Balance - Beginning of Year ................. $10,836,821 $10,886,288 $12,228,019 $13,718,013 $14,753,592 Fund Balance - End of Year ....................... $10,886,288 $12,228,019 $13,718,013 $14,753,592 $17,614,960 Note: (1) This condensed financial information has been excerpted from the full Comprehensive Annual Financial Reports of The City of Lake Forest. The full financial statements, together with the report of the City's independent accountants, are available upon request. The General Corporate Fund is accounted for using the modified accrual basis of accounting. Revenues are recognized when susceptible to accrual (both measurable and available), Expenditures, other than interest on long-term debt, are recorded when the liability is incurred, if measurable. Property taxes due within the current fiscal year and collected within the current fiscal year or within 60 days of the end of the fiscal year are recorded as revenue. As a result, the current year tax levy, which has a payment due date after the end of the current fiscal year, is not recorded as revenue but rather as a receivable with a corresponding amount of deferred revenue. EMPLOYEE RETIREMENT AND OTHER POSTEMPLOYMENT BENEFITS OBLIGATIONS See APPENDIX D herein for a discussion of the City’s employee retirement and other postemployment benefits obligations. 137 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 27 REGISTRATION, TRANSFER AND EXCHANGE Registration The registered owner of a Bond will be deemed and regarded as the absolute owner thereof for the purpose of receiving payment of, or on account of, the principal of, premium, if any, or interest thereon and for all other purposes whatsoever, and all such payments so made to such registered owner or upon his order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid, and neither the City nor the Bond Registrar will be affected by any notice to the contrary. Transfers and Exchanges The transfer of Bonds will be registrable only upon the registration books maintained by the City for that purpose at the principal corporate trust office of the Bond Registrar, by the registered owner thereof or by his attorney duly authorized in writing, upon surrender thereof together with an instrument of transfer satisfactory to the Bond Registrar and duly executed by the registered owner or his duly authorized agent. Upon such surrender for transfer, the City will execute and the Bond Registrar will authenticate and deliver a new Bond or Bonds of any authorized denominations, registered in the name of the transferee, and of the same aggregate principal amount, maturity and interest rate as the surrendered Bond. Bonds may be exchanged for an equal aggregate principal amount of Bonds of the same maturity and interest rate and of any authorized denominations, upon surrender thereof as the principal corporate trust office of the Bond Registrar with a written instrument of transfer satisfactory to the Bond Registrar, duly executed by the registered owner or his duly authorized agent. For every such exchange or registration of transfer of Bonds, the City or the Bond Registrar may make a charge sufficient to reimburse it for any tax or other governmental charge required to be paid with respect to such exchange or registration of transfer, except in the case of the issuance of a Bond or Bonds for the unredeemed portion of a Bond surrendered for redemption. No charge will be made in connection with such exchange or registration of transfer to pay the cost of preparing each new Bond issued upon such exchange or registration of transfer. The Bond Registrar shall not be required to transfer or exchange any Bond during the period beginning at the close of business on the 1st day of the month of any interest payment date on such Bond and ending at the opening of business on such interest payment date, nor to transfer or exchange any Bond after notice calling such Bond for redemption has been mailed, nor during a period of fifteen (15) days next preceding mailing of a notice of redemption of any Bonds. TAX EXEMPTION Federal tax law contains a number of requirements and restrictions which apply to the Bonds, including investment restrictions, periodic payments of arbitrage profits to the United States, requirements regarding the proper use of bond proceeds and the facilities financed therewith, and certain other matters. The City has covenanted to comply with all requirements that must be satisfied in order for the interest on the Bonds to be excludable from gross income for federal income tax purposes. Failure to comply with certain of such covenants could cause interest on the Bonds to become includible in gross income for federal income tax purposes retroactively to the date of issuance of the Bonds. Subject to the City’s compliance with the above-referenced covenants, under present law, in the opinion of Bond Counsel, interest on the Bonds is excludable from the gross income of the owners thereof for federal income tax purposes, and is not included as an item of tax preference in computing the federal alternative minimum tax for individuals and corporations, but interest on the Bonds is taken into account, however, in computing an adjustment used in determining the federal alternative minimum tax for certain corporations. 138 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 28 In rendering its opinion, Bond Counsel will rely upon certifications of the City with respect to certain material facts within the City’s knowledge. Bond Counsel’s opinion represents its legal judgment based upon its review of the law and the facts that it deems relevant to render such opinion and is not a guarantee of a result. The Internal Revenue Code of 1986, as amended (the “Code”), includes provisions for an alternative minimum tax (“AMT”) for corporations in addition to the corporate regular tax in certain cases. The AMT, if any, depends upon the corporation’s alternative minimum taxable income (“AMTI”), which is the corporation’s taxable income with certain adjustments. One of the adjustment items used in computing the AMTI of a corporation (with certain exceptions) is an amount equal to 75% of the excess of such corporation’s “adjusted current earnings” over an amount equal to its AMTI (before such adjustment item and the alternative tax net operating loss deduction). “Adjusted current earnings” would include certain tax-exempt interest, including interest on the Bonds. Ownership of the Bonds may result in collateral federal income tax consequences to certain taxpayers, including, without limitation, corporations subject to the branch profits tax, financial institutions, certain insurance companies, certain S corporations, individual recipients of Social Security or Railroad Retirement benefits and taxpayers who may be deemed to have incurred (or continued) indebtedness to purchase or carry tax-exempt obligations. Prospective purchasers of the Bonds should consult their tax advisors as to applicability of any such collateral consequences. The issue price (the “Issue Price”) for each maturity of the Bonds is the price at which a substantial amount of such maturity of the Bonds is first sold to the public. The Issue Price of a maturity of the Bonds may be different from the price set forth, or the price corresponding to the yield set forth, on the cover page of this Final Official Statement. If the Issue Price of a maturity of the Bonds is less than the principal amount payable at maturity, the difference between the Issue Price of each such maturity, if any, of the Bonds (the “OID Bonds”) and the principal amount payable at maturity is original issue discount. For an investor who purchases an OID Bond in the initial public offering at the Issue Price for such maturity and who holds such OID Bond to its stated maturity, subject to the condition that the City complies with the covenants discussed above, (a) the full amount of original issue discount with respect to such OID Bond constitutes interest which is excludable from the gross income of the owner thereof for federal income tax purposes; (b) such owner will not realize taxable capital gain or market discount upon payment of such OID Bond at its stated maturity; (c) such original issue discount is not included as an item of tax preference in computing the alternative minimum tax for individuals and corporations under the Code, but is taken into account in computing an adjustment used in determining the alternative minimum tax for certain corporations under the Code, as described above; and (d) the accretion of original issue discount in each year may result in an alternative minimum tax liability for corporations or certain other collateral federal income tax consequences in each year even though a corresponding cash payment may not be received until a later year. Based upon the stated position of the Illinois Department of Revenue under Illinois income tax law, accreted original issue discount on such OID Bonds is subject to taxation as it accretes, even though there may not be a corresponding cash payment until a later year. Owners of OID Bonds should consult their own tax advisors with respect to the state and local tax consequences of original issue discount on such OID Bonds. Owners of Bonds who dispose of Bonds prior to the stated maturity (whether by sale, redemption or otherwise), purchase Bonds in the initial public offering, but at a price different from the Issue Price or purchase Bonds subsequent to the initial public offering should consult their own tax advisors. If a Bond is purchased at any time for a price that is less than the Bond’s stated redemption price at maturity or, in the case of an OID Bond, its Issue Price plus accreted original issue discount (the “Revised Issue Price”), the purchaser will be treated as having purchased a Bond with market discount subject to the market discount rules of the Code (unless a statutory de minimis rule applies). Accrued market discount is treated as taxable ordinary income and is recognized when a Bond is disposed of (to the extent such accrued discount does not exceed gain realized) or, at the purchaser’s election, as it accrues. Such treatment would apply to any purchaser who purchases an OID Bond for a price that is less than its Revised Issue Price. The applicability of the market discount rules may adversely affect the liquidity or secondary market price of such Bond. Purchasers should consult their own tax advisors regarding the potential implications of market discount with respect to the Bonds. 139 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 29 An investor may purchase a Bond at a price in excess of its stated principal amount. Such excess is characterized for federal income tax purposes as “bond premium” and must be amortized by an investor on a constant yield basis over the remaining term of the Bond in a manner that takes into account potential call dates and call prices. An investor cannot deduct amortized bond premium relating to a tax-exempt bond. The amortized bond premium is treated as a reduction in the tax-exempt interest received. As bond premium is amortized, it reduces the investor’s basis in the Bond. Investors who purchase a Bond at a premium should consult their own tax advisors regarding the amortization of bond premium and its effect on the Bond’s basis for purposes of computing gain or loss in connection with the sale, exchange, redemption or early retirement of the Bond. There are or may be pending in the Congress of the United States legislative proposals, including some that carry retroactive effective dates, that, if enacted, could alter or amend the federal tax matters referred to above or affect the market value of the Bonds. It cannot be predicted whether or in what form any such proposal might be enacted or whether, if enacted, it would apply to bonds issued prior to enactment. Prospective purchasers of the Bonds should consult their own tax advisors regarding any pending or proposed federal tax legislation. Bond Counsel expresses no opinion regarding any pending or proposed federal tax legislation. The Internal Revenue Service (the “Service”) has an ongoing program of auditing tax-exempt obligations to determine whether, in the view of the Service, interest on such tax-exempt obligations is includible in the gross income of the owners thereof for federal income tax purposes. It cannot be predicted whether or not the Service will commence an audit of the Bonds. If an audit is commenced, under current procedures the Service may treat the City as a taxpayer and the Bondholders may have no right to participate in such procedure. The commencement of an audit could adversely affect the market value and liquidity of the Bonds until the audit is concluded, regardless of the ultimate outcome. Payments of interest on, and proceeds of the sale, redemption or maturity of, tax-exempt obligations, including the Bonds, are in certain cases required to be reported to the Service. Additionally, backup withholding may apply to any such payments to any Bond owner who fails to provide an accurate Form W-9 Request for Taxpayer Identification Number and Certification, or a substantially identical form, or to any Bond owner who is notified by the Service of a failure to report any interest or dividends required to be shown on federal income tax returns. The reporting and backup withholding requirements do not affect the excludability of such interest from gross income for federal tax purposes. Interest on the Bonds is not exempt from present State of Illinois income taxes. Ownership of the Bonds may result in other state and local tax consequences to certain taxpayers. Bond Counsel expresses no opinion regarding any such collateral consequences arising with respect to the Bonds. Prospective purchasers of the Bonds should consult their tax advisors regarding the applicability of any such state and local taxes. See APPENDIX C for the form of Bond Counsel’s opinion for the Bonds. QUALIFIED TAX-EXEMPT OBLIGATIONS Subject to the City’s compliance with certain covenants, in the opinion of Bond Counsel, the Bonds are “qualified tax-exempt obligations” under the small issuer exception provided under Section 265(b)(3) of the Code, which affords banks and certain other financial institutions more favorable treatment of their deduction for interest expense than would otherwise be allowed under Section 265(b)(2) of the Code. 140 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 30 CONTINUING DISCLOSURE The City will enter into a Continuing Disclosure Undertaking (the “Undertaking”) for the benefit of the beneficial owners of the Bonds to send certain information annually and to provide notice of certain events to the Municipal Securities Rulemaking Board (the “MSRB”) pursuant to the requirements of Section (b)(5) of Rule 15c2-12 (the “Rule”) adopted by the Securities and Exchange Commission (the “Commission”) under the Securities Exchange Act of 1934. No person, other than the City, has undertaken, or is otherwise expected, to provide continuing disclosure with respect to the Bonds. The information to be provided on an annual basis, the events which will be noticed on an occurrence basis and a summary of other terms of the Undertaking, including termination, amendment and remedies, are set forth below under “THE UNDERTAKING.” A failure by the City to comply with the Undertaking will not constitute a default under the Bond Ordinance and beneficial owners of the Bonds are limited to the remedies described in the Undertaking. The City must report any failure to comply with the Undertaking in accordance with the Rule. Any broker, dealer or municipal securities dealer must consider such report before recommending the purchase or sale of the Bonds in the secondary market. Consequently, such a failure may adversely affect the transferability and liquidity of the Bonds and their market price. THE UNDERTAKING The following is a brief summary of certain provisions of the Undertaking of the City and does not purport to be complete. The statements made under this caption are subject to the detailed provisions of the Undertaking, a copy of which is available upon request from the City. Annual Financial Information Disclosure The City covenants that it will disseminate its Annual Financial Information and its Audited Financial Statements, if any (as described below) to the MSRB in such manner and format and accompanied by identifying information as is prescribed by the MSRB or the Commission at the time of delivery of such information within 210 days after the last day of the City’s fiscal year (currently December 31). If Audited Financial Statements are not available when the Annual Financial Information is filed, the City will file unaudited financial statements. The City will submit Audited Financial Statements to the MSRB’s Electronic Municipal Market Access (“EMMA”) system within 30 days after availability to the City. MSRB Rule G-32 requires all EMMA filings to be in word-searchable PDF format. This requirement extends to all documents to be filed with EMMA, including financial statements and other externally prepared reports. “Annual Financial Information” means: 1. The table under the heading of “Retailers’ Occupation, Service Occupation and Use Tax” within this Final Official Statement; 2. All of the tables under the heading “PROPERTY ASSESSMENT AND TAX INFORMATION” within this Final Official Statement; 3. All of the tables under the heading “DEBT INFORMATION” within this Final Official Statement; and 4. All of the tables under the heading “FINANCIAL INFORMATION” (Excluding Budget and Interim Financial Information) within this Final Official Statement. 141 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 31 “Audited Financial Statements” means financial statements of the City as audited annually by independent certified public accountants. Audited Financial Statements are expected to continue to be prepared according to Generally Accepted Accounting Principles as applicable to governmental units (i.e., as subject to the pronouncements of the Governmental Accounting Standards Board and subject to any express requirements of State law). Reportable Events Disclosure The City covenants that it will disseminate in a timely manner (not in excess of ten business days after the occurrence of the Reportable Event) Reportable Events Disclosure to the MSRB in such manner and format and accompanied by identifying information as is prescribed by the MSRB or the Commission at the time of delivery of such information. MSRB Rule G-32 requires all EMMA filings to be in word-searchable PDF format. This requirement extends to all documents to be filed with EMMA, including financial statements and other externally prepared reports. The “Events” are: 1. Principal and interest payment delinquencies 2. Non-payment related defaults, if material 3. Unscheduled draws on debt service reserves reflecting financial difficulties 4. Unscheduled draws on credit enhancements reflecting financial difficulties 5. Substitution of credit or liquidity providers, or their failure to perform 6. Adverse tax opinions, the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the security, or other material events affecting the tax status of the security 7. Modifications to the rights of security holders, if material 8. Bond calls, if material, and tender offers 9. Defeasances 10. Release, substitution or sale of property securing repayment of the securities, if material 11. Rating changes 12. Bankruptcy, insolvency, receivership or similar event of the City* 13. The consummation of a merger, consolidation, or acquisition involving the City or the sale of all or substantially all of the assets of the City, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material 14. Appointment of a successor or additional trustee or the change of name of a trustee, if material. Consequences of Failure of the City to Provide Information The City shall give notice in a timely manner to the MSRB of any failure to provide disclosure of Annual Financial Information and Audited Financial Statements when the same are due under the Undertaking. In the event of a failure of the City to comply with any provision of the Undertaking, the beneficial owner of any Bond may seek mandamus or specific performance by court order, to cause the City to comply with its obligations under the Undertaking. A default under the Undertaking shall not be deemed a default under the Bond Ordinance, and the sole remedy under the Undertaking in the event of any failure of the City to comply with the Undertaking shall be an action to compel performance.  This event is considered to occur when any of the following occur: the appointment of a receiver, fiscal agent or similar officer for the City in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state or federal law in which a court or governmental authority has assumed jurisdiction over substantially all of the assets or business of the City, or if such jurisdiction has been assumed by leaving the existing governing body and officials or officers in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the City. 142 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 32 Amendment; Waiver Notwithstanding any other provision of the Undertaking, the City by resolution or ordinance authorizing such amendment or waiver, may amend the Undertaking, and any provision of the Undertaking may be waived, if: (a) (i) The amendment or the waiver is made in connection with a change in circumstances that arises from a change in legal requirements, including, without limitation, pursuant to a “no-action” letter issued by the Commission, a change in law, or a change in the identity, nature, or status of the City, or type of business conducted; or (ii) The Undertaking, as amended, or the provision, as waived, would have complied with the requirements of the Rule at the time of the primary offering, after taking into account any amendments or interpretations of the Rule, as well as any change in circumstances; and (b) The amendment or waiver does not materially impair the interests of the beneficial owners of the Bonds, as determined by parties unaffiliated with the City (such as Bond Counsel). In the event that the Commission or the MSRB or other regulatory authority approves or requires Annual Financial Information or notices of a Reportable Event to be filed with a central post office, governmental agency or similar entity other than the MSRB or in lieu of the MSRB, the City shall, if required, make such dissemination to such central post office, governmental agency or similar entity without the necessity of amending the Undertaking. Termination of Undertaking The Undertaking shall be terminated if the City shall no longer have any legal liability for any obligation on or relating to repayment of the Bonds under the Bond Ordinance. The City shall give notice to the MSRB in a timely manner if this paragraph is applicable. Additional Information Nothing in the Undertaking shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in the Undertaking or any other means of communication, or including any other information in any Annual Financial Information or Audited Financial Statements or notice of occurrence of a Reportable Event, in addition to that which is required by the Undertaking. If the City chooses to include any information from any document or notice of occurrence of a Reportable Event in addition to that which is specifically required by the Undertaking, the City shall have no obligation under the Undertaking to update such information or include it in any future disclosure or notice of occurrence of a Reportable Event. Dissemination of Information; Dissemination Agent When filings are required to be made with the MSRB in accordance with the Undertaking, such filings are required to be made through its EMMA system for municipal securities disclosure or through any other electronic format or system prescribed by the MSRB for purposes of the Rule. The City may, from time to time, appoint or engage a Dissemination Agent to assist it in carrying out its obligations under the Undertaking, and may discharge any such Agent, with or without appointing a successor Dissemination Agent. 143 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 33 OPTIONAL REDEMPTION The Bonds maturing on or after December 15, 2024, are subject to redemption prior to maturity at the option of the City in whole or in part on any date on or after December 15, 2023, at a price of par and accrued interest. If less than all the Bonds are called, they shall be redeemed in such principal amounts and from such maturities as determined by the City and within any maturity by lot. The Bond Registrar will give notice of redemption, identifying the Bonds (or portions thereof) to be redeemed, by mailing a copy of the redemption notice by first class mail not less than thirty (30) days nor more than sixty (60) days prior to the date fixed for redemption to the registered owner of each Bond (or portion thereof) to be redeemed at the address shown on the registration books maintained by the Bond Registrar. Unless moneys sufficient to pay the redemption price of the Bonds to be redeemed at the option of the Village are received by the Bond Registrar prior to the giving of such notice of redemption, such notice may, at the option of the Village, state that said redemption will be conditional upon the receipt of such moneys by the Bond Registrar on or prior to the date fixed for redemption. If such moneys are not received, such notice will be of no force and effect, the Village will not redeem such Bonds, and the Bond Registrar will give notice, in the same manner in which the notice of redemption has been given, that such moneys were not so received and that such Bonds will not be redeemed. Otherwise, prior to any redemption date, the Village will deposit with the Bond Registrar an amount of money sufficient to pay the redemption price of all the Bonds or portions of Bonds which are to be redeemed on the date. Subject to the provisions for a conditional redemption described above, notice of redemption having been given as described above and in the Bond Ordinance, and notwithstanding failure to receive such notices, the Bonds or portions of Bonds so to be redeemed will, on the redemption date, become due and payable at the redemption price therein specified, and from and after such date (unless the Village shall default in the payment of the redemption price) such Bonds or portions of Bonds shall cease to bear interest. Upon surrender of such Bonds for redemption in accordance with said notice, such Bonds will be paid by the Bond Registrar at the redemption price. LITIGATION There is no litigation of any nature now pending or threatened restraining or enjoining the issuance, sale, execution or delivery of the Bonds, or in any way contesting or affecting the validity of the Bonds or any proceedings of the City taken with respect to the issuance or sale thereof. CERTAIN LEGAL MATTERS Certain legal matters incident to the authorization, issuance and sale of the Bonds are subject to the approving legal opinion of Chapman and Cutler LLP, Chicago, Illinois, as Bond Counsel (the “Bond Counsel”), who has been retained by, and acts as, Bond Counsel to the City. Bond Counsel has not been retained or consulted on disclosure matters and has not undertaken to review or verify the accuracy, completeness or sufficiency of this Final Official Statement or other offering material relating to the Bonds and assumes no responsibility for the statements or information contained in or incorporated by reference in this Final Official Statement, except that in its capacity as Bond Counsel, Chapman and Cutler LLP has, at the request of the City, reviewed only those portions of this Final Official Statement involving the description of the Bonds, the security for the Bonds (excluding forecasts, projections, estimates or any other financial or economic information in connection therewith), the description of the federal tax exemption of the interest on the Bonds and the “bank-qualified” status of the Bonds, if any. This review was undertaken solely at the request and for the benefit of the City and did not include any obligation to establish or confirm factual matters set forth herein. 144 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 34 OFFICIAL STATEMENT AUTHORIZATION This Official Statement has been authorized for distribution to prospective purchasers of the Bonds. All statements, information, and statistics herein are believed to be correct but are not guaranteed by the consultants or by the City, and all expressions of opinion, whether or not so stated, are intended only as such. INVESTMENT RATING The City has supplied certain information and material concerning the Bonds and the City to the rating service shown on the cover page, including certain information and materials which may not have been included in this Official Statement, as part of its application for an investment rating on the Bonds. A rating reflects only the views of the rating agency assigning such rating and an explanation of the significance of such rating may be obtained from such rating agency. Generally, such rating service bases its rating on such information and material, and also on such investigations, studies and assumptions that it may undertake independently. There is no assurance that such rating will continue for any given period of time or that it may not be lowered or withdrawn entirely by such rating service if, in its judgment, circumstances so warrant. Any such downward change in or withdrawal of such rating may have an adverse effect on the secondary market price of the Bonds. An explanation of the significance of the investment rating may be obtained from the rating agency: Moody’s Investors Service, 7 World Trade Center at 250 Greenwich Street, New York, New York 10007, telephone 212-553-1658. The City will provide appropriate periodic credit information to the rating service to maintain a rating on the Bonds. DEFEASANCE The Bonds are subject to legal defeasance by the irrevocable deposit of full faith and credit obligations of the United States of America, obligations the timely payment of which are guaranteed by the United States Treasury, or certificates of participation in a trust comprised solely of full faith and credit obligations of the United States of America (collectively, the “Government Obligations”) with a bank or trust company acting as escrow agent. Any such deposit must be of sufficient amount that the receipts from the Government Obligations plus any cash on deposit will be sufficient to pay debt service on the Bonds when due or as called for redemption. UNDERWRITING The Bonds were offered for sale by the City at a public, competitive sale on August 3, 2015. The best bid submitted at the sale was submitted by ____________________ (the “Underwriter”). The City awarded the contract for sale of the Bonds to the Underwriter at a price of $___________. The Underwriter has represented to the City that the Bonds have been subsequently re-offered to the public initially at the yields or prices set forth in the Final Official Statement to this Official Statement. MUNICIPAL ADVISOR The City has engaged Speer Financial, Inc. as municipal advisor (the “Municipal Advisor”) in connection with the issuance and sale of the Bonds. The Municipal Advisor is a Registered Municipal Advisor in accordance with the rules of the MSRB. The Municipal Advisor will not participate in the underwriting of the Bonds. The financial information included in the Official Statement has been compiled by the Municipal Advisor. Such information does not purport to be a review, audit or certified forecast of future events and may not conform with accounting principles applicable to compilations of financial information. The Municipal Advisor is not obligated to undertake any independent verification of or to assume any responsibility for the accuracy, completeness or fairness of the information contained in this Official Statement, nor is the Municipal Advisor obligated by the City’s continuing disclosure undertaking. 145 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 *Subject to change. 35 CERTIFICATION We have examined this Official Statement dated July __, 2015, for the $10,000,000* General Obligation Bonds, Series 2015, believe it to be true and correct and will provide to the purchaser of the Bonds at the time of delivery a certificate confirming to the purchaser that to the best of our knowledge and belief information in the Official Statement was at the time of acceptance of the bid for the Bonds and, including any addenda thereto, was at the time of delivery of the Bonds true and correct in all material respects and does not include any untrue statement of a material fact, nor does it omit the statement of any material fact required to be stated therein, or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. /s/ DONALD P. SCHOENHEIDER /s/ ROBERT R. KIELY, JR. Mayor City Manager CITY OF LAKE FOREST CITY OF LAKE FOREST Lake County, Illinois Lake County, Illinois *Subject to change. 146 APPENDIX A CITY OF LAKE FOREST LAKE COUNTY, ILLINOIS EXCERPTS OF FISCAL YEAR 2014 AUDITED FINANCIAL STATEMENTS 147 APPENDIX B DESCRIBING BOOK-ENTRY-ONLY ISSUANCE 1. The Depository Trust Company (“DTC”), New York, New York, will act as securities depository for the Bonds (the “Securities”). The Securities will be issued as fully-registered securities registered in the name of Cede & Co. (DTC’s partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully-registered Security certificate will be issued for each issue of the Securities, each in the aggregate principal amount of such issue, and will be deposited with DTC. 2. DTC, the world’s largest securities depository, is a limited-purpose trust company organized under the New York Banking Law, a “banking organization” within the meaning of the New York Banking Law, a member of the Federal Reserve System, a “clearing corporation” within the meaning of the New York Uniform Commercial Code, and a “clearing agency” registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments (from over 100 countries) that DTC’s participants (“Direct Participants”) deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants’ accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust & Clearing Corporation (“DTCC”). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly (“Indirect Participants”). DTC has Standard & Poor’s rating: AA+. The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com. 3. Purchases of Securities under the DTC system must be made by or through Direct Participants, which will receive a credit for the Securities on DTC’s records. The ownership interest of each actual purchaser of each Security (“Beneficial Owner”) is in turn to be recorded on the Direct and Indirect Participants’ records. Beneficial Owners will not receive written confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Securities are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in Securities, except in the event that use of the book-entry system for the Securities is discontinued. 4. To facilitate subsequent transfers, all Securities deposited by Direct Participants with DTC are registered in the name of DTC’s partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Securities with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Securities; DTC’s records reflect only the identity of the Direct Participants to whose accounts such Securities are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. B-1 148 5. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of Securities may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Securities, such as redemptions, tenders, defaults, and proposed amendments to the Security documents. For example, Beneficial Owners of Securities may wish to ascertain that the nominee holding the Securities for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the registrar and request that copies of notices be provided directly to them. 6. Redemption notices shall be sent to DTC. If less than all of the Securities within an issue are being redeemed, DTC’s practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. 7. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to Securities unless authorized by a Direct Participant in accordance with DTC’s MMI Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.’s consenting or voting rights to those Direct Participants to whose accounts Securities are credited on the record date (identified in a listing attached to the Omnibus Proxy). 8. Redemption proceeds, distributions, and dividend payments on the Securities will be made to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC. DTC’s practice is to credit Direct Participants’ accounts upon DTC’s receipt of funds and corresponding detail information from the City or the Paying Agent, on payable date in accordance with their respective holdings shown on DTC’s records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in “street name,” and will be the responsibility of such Participant and not of DTC, the Paying Agent, or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of redemption proceeds, distributions, and dividend payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the City or the Paying Agent, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. 9. A Beneficial Owner shall give notice to elect to have its Securities purchased or tendered, through its Participant, to any Tender/Remarketing Agent, and shall effect delivery of such Securities by causing the Direct Participant to transfer the Participant’s interest in the Securities, on DTC’s records, to any Tender/Remarketing Agent. The requirement for physical delivery of Securities in connection with an optional tender or a mandatory purchase will be deemed satisfied when the ownership rights in the Securities are transferred by Direct Participants on DTC’s records and followed by a book-entry credit of tendered Securities to any Tender/Remarketing Agent’s DTC account. 10. DTC may discontinue providing its services as depository with respect to the Securities at any time by giving reasonable notice to the City or the Paying Agent. Under such circumstances, in the event that a successor depository is not obtained, Security certificates are required to be printed and delivered. 11. The City may decide to discontinue use of the system of book-entry-only transfers through DTC (or a successor securities depository). In that event, Security certificates will be printed and delivered to DTC. 12. The information in this section concerning DTC and DTC’s book-entry system has been obtained from sources that the City believes to be reliable, but the City takes no responsibility for the accuracy thereof. B-2 149 APPENDIX C PROPOSED FORM OF OPINION OF BOND COUNSEL 150 APPENDIX D CITY OF LAKE FOREST LAKE COUNTY, ILLINOIS EXCERPTS OF FISCAL YEAR 2014 AUDITED FINANCIAL STATEMENTS RELATING TO THE CITY’S PENSION PLANS AND OTHER POSTEMPLOYMENT BENEFITS 151 OFFICIAL BID FORM (Open Speer Auction) City of Lake Forest August 3, 2015 220 East Deerpath Speer Financial, Inc. Lake Forest, Illinois 60045 City Council Members: For the $10,000,000* General Obligation Bonds, Series 2015, (the “Bonds”), of the City of Lake Forest, Lake County, Illinois (the “City”), as described in the annexed Official Notice of Sale, which is expressly made a part of this bid, we will pay you $_______________________ (no less than $9,920,000) for Bonds bearing interest as follows (each rate a multiple of 1/8 or 1/100 of 1%). The premium or discount is subject to adjustment allowing the same gross spread per $1,000 bond as bid herein and assuming a delivery date of August 20, 2015. MATURITIES* – DECEMBER 15 $185,000 .................. 2017 $380,000 .................. 2023 $ 745,000 ................ 2030 185,000 .................. 2018 390,000 .................. 2024 715,000 ................ 2031 315,000 .................. 2019 415,000 .................. 2025 730,000 ................ 2032 320,000 .................. 2020 420,000 .................. 2026 2,160,000 ................ 2033 350,000 .................. 2021 440,000 .................. 2027 340,000 ................ 2034 365,000 .................. 2022 660,000 .................. 2028 180,000 ................ 2035 705,000 .................. 2029 Any consecutive maturities may be aggregated into term bonds at the option of the bidder, in which case the mandatory redemption provisions shall be on the same schedule as above. The Bonds are to be executed and delivered to us in accordance with the terms of this bid accompanied by the approving legal opinion of Chapman and Cutler LLP, Chicago, Illinois. The City will pay for the legal opinion. The underwriter agrees to apply for CUSIP numbers within 24 hours and pay the fee charged by the CUSIP Service Bureau and will accept the Bonds with the CUSIP numbers as entered on the Bonds. As evidence of our good faith, if we are the winning bidder, we will wire transfer the amount of TWO PERCENT OF PAR (the “Deposit”) WITHIN TWO HOURS after the bid opening time to the City’s good faith bank and under the terms provided in the Official Notice of Sale for the Bonds. Alternatively, we have wire transferred or enclosed herewith a check payable to the order of the Treasurer of the City in the amount of the Deposit under the terms provided in the Official Notice of Sale for the Bonds. Form of Deposit (Check One) Account Manager Information Prior to Bid Opening: Name Certified/Cashier’s Check [ ] Wire Transfer [ ] Address Within TWO hours of Bidding: By Wire Transfer [ ] City State/Zip Amount: $200,000 Direct Phone ( ) FAX Number ( ) E-Mail Address The foregoing bid was accepted and the Bonds sold by ordinance of the City on August 3, 2015, and receipt is hereby acknowledged of the good faith Deposit which is being held in accordance with the terms of the annexed Official Notice of Sale. CITY OF LAKE FOREST, LAKE COUNTY, ILLINOIS *Subject to change. Mayor ----------------------- NOT PART OF THE BID ----------------------- (Calculation of true interest cost) Bid Post Sale Revision Gross Interest $ Less Premium $ True Interest Cost $ True Interest Rate % % TOTAL BOND YEARS 134,649.44 AVERAGE LIFE 13.465 Years Years 152 OFFICIAL NOTICE OF SALE $10,000,000* CITY OF LAKE FOREST Lake County, Illinois General Obligation Bonds, Series 2015 (Open Speer Auction) The City of Lake Forest, Lake County, Illinois (the “City”), will receive open auction electronic bids on the SpeerAuction (“SpeerAuction”) website address “www.SpeerAuction.com” for its $10,000,000* General Obligation Bonds, Series 2015 (the “Bonds”), on an all or none basis between 10:45 A.M. and 11:00 A.M., C.D.T., Monday, August 3, 2015. To bid, bidders must have: (1) completed the registration form on the SpeerAuction website, and (2) requested and received admission to the City’s sale (as described below). Award will be made or all bids rejected at a meeting of the City Council to be held on that date. The City reserves the right to change the date or time for receipt of bids. Any such change shall be made not less than twenty-four (24) hours prior to the revised date and time for receipt of the bids for the Bonds and shall be communicated by publishing the changes in the Amendments Page of the SpeerAuction webpage and through Thompson Municipal News. The Bonds will constitute valid and legally binding general obligations of the City payable both as to principal and interest from ad valorem taxes levied against all taxable property in the City without limitation as to rate or amount. Bidding Details Bidders should be aware of the following bidding details associated with the sale of the Bonds. (1) All bids must be submitted on the SpeerAuction website at www.SpeerAuction.com. No telephone, telefax or personal delivery bids will be accepted. The use of SpeerAuction shall be at the bidder’s risk and expense and the City shall have no liability with respect thereto, including (without limitation) liability with respect to incomplete, late arriving and non-arriving bid. Any questions regarding bidding on the SpeerAuction website should be directed to the Auction Administrator, Grant Street Group, at (412) 391- 5555 x 370. (2) If any new bid in the auction becomes a leading bid two (2) minutes prior to the end of the auction, then the auction will be automatically extended by two (2) minutes from the time such bid was received by SpeerAuction. The auction end time will continue to be extended, indefinitely, until a single leading bid remains the leading bid for at least two minutes. (3) Bidders may change and submit bids as many times as they like during the bidding time period; provided, however, each and any bid submitted subsequent to a bidder’s initial bid must result in a lower true interest cost (“TIC”) with respect to a bid, when compared to the immediately preceding bid of such bidder. In the event that the revised bid does not produce a lower TIC with respect to a bid, the prior bid will remain valid. (4) The last bid submitted by a bidder before the end of the bidding time period will be compared to all other final bids submitted by others to determine the winning bidder or bidders. (5) During the bidding, no bidder will see any other bidder’s bid, but bidders will be able to see the ranking of their bid relative to other bids (i.e., “Leader”, “Cover”, “3rd” etc.) (6) On the Auction Page, bidders will be able to see whether a bid has been successfully submitted. Rules of SpeerAuction Bidders must comply with the Rules of SpeerAuction in addition to the requirements of this Official Notice of Sale. To the extent there is a conflict between the Rules of SpeerAuction and this Official Notice of Sale, this Official Notice of Sale shall control. *Subject to change. 153 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 Official Notice of Sale, Page 2 of 4 *Subject to change. Rules (1) A bidder (“Bidder”) submitting a winning bid (“Winning Bid”) is irrevocably obligated to purchase the Bonds at the rates and prices of the winning bid, if acceptable to the City, as set forth in the related Official Bid Form. Winning Bids are not officially awarded to Winning Bidders until formally accepted by the City. (2) Neither the City, Speer Financial, Inc., nor Grant Street Group (the “Auction Administrator”) is responsible for technical difficulties that result in the loss of the Bidder’s internet connection with SpeerAuction, slowness in transmission of bids, or other technical problems. (3) If for any reason a Bidder is disconnected from the Auction Page during the auction after having submitted a Winning Bid, such bid is valid and binding upon such Bidder, unless the City exercises its right to reject bids, as set forth herein. (4) Bids which generate error messages are not accepted until the error is corrected and the bid is received prior to the deadline. (5) Bidders accept and agree to abide by all terms and conditions specified in the Official Notice of Sale (including amendments, if any) related to the auction. (6) Neither the City, Speer Financial, Inc., nor the Auction Administrator is responsible to any bidder for any defect or inaccuracy in the Official Notice of Sale, amendments, or Preliminary Official Statement as they appear on SpeerAuction. (7) Only Bidders who request and receive admission to an auction may submit bids. SpeerAuction and the Auction Administrator reserve the right to deny access to SpeerAuction website to any Bidder, whether registered or not, at any time and for any reason whatsoever, in their sole and absolute discretion. (8) Neither the City, Speer Financial, Inc., nor the Auction Administrator is responsible for protecting the confidentiality of a Bidder’s SpeerAuction password. (9) If two bids submitted in the same auction by two or more different Bidders result in same True Interest Cost, the first confirmed bid received by SpeerAuction prevails. Any change to a submitted bid constitutes a new bid, regardless of whether there is a corresponding change in True Interest Cost. (10) Bidders must compare their final bids to those shown on the Observation Page immediately after the bidding time period ends, and if they disagree with the final results shown on the Observation Page they must report them to the Auction Administrator within 15 minutes after the bidding time period ends. Regardless of the final results reported by SpeerAuction, Bonds are definitively awarded to the winning bidder only upon official award by the City. If, for any reason, the City fails to: (i) award Bonds to the winner reported by SpeerAuction, or (ii) deliver Bonds to winning bidder at settlement, neither the City, Speer Financial, Inc., nor the Auction Administrator will be liable for damages. The City reserves the right to reject all proposals, to reject any bid proposal not conforming to this Official Notice of Sale, and to waive any irregularity or informality with respect to any proposal. Additionally, the City reserves the right to modify or amend this Official Notice of Sale; however, any such modification or amendment shall not be made less than twenty-four (24) hours prior to the date and time for receipt of bids on the Bonds and any such modification or amendment will be announced on the Amendments Page of the SpeerAuction webpage and through Thompson Municipal News. The Bonds will be in fully registered form in the denominations of $5,000 and integral multiples thereof in the name of Cede & Co. as nominee of The Depository Trust Company (“DTC”), New York, New York, to which principal and interest payments on the Bonds will be paid. Individual purchases will be in book-entry form only. Interest on each Bond shall be paid by check or draft of the Bond Registrar to the person in whose name such bond is registered at the close of business on the first day of the month in which an interest payment date occurs. The principal of the Bonds shall be payable in lawful money of the United States of America at the principal office maintained for the purpose by the Bond Registrar in Chicago, Illinois. Semiannual interest is due June 15 and December 15 of each year, commencing June 15, 2016, and is payable by Wells Fargo Bank, National Association, Chicago, Illinois (the “Bond Registrar”). The Bonds are dated the date of delivery (expected to be on or about August 20, 2015). MATURITIES* – DECEMBER 15 $185,000 .................. 2017 $380,000 .................. 2023 $ 745,000 ................ 2030 185,000 .................. 2018 390,000 .................. 2024 715,000 ................ 2031 315,000 .................. 2019 415,000 .................. 2025 730,000 ................ 2032 320,000 .................. 2020 420,000 .................. 2026 2,160,000 ................ 2033 350,000 .................. 2021 440,000 .................. 2027 340,000 ................ 2034 365,000 .................. 2022 660,000 .................. 2028 180,000 ................ 2035 705,000 .................. 2029 Any consecutive maturities may be aggregated into term bonds at the option of the bidder, in which case the mandatory redemption provisions shall be on the same schedule as above. The Bonds maturing on or after December 15, 2024, are callable at the option of the City in whole or in part on any date on or after December 15, 2023, at a price of par and accrued interest. If less than all the Bonds are called, they shall be redeemed in such principal amounts and from such maturities as determined by the City and within any maturity by lot. All interest rates must be in multiples of one-eighth or one one-hundredth of one percent (1/8 or 1/100 of 1%), and not more than one rate for a single maturity shall be specified. The rates bid shall be in non-descending order. The differential between the highest rate bid and the lowest rate bid shall not exceed six percent (6%). All bids must be for all of the Bonds and must be for not less than $9,920,000. Award of the Bonds: The Bonds will be awarded on the basis of true interest cost, determined in the following manner. True interest cost shall be computed by determining the annual interest rate (compounded semi-annually) necessary to discount the debt service payments on the Bonds from the payment dates thereof to the dated date and to the bid price. For the purpose of calculating true interest cost, the Bonds shall be deemed to become due in the principal amounts and at the times set forth in the table of maturities set forth above. *Subject to change. 154 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 Official Notice of Sale, Page 3 of 4 *Subject to change. The Bonds will be awarded to the bidder complying with the terms of this Official Notice of Sale whose bid produces the lowest true interest cost rate to the City as determined by the City’s Financial Advisor, which determination shall be conclusive and binding on all bidders; provided, that the City reserves the right to reject all bids or any non-conforming bid and reserves the right to waive any informality in any bid. Bidders should verify the accuracy of their final bids and compare them to the winning bids reported on the SpeerAuction Observation Page immediately after the bidding. The premium or discount, if any, is subject to pro rata adjustment if the maturity amounts of the Bonds are changed, allowing the same dollar amount of gross spread per $1,000 bond as bid and assuming a delivery date of August 20, 2015. The true interest cost of each bid will be computed by SpeerAuction and reported on the Observation Page of the SpeerAuction webpage immediately following the date and time for receipt of bids. These true interest costs are subject to verification by the City’s Financial Advisor, will be posted for information purposes only and will not signify an actual award of any bid or an official declaration of the winning bid. The City or its Financial Advisor will notify the bidder to whom the Bonds will be awarded, if and when such award is made. The winning bidder will be required to make the standard filings and maintain the appropriate records routinely required pursuant to MSRB Rules G-8, G-11 and G-32. The winning bidder will be required to pay the standard MSRB charge for Bonds purchased. In addition, the winning bidder who is a member of the Securities Industry and Financial Markets Association (“SIFMA”) will be required to pay SIFMA’s standard charge per bond. The winning bidder is required to wire transfer from a solvent bank or trust company to the City’s good faith bank the amount of TWO PERCENT OF PAR (the “Deposit”) WITHIN TWO HOURS after the bid opening time as evidence of the good faith of the bidder. Alternatively, a bidder may submit its Deposit upon or prior to the submission of its bid in the form of a certified or cashier’s check on, or a wire transfer from, a solvent bank or trust company for TWO PERCENT OF PAR payable to the Treasurer of the City. The City reserves the right to award the Bonds to a winning bidder whose wire transfer is initiated but not received within such two hour time period provided that such winning bidder’s federal wire reference number has been received. In the event the Deposit is not received as provided above, the City may award the Bonds to the bidder submitting the next best bid provided such bidder agrees to such award. The Deposit of the successful bidder will be retained by the City pending delivery of the Bonds and all others will be promptly returned. Should the successful bidder fail to take up and pay for the Bonds when tendered in accordance with this Notice of Sale and said bid, said Deposit shall be retained as full and liquidated damages to the City caused by failure of the bidder to carry out the offer of purchase. Such Deposit will otherwise be applied on the purchase price upon delivery of the Bonds. No interest on the Deposit will accrue to the purchaser. If a wire transfer is used for the Deposit, it must be sent according to the following wire instructions: Amalgamated Bank of Chicago Corporate Trust One West Monroe Chicago, IL 60603 ABA # 071003405 Credit To: 3281 Speer Bidding Escrow RE: City of Lake Forest, Lake County, Illinois bid for the $10,000,000* General Obligation Bonds, Series 2015 Contemporaneously with such wire transfer, the bidder shall send an email to biddingescrow@aboc.com with the following information: (1) indication that a wire transfer has been made, (2) the amount of the wire transfer, (3) the issue to which it applies, and (4) the return wire instructions if such bidder is not awarded the Bonds. The City and any bidder who chooses to wire the Deposit hereby agree irrevocably that Speer Financial, Inc. (“Speer”) shall be the escrow holder of the Deposit wired to such account subject only to these conditions and duties: (i) if the bid is not accepted, Speer shall, at its expense, promptly return the Deposit amount to the unsuccessful bidder; (ii) if the bid is accepted, the Deposit shall be forwarded to the City; (iii) Speer shall bear all costs of maintaining the escrow account and returning the funds to the bidder; (iv) Speer shall not be an insurer of the Deposit amount and shall have no liability except if it willfully fails to perform, or recklessly disregards, its duties specified herein; and (v) income earned on the Deposit, if any, shall be retained by Speer. The City covenants and agrees to enter into a written agreement or contract, constituting an undertaking (the “Undertaking”) to provide ongoing disclosure about the City for the benefit of the beneficial owners of the Bonds on or before the date of delivery of the Bonds as required under Section (b)(5) of Rule 15c2-12 (the “Rule”) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934. The Undertaking shall be as described in the Official Statement, with such changes as may be agreed in writing by the Underwriter. The Underwriter's obligation to purchase the Bonds shall be conditioned upon the City delivering the Undertaking on or before the date of delivery of the Bonds. The winning bidder shall provide a certificate, in form as drafted by or acceptable to Bond Counsel, to evidence the issue price of each maturity of the Bonds, the form of which certificate is available upon request. By submitting a bid, any bidder makes the representation that it understands Bond Counsel represents the City in the Bond transaction and, if such bidder has retained Bond Counsel in an unrelated matter, such bidder represents that the signatory to the bid is duly authorized to, and does hereby consent to and waive for and on behalf of such bidder any conflict of interest arising from any adverse position to the City in this matter; such consent and waiver shall supersede any formalities otherwise required in any separate understandings, guidelines or contractual arrangements between the bidder and Bond Counsel. *Subject to change. 155 City of Lake Forest, Lake County, Illinois $10,000,000* General Obligation Bonds, Series 2015 Official Notice of Sale, Page 4 of 4 *Subject to change. The Bonds will be delivered to the successful purchaser against full payment in immediately available funds as soon as they can be prepared and executed, which is expected to be on or about August 20, 2015. Should delivery be delayed beyond sixty (60) days from the date of sale for any reason beyond the control of the City except failure of performance by the purchaser, the City may cancel the award or the purchaser may withdraw the good faith deposit and thereafter the purchaser's interest in and liability for the Bonds will cease. The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts, and interest rates of the Bonds, and any other information required by law or deemed appropriate by the City, shall constitute a “Final Official Statement” of the City with respect to the Bonds, as that term is defined in the Rule. Any such addendum or addenda shall, on and after the date thereof, be fully incorporated herein and made a part hereof by reference. Alternatively, such final terms of the Bonds and other information may be included in a separate document entitled “Final Official Statement” rather than through supplementing the Official Statement by an addendum or addenda. By awarding the Bonds to any underwriter or underwriting syndicate, the City agrees that, no more than seven (7) business days after the date of such award, it shall provide, without cost to the senior managing underwriter of the syndicate to which the Bonds are awarded, up to 100 copies of the Final Official Statement to permit each “Participating Underwriter” (as that term is defined in the Rule) to comply with the provisions of such Rule. The City shall treat the senior managing underwriter of the syndicate to which the Bonds are awarded as its designated agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter. Any underwriter executing and delivering an Official Bid Form with respect to the Bonds agrees thereby that if its bid is accepted by the City it shall enter into a contractual relationship with all Participating Underwriters of the Bonds for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement. By submission of its bid, the senior managing underwriter of the successful bidder agrees to supply all necessary pricing information and any Participating Underwriter identification necessary to complete the Official Statement within 24 hours after award of the Bonds. Additional copies of the Final Official Statement may be obtained by Participating Underwriters from the printer at cost. The City will, at its expense, deliver the Bonds to the purchaser in New York, New York, through the facilities of DTC and will pay for the bond attorney’s opinion. At the time of closing, the City will also furnish to the purchaser the following documents, each dated as of the date of delivery of the Bonds: (1) the unqualified opinion of Chapman and Cutler LLP, Chicago, Illinois, that the Bonds are lawful and enforceable; (2) the opinion of said attorneys that the interest on the Bonds is exempt from federal income taxes as and to the extent set forth in the Official Statement for the Bonds; and (3) a no litigation certificate by the City. As set forth below, the Bonds are expected to be issued and designated as “qualified tax-exempt obligations” for purposes of and within the meaning of Section 265(b)(3) of the Internal Revenue Code of 1986, as amended (the “Code”). The “amount” of any qualified tax-exempt obligations issued by an issuer may not exceed $10,000,000 in calendar year 2015. The amount of tax-exempt obligations issued for purposes of Section 265(b)(3) of the Code is equal to the greater of (i) the par amount of the issue or (ii) the issue price of the Bonds. To comply with the provisions of Section 265(b)(3) of the Code, each bid for the Bonds must specify the expected reoffering price (the “Expected Reoffering Price”) for each maturity of the Bonds to the “Public.” Throughout this paragraph the term Public shall not include bond houses, brokers, or similar persons or organizations acting in the capacity of underwriters, placement agents or wholesalers. The Expected Reoffering Prices of all the Bonds, in the aggregate, may not exceed $10,000,000. The winning bidder will be required to actually make (or arrange for another broker to make) a bona fide offer of all of the Bonds to the Public at the prices for maturities that does not exceed $10,000,000. 100% of the Bonds must be offered in a bona fide offering to the Public at the offer prices, and none of the Bonds may be held back by the winning bidder or sold to affiliates of the winning bidder during the public offering. Further, the winning bidder must expect to sell (or expect another broker to sell) to the Public at least 10% of each maturity at the Expected Reoffering Price before it or any other intermediary to whom the winning bidder has sold Bonds offers any of the Bonds of that maturity at a price higher than the Expected Reoffering Price. The winning bidder must provide such information and evidence (including the relevant pages from the Municipal Securities Rulemaking Board’s Electronic Municipal Market Access System (“EMMA”) website (or other evidence, such as trade confirmations)), as Bond Counsel may require including a certificate, acceptable to Bond Counsel, establishing compliance with the above restrictions. In particular, in the event that information contained on the EMMA website indicates that any portion of any maturity of the Bonds has been sold at a price in excess of the Expected Reoffering Price for such maturity of the Bonds prior to the date of issuance of the Bonds, upon the request of the City, the winning bidder will prove a written explanation as to why some customers were willing to buy the Bonds at a price in excess of the Expected Reoffering Price. The City intends to designate the Bonds as “qualified tax-exempt obligations” pursuant to the small issuer exception provided by Section 265(b) (3) of the Internal Revenue Code of 1986, as amended. The City has authorized the printing and distribution of an Official Statement containing pertinent information relative to the City and the Bonds. Copies of such Official Statement or additional information may be obtained from Ms. Elizabeth Holleb, Director of Finance, City of Lake Forest, 800 North Field Drive, Lake Forest, Illinois 60045; telephone (847) 810-3612 or an electronic copy of this Official Statement is available from the www.speerfinancial.com web site under “Debt Auction Center/Official Statements Sales Calendar/Competitive” from the Independent Public Finance Consultants to the City, Speer Financial, Inc., One North LaSalle Street, Suite 4100, Chicago, Illinois 60602, telephone (312) 346-3700. /s/ DONALD P. SCHOENHEIDER /s/ ROBERT R. KIELY, JR. Mayor City Manager CITY OF LAKE FOREST CITY OF LAKE FOREST Lake County, Illinois Lake County, Illinois 156 Bond Ordinance_draft 071015 2229953 EXTRACT OF MINUTES of a regular public meeting of the City Council of the City of Lake Forest, Lake County, Illinois, held at City Hall, 220 East Deerpath, in the City, at 6:30 o’clock P.M. on the 3rd day of August, 2015. The Mayor called the meeting to order and directed the City Clerk to call the roll. Upon the roll being called, Donald P. Schoenheider, the Mayor, and the following Aldermen were physically present at said location: __________________________________________________ ______________________________________________________________________________ ______________________________________________________________________________ The following Aldermen were allowed by a majority of the Aldermen in accordance with and to the extent allowed by rules adopted by the City Council to attend the meeting by video or audio conference: _______________________________________________________________ ______________________________________________________________________________ No Alderman was not permitted to attend the meeting by video or audio conference. The following Aldermen were absent and did not participate in the meeting in any manner or to any extent whatsoever: ________________________________________________ ______________________________________________________________________________ The Mayor announced that a proposal had been received from ________, ___________, __________, for the purchase of $10,000,000 general obligation bonds to be issued by the City pursuant to its home rule powers for the purpose of financing certain capital improvements within the City, and that the City Council would consider the adoption of an ordinance providing for the issue of said bonds and the levy of a direct annual tax sufficient to pay the principal and interest thereon. The Mayor also summarized the pertinent terms of said proposal and said bonds, including the length of maturity, rates of interest, purchase price and tax levy for said bonds. 157 -2- WHEREUPON, Alderman _________________________ presented, and the City Clerk made available to the Aldermen and interested members of the public, complete copies of an ordinance entitled: AN ORDINANCE providing for the issuance of $10,000,000 General Obligation Bonds, Series 2015, of the City of Lake Forest, Lake County, Illinois, for the purpose of financing certain capital improvements within the City, providing for the levy and collection of a direct annual tax sufficient to pay the principal and interest on said bonds, and authorizing the sale of said bonds to _________. (the “Bond Ordinance”). Alderman ______________________________ then moved and Alderman ______________________________ seconded the motion that the Bond Ordinance as presented be adopted. After a full discussion thereof, the Mayor directed that the roll be called for a vote upon the motion to adopt the Bond Ordinance. Upon the roll being called, the following Aldermen voted AYE: ____________________ ______________________________________________________________________________ ______________________________________________________________________________ and the following Aldermen voted NAY: _____________________________________________ WHEREUPON, the Mayor declared the motion carried and the Bond Ordinance adopted, and henceforth did approve and sign the same in open meeting, and did direct the City Clerk to record the same in full in the records of the City Council of the City of Lake Forest, Lake County, Illinois. 158 -3- Other business was duly transacted at said meeting. Upon motion duly made and carried, the meeting adjourned. _______________________________________ City Clerk 159 ORDINANCE NO. 2015-____ AN ORDINANCE providing for the issuance of $10,000,000 General Obligation Bonds, Series 2015, of the City of Lake Forest, Lake County, Illinois, for the purpose of financing certain capital improvements within the City, providing for the levy and collection of a direct annual tax sufficient to pay the principal and interest on said bonds, and authorizing the sale of said bonds to _________. WHEREAS, the City of Lake Forest, Lake County, Illinois (the “City”), has elected pursuant to the provisions of the 1970 Constitution of the State of Illinois and particularly Article VII, Section 6(a) thereof, to become a home rule unit and as such may exercise any power or perform any function pertaining to its government and affairs, including, but not limited to, the power to tax and to incur debt; and WHEREAS, pursuant to the provisions of said Section 6, the City has the power to incur debt payable from ad valorem property tax receipts or from any other lawful source and maturing within 40 years from the time it is incurred without prior referendum approval; and WHEREAS, the City Council of the City (the “Council”) has considered the needs of the City and has determined and does hereby determine that it is necessary, desirable and in the best interests of the City to borrow at this time the sum of $10,000,000 to finance capital municipal improvements, including, but not limited to, infrastructure improvements in the City’s Laurel Avenue Tax Increment Financing District (the “Laurel Avenue TIF”), and paying expenses incidental thereto (the “Project”); and WHEREAS, it is in the best interest of the City to issue bonds of the City (the “Bonds”) in the aggregate principal amount of $10,000,000 to evidence said borrowing and for the purpose of paying costs of the Project; and WHEREAS, the Bonds shall be payable from a direct annual ad valorem tax levied against all taxable property in the City, without limitation as to rate or amount; and 160 -2- WHEREAS, pursuant to Ordinance No. 2013-070, adopted by the Council on the 2nd day of December, 2013 (“Ordinance No. 2013-070”), notwithstanding the City’s home rule status, the City has adopted a limit on the amount of property taxes it may levy on an annual basis to provide for debt service payments on its outstanding general obligation bonds to an amount not exceeding its 2004 debt service property tax levy (as adjusted for Consumer Price Index increases) plus levies for capital improvements (the “City Debt Limit”); and WHEREAS, the City has not levied any separate property taxes for capital improvements, but has two outstanding series of general obligation bonds that are expected to be repaid from sources other than general property taxes, namely, the City’s General Obligation Refunding Bonds, Series 2011A, and General Obligation Refunding Bonds, Series 2011B (collectively, the “Series 2011 Bonds”); and WHEREAS, a portion of the Bonds are expected to be repaid from property tax increment from the Laurel Avenue TIF (the “TIF Portion of the Bonds”, and together with the Series 2011 Bonds, the “Self-Supporting Bonds”); and WHEREAS, the Council does hereby find and determine that issuance of the Bonds, taking into account the debt service necessary to pay the Self-Supporting Bonds are expected to be paid from sources other than general property taxes, meets the restrictions of the City Debt Limit; and WHEREAS, the County Clerk of The County of Lake, Illinois (the “County Clerk”), is therefore authorized to extend and collect direct annual ad valorem taxes so levied for the payment of the Bonds without limitation as to rate or amount; NOW THEREFORE BE IT ORDAINED by the City Council of the City of Lake Forest, Lake County, Illinois, in the exercise of its home rule powers, as follows: 161 -3- Section 1. Incorporation of Preambles. The Council hereby finds that all of the recitals contained in the preambles to this Ordinance are true, correct and complete and does incorporate them into this Ordinance by this reference. Section 2. Authorization. It is hereby found and determined that pursuant to the provisions of the Illinois Municipal Code, as supplemented and amended, and the home rule powers of the City under Section 6 of Article VII of the Illinois Constitution of 1970 (in the event of conflict between the provisions of said code and home rule powers, the home rule powers shall be deemed to supersede the provisions of said code) (the “Act”), the Council has been authorized by law to borrow the sum of $10,000,000 upon the credit of the City and as evidence of such indebtedness to issue bonds of the City in said amount, the proceeds of said bonds to be used for the Project, and that it is necessary to borrow $10,000,000 of said authorized sum and issue the Bonds in evidence thereof, and these findings and determinations, together with those set forth in the preambles to this Ordinance, shall be deemed conclusive. Section 3. Bond Details. There be borrowed by for and on behalf of the City the sum of $10,000,000 for the purpose aforesaid, and that bonds of the City shall be issued in said amount and shall be designated “General Obligation Bonds, Series 2015”. The Bonds shall be dated August 20, 2015, and shall also bear the date of authentication, shall be in fully registered form, shall be in denominations of $5,000 each or authorized integral multiples thereof (but no single Bond shall represent installments of principal maturing on more than one date), and shall be numbered 1 and upward. The Bonds shall become due and payable serially (subject to prior redemption as hereinafter set forth) on December 15 of each of the years, in the amounts and bearing interest per annum as follows: 162 -4- YEAR OF MATURITY PRINCIPAL AMOUNT RATE OF INTEREST 2017 $ % 2018 % 2019 % 2020 % 2021 % 2022 % 2023 % 2024 % 2025 % 2026 % 2027 % 2028 % 2029 % 2030 % 2031 % 2032 % 2033 % 2034 % 2035 % The Bonds shall bear interest from their date or from the most recent interest payment date to which interest has been paid or duly provided for, until the principal amount of the Bonds is paid, such interest (computed upon the basis of a 360-day year of twelve 30-day months) being payable on June 15 and December 15 of each year, commencing on June 15, 2016. Interest on each Bond shall be paid by check or draft of Wells Fargo Bank, National Association, Chicago, Illinois, as bond registrar and paying agent (the “Bond Registrar”), payable upon presentation thereof in lawful money of the United States of America, to the person in whose name such Bond is registered at the close of business on the 1st day of the month of the interest payment date. The principal of the Bonds shall be payable in lawful money of the United States of America upon presentation thereof at the principal corporate trust office of the Bond Registrar. 163 -5- Section 4. Execution; Authentication. The Bonds shall be executed on behalf of the City by the manual or facsimile signature of its Mayor and attested by the manual or facsimile signature of its City Clerk, as they shall determine, and shall have impressed or imprinted thereon the corporate seal or facsimile thereof of the City. In case any such officer whose signature shall appear on any Bond shall cease to be such officer before the delivery of such Bond, such signature shall nevertheless be valid and sufficient for all purposes, the same as if such officer had remained in office until delivery. All Bonds shall have thereon a certificate of authentication, substantially in the form hereinafter set forth, duly executed by the Bond Registrar as authenticating agent of the City and showing the date of authentication. No Bond shall be valid or obligatory for any purpose or be entitled to any security or benefit under this Ordinance unless and until such certificate of authentication shall have been duly executed by the Bond Registrar by manual signature, and such certificate of authentication upon any such Bond shall be conclusive evidence that such Bond has been authenticated and delivered under this Ordinance. Section 5. Registration of Bonds; Persons Treated as Owners. (a) General. The City shall cause books (the “Bond Register”) for the registration and for the transfer of the Bonds as provided in this Ordinance to be kept at the principal corporate trust office of the Bond Registrar, which is hereby constituted and appointed the registrar of the City. The City is authorized to prepare, and the Bond Registrar shall keep custody of, multiple Bond blanks executed by the City for use in the transfer and exchange of Bonds. Upon surrender for transfer of any Bond at the principal corporate trust office of the Bond Registrar, duly endorsed by, or accompanied by a written instrument or instruments of transfer in form satisfactory to the Bond Registrar and duly executed by, the registered owner or his or her attorney duly authorized in writing, the City shall execute and the Bond Registrar shall 164 -6- authenticate, date and deliver in the name of the transferee or transferees a new fully registered Bond or Bonds of the same maturity of authorized denominations, for a like aggregate principal amount. Any fully registered Bond or Bonds may be exchanged at said office of the Bond Registrar for a like aggregate principal amount of Bond or Bonds of the same maturity of other authorized denominations. The execution by the City of any fully registered Bond shall constitute full and due authorization of such Bond and the Bond Registrar shall thereby be authorized to authenticate, date and deliver such Bond, provided, however, the principal amount of outstanding Bonds of each maturity authenticated by the Bond Registrar shall not exceed the authorized principal amount of Bonds for such maturity less previous retirements. The Bond Registrar shall not be required to transfer or exchange any Bond during the period beginning at the close of business on the 1st day of the month of any interest payment date on such Bond and ending at the opening of business on such interest payment date, nor to transfer or exchange any Bond after notice calling such Bond for redemption has been mailed, nor during a period of fifteen (15) days next preceding mailing of a notice of redemption of any Bonds. The person in whose name any Bond shall be registered shall be deemed and regarded as the absolute owner thereof for all purposes, and payment of the principal of or interest on any Bond shall be made only to or upon the order of the registered owner thereof or his or her legal representative. All such payments shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid. No service charge shall be made for any transfer or exchange of Bonds, but the City or the Bond Registrar may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Bonds, 165 -7- except in the case of the issuance of a Bond or Bonds for the unredeemed portion of a Bond surrendered for redemption. (b) Global Book-Entry System. The Bonds shall be initially issued in the form of a separate single fully registered Bond for each of the maturities of the Bonds determined as described in Section 3 hereof. Upon initial issuance, the ownership of each such Bond shall be registered in the Bond Register in the name of Cede & Co., or any successor thereto (“Cede”), as nominee of The Depository Trust Company, New York, New York, and its successors and assigns (“DTC”). All of the outstanding Bonds shall be registered in the Bond Register in the name of Cede, as nominee of DTC, except as hereinafter provided. Any officer of the City who is a signatory on the Bonds is authorized to execute and deliver, on behalf of the City, such letters to or agreements with DTC as shall be necessary to effectuate such book-entry system (any such letter or agreement being referred to herein as the “Representation Letter”), which Representation Letter may provide for the payment of principal of or interest on the Bonds b y wire transfer. With respect to Bonds registered in the Bond Register in the name of Cede, as nominee of DTC, the City and the Bond Registrar shall have no responsibility or obligation to any broker-dealer, bank or other financial institution for which DTC holds Bonds from time to time as securities depository (each such broker-dealer, bank or other financial institution being referred to herein as a “DTC Participant”) or to any person on behalf of whom such a DTC Participant holds an interest in the Bonds. Without limiting the immediately preceding sentence, the City and the Bond Registrar shall have no responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede or any DTC Participant with respect to any ownership interest in the Bonds, (ii) the delivery to any DTC Participant or any other person, other than a registered owner of a Bond as shown in the Bond Register, of any notice with respect to the 166 -8- Bonds, including any notice of redemption, or (iii) the payment to any DTC Participant or any other person, other than a registered owner of a Bond as shown in the Bond Register, of any amount with respect to the principal of or interest on the Bonds. The City and the Bond Registrar may treat and consider the person in whose name each Bond is registered in the Bond Register as the holder and absolute owner of such Bond for the purpose of payment of principal and interest with respect to such Bond, for the purpose of giving notices of redemption and other matters with respect to such Bond, for the purpose of registering transfers with respect to such Bond, and for all other purposes whatsoever. The Bond Registrar shall pay all principal of and interest on the Bonds only to or upon the order of the respective registered owners of the Bonds, as shown in the Bond Register, or their respective attorneys duly authorized in writing, and all such payments shall be valid and effective to fully satisfy and discharge the City’s obligations with respect to payment of the principal of and interest on the Bonds to the extent of the sum or sums so paid. No person other than a registered owner of a Bond as shown in the Bond Register, shall receive a Bond evidencing the obligation of the City to make payments of principal and interest with respect to any Bond. Upon delivery by DTC to the Bond Registrar of written notice to the effect that DTC has determined to substitute a new nominee in place of Cede, and subject to the provisions in Section 3 hereof with respect to the payment of interest to the registered owners of Bonds at the close of business on the 1st day of the month of the applicable interest payment date, the name “Cede” in this Ordinance shall refer to such new nominee of DTC. In the event that (i) the City determines that DTC is incapable of discharging its responsibilities described herein and in the Representation Letter, (ii) the agreement among the City, the Bond Registrar and DTC evidenced by the Representation Letter shall be terminated for any reason or (iii) the City determines that it is in the best interests of the beneficial owners of the Bonds that they be able to obtain certificated Bonds, the City shall notify DTC and DTC 167 -9- Participants of the availability through DTC of certificated Bonds and the Bonds shall no longer be restricted to being registered in the Bond Register in the name of Cede, as nominee of DTC. At that time, the City may determine that the Bonds shall be registered in the name of and deposited with such other depository operating a universal book-entry system, as may be acceptable to the City, or such depository’s agent or designee, and if the City does not select such alternate universal book-entry system, then the Bonds may be registered in whatever name or names registered owners of Bonds transferring or exchanging Bonds shall designate, in accordance with the provisions of Section 5(a) hereof. Notwithstanding any other provisions of this Ordinance to the contrary, so long as any Bond is registered in the name of Cede, as nominee of DTC, all payments with respect to principal of and interest on such Bond and all notices with respect to such Bond shall be made and given, respectively, in the name provided in the Representation Letter. Section 6. Redemption. The Bonds maturing on or after December 15, 2024, shall be subject to redemption prior to maturity at the option of the City as a whole or in part in integral multiples of $5,000 in any order of their maturity as determined by the City (less than all of the Bonds of a single maturity to be selected by the Bond Registrar), on December 15, 2023, and on any date thereafter, at the redemption price of par plus accrued interest to the redemption date. The Bonds shall be redeemed only in the principal amount of $5,000 and integral multiples thereof. The City shall, at least forty-five (45) days prior to any optional redemption date (unless a shorter time period shall be satisfactory to the Bond Registrar) notify the Bond Registrar of such redemption date and of the principal amount and maturity or maturities of Bonds to be redeemed. For purposes of any redemption of less than all of the outstanding Bonds of a single maturity, the particular Bonds or portions of Bonds to be redeemed shall be selected by lot by the Bond Registrar from the Bonds of such maturity by such method of lottery as the 168 -10- Bond Registrar shall deem fair and appropriate; provided that such lottery shall provide for the selection for redemption of Bonds or portions thereof so that any $5,000 Bond or $5,000 portion of a Bond shall be as likely to be called for redemption as any other such $5,000 Bond or $5,000 portion. The Bond Registrar shall make such selection upon the earlier of the irrevocable deposit of funds with an escrow agent sufficient to pay the redemption price of the Bonds to be redeemed or the time of the giving of official notice of redemption. The Bond Registrar shall promptly notify the City in writing of the Bonds or portions of Bonds selected for redemption and, in the case of any Bond selected for partial redemption, the principal amount thereof to be redeemed. Section 7. Redemption Procedure. Unless waived by any holder of Bonds to be redeemed, notice of the call for any such redemption shall be given by the Bond Registrar on behalf of the City by mailing the redemption notice by first class mail at least thirty (30) days and not more than sixty (60) days prior to the date fixed for redemption to the registered owner of the Bond or Bonds to be redeemed at the address shown on the Bond Register or at such other address as is furnished in writing by such registered owner to the Bond Registrar. All notices of redemption shall state: (1) the redemption date, (2) the redemption price, (3) if less than all outstanding Bonds are to be redeemed, the identification (and, in the case of partial redemption, the respective principal amounts) of the Bonds to be redeemed, (4) that on the redemption date the redemption price will become due and payable upon each such Bond or portion thereof called for redemption, and that interest thereon shall cease to accrue from and after said date, (5) the place where such Bonds are to be surrendered for payment of the redemption price, which place of payment shall be the principal corporate trust office of the Bond Registrar, and 169 -11- (6) such other information then required by custom, practice or industry standard. Unless moneys sufficient to pay the redemption price of the Bonds to be redeemed at the option of the City shall have been received by the Bond Registrar prior to the giving of such notice of redemption, such notice may, at the option of the City, state that said redemption shall be conditional upon the receipt of such moneys by the Bond Registrar on or prior to the date fixed for redemption. If such moneys are not received, such notice shall be of no force and effect, the City shall not redeem such Bonds, and the Bond Registrar shall give notice, in the same manner in which the notice of redemption shall have been given, that such moneys were not so received and that such Bonds will not be redeemed. Otherwise, prior to any redemption date, the City shall deposit with the Bond Registrar an amount of money sufficient to pay the redemption price of all the Bonds or portions of Bonds which are to be redeemed on that date. Subject to the provisions for a conditional redemption described above, notice of redemption having been given as aforesaid, the Bonds or portions of Bonds so to be redeemed shall, on the redemption date, become due and payable at the redemption price therein specified, and from and after such date (unless the City shall default in the payment of the redemption price) such Bonds or portions of Bonds shall cease to bear interest. Upon surrender of such Bonds for redemption in accordance with said notice, such Bonds shall be paid by the Bond Registrar at the redemption price. Installments of interest due on or prior to the redemption date shall be payable as herein provided for payment of interest. Upon surrender for any partial redemption of any Bond, there shall be prepared for the registered holder a new Bond or Bonds of the same maturity in the amount of the unpaid principal. If any Bond or portion of Bond called for redemption shall not be so paid upon surrender thereof for redemption, the principal shall, until paid, bear interest from the redemption date at 170 -12- the rate borne by the Bond or portion of Bond so called for redemption. All Bonds which have been redeemed shall be cancelled and destroyed by the Bond Registrar and shall not be reissued. Section 8. Form of Bond. The Bonds shall be in substantially the following form; provided, however, that if the text of the Bond is to be printed in its entirety on the front side of the Bond, then paragraph [2] and the legend, “See Reverse Side for Additional Provisions”, shall be omitted and paragraphs [6] through [11] shall be inserted immediately after paragraph [1]: 171 -13- [FORM OF BOND - FRONT SIDE] REGISTERED REGISTERED NO. ______ $_________ UNITED STATES OF AMERICA STATE OF ILLINOIS COUNTY OF LAKE CITY OF LAKE FOREST GENERAL OBLIGATION BOND, SERIES 2015 See Reverse Side for Additional Provisions Interest Maturity Dated Rate: ____% Date: December 15, 20__ Date: August 20, 2015 CUSIP: 509696 ___ Registered Owner: Principal Amount: [1] KNOW ALL PERSONS BY THESE PRESENTS that the City of Lake Forest, Lake County, Illinois, a municipality, home rule unit, and political subdivision of the State of Illinois (the “City”), hereby acknowledges itself to owe and for value received promises to pay to the Registered Owner identified above, or registered assigns as hereinafter provided, on the Maturity Date identified above, the Principal Amount identified above and to pay interest (computed on the basis of a 360-day year of twelve 30-day months) on such Principal Amount from the later of the Dated Date of this Bond identified above or from the most recent interest payment date to which interest has been paid or duly provided for, at the Interest Rate per annum identified above, such interest to be payable on June 15 and December 15 of each year, commencing June 15, 2016, until said Principal Amount is paid or duly provided for. The principal of this Bond is payable in lawful money of the United States of America upon presentation hereof at the principal corporate trust office of Wells Fargo Bank, National Association, Chicago, Illinois, as bond registrar and paying agent (the “Bond Registrar”). Payment of interest shall be made to the Registered Owner hereof as shown on the registration books of the City maintained by the Bond Registrar, at the close of business on the 1st day of the month of the interest payment date. 172 -14- Interest shall be paid by check or draft of the Bond Registrar, payable upon presentation in lawful money of the United States of America, mailed to the address of such Registered Owner as it appears on such registration books, or at such other address furnished in writing by such Registered Owner to the Bond Registrar. For the prompt payment of this Bond both principal and interest at maturity, the full faith, credit and resources of the City are hereby irrevocably pledged. [2] Reference is hereby made to the further provisions of this Bond set forth on the reverse hereof, and such further provisions shall for all purposes have the same effect as if set forth at this place. [3] It is hereby certified and recited that all conditions, acts and things required by the Constitution and Laws of the State of Illinois to exist or to be done precedent to and in the issuance of this Bond, including the hereinafter defined Act, have existed and have been properly done, happened and been performed in regular and due form and time as required by law; that the indebtedness of the City, represented by the Bonds, and including all other indebtedness of the City, howsoever evidenced or incurred, does not exceed any constitutional or statutory or other lawful limitation; and that provision has been made for the collection of a direct annual tax, in addition to all other taxes, on all of the taxable property in the City sufficient to pay the interest hereon as the same falls due and also to pay and discharge the principal hereof at maturity. [4] This Bond shall not be valid or become obligatory for any purpose until the certificate of authentication hereon shall have been signed by the Bond Registrar. 173 -15- [5] IN WITNESS WHEREOF, the City of Lake Forest, Lake County, Illinois, by its City Council, has caused this Bond to be executed by the manual or duly authorized facsimile signature of its Mayor and attested by the manual or duly authorized facsimile signature of its City Clerk and its corporate seal or a facsimile thereof to be impressed or reproduced hereon, all as appearing hereon and as of the Dated Date identified above. SPECIMEN Mayor, Lake Forest, Lake County, Illinois ATTEST: SPECIMEN City Clerk, Lake Forest Lake County, Illinois [SEAL] Date of Authentication: ___________, 20__ CERTIFICATE Bond Registrar and Paying Agent: OF Wells Fargo Bank, National Association, AUTHENTICATION Chicago, Illinois This Bond is one of the Bonds described in the within mentioned ordinance and is one of the General Obligation Bonds, Series 2015, of the City of Lake Forest, Lake County, Illinois. WELLS FARGO BANK, NATIONAL ASSOCIATION, as Bond Registrar By SPECIMEN Authorized Officer 174 -16- [FORM OF BOND - REVERSE SIDE] [6] This Bond is one of a series of bonds (the “Bonds”) issued by the City for the purpose of financing capital improvements in the City including, but not limited to, infrastructure improvements in the City’s Laurel Avenue Tax Increment Financing District, and paying expenses incidental thereto, all as described and defined in the Ordinance of the City, passed by the City Council on the 3rd day of August, 2015, authorizing the Bonds (the “Ordinance”), pursuant to and in all respects in compliance with the applicable provisions of the Illinois Municipal Code, as amended; as further supplemented and, where necessary, superseded, by the powers of the City as a home rule unit under the provisions of Section 6 of Article VII of the Illinois Constitution of 1970 (collectively, such Illinois Municipal Code and constitutional home rule powers, being the “Act”), and with the Ordinance, which has been duly approved by the Mayor, and published, in all respects as by law required. [7] Bonds of the issue of which this Bond is one maturing on and after December 15, 2024, are subject to redemption prior to maturity at the option of the City as a whole, or in part in integral multiples of $5,000 in any order of their maturity as determined by the City (less than all the Bonds of a single maturity to be selected by lot by the Bond Registrar), on December 15, 2023, and on any date thereafter, at the redemption price of par plus accrued interest to the redemption date. [8] Notice of any such redemption shall be sent by first class mail not less than thirty (30) days nor more than sixty (60) days prior to the date fixed for redemption to the registered owner of each Bond to be redeemed at the address shown on the registration books of the City maintained by the Bond Registrar or at such other address as is furnished in writing by such registered owner to the Bond Registrar. When so called for redemption, this Bond will cease to bear interest on the specified redemption date, provided funds for redemption are on deposit at the place of payment at that time, and shall not be deemed to be outstanding. 175 -17- [9] This Bond is transferable by the Registered Owner hereof in person or by his or her attorney duly authorized in writing at the principal corporate trust office of the Bond Registrar in Chicago, Illinois, but only in the manner, subject to the limitations and upon payment of the charges provided in the Ordinance, and upon surrender and cancellation of this Bond. Upon such transfer a new Bond or Bonds of authorized denominations of the same maturity and for the same aggregate principal amount will be issued to the transferee in exchange therefor. [10] The Bonds are issued in fully registered form in the denomination of $5,000 each or authorized integral multiples thereof. This Bond may be exchanged at the principal corporate trust office of the Bond Registrar for a like aggregate principal amount of Bonds of the same maturity of other authorized denominations, upon the terms set forth in the Ordinance. The Bond Registrar shall not be required to transfer or exchange any Bond during the period beginning at the close of business on the 1st day of the month of any interest payment date on such Bond and ending at the opening of business on such interest payment date, nor to transfer or exchange any Bond after notice calling such Bond for redemption has been mailed, nor during a period of fifteen (15) days next preceding mailing of a notice of redemption of any Bonds. [11] The City and the Bond Registrar may deem and treat the Registered Owner hereof as the absolute owner hereof for the purpose of receiving payment of or on account of principal hereof and interest due hereon and for all other purposes, and neither the City nor the Bond Registrar shall be affected by any notice to the contrary. 176 -18- ASSIGNMENT FOR VALUE RECEIVED, the undersigned sells, assign, and transfers unto ____________________ Here insert Social Security Number, Employer Identification Number or other Identifying Number ______________________________________________________________________________ ______________________________________________________________________________ (Name and Address of Assignee) the within Bond and does hereby irrevocably constitute and appoint _______________________ ______________________________________________________________________________ as attorney to transfer the said Bond on the books kept for registration thereof with full power of substitution in the premises. Dated: ________________________ ____________________________ Signature guaranteed: _____________________________ NOTICE: The signature to this transfer and assignment must correspond with the name of the Registered Owner as it appears upon the face of the within Bond in every particular, without alteration or enlargement or any change whatever. 177 -19- Section 9. Sale of Bonds. The Bonds shall be executed as in this Ordinance provided as soon after the passage hereof as may be, shall be deposited with the City Treasurer, and shall be by the City Treasurer delivered to ________, ___________, __________, the purchaser thereof (the “Purchaser”), upon receipt of the purchase price therefor, the same being $_____________; the contract for the sale of the Bonds (the “Purchase Contract”) heretofore entered into is in all respects ratified, approved and confirmed, and the officers of the City designated in the Purchase Contract are authorized and directed to execute the Purchase Contract on behalf of the City, it being hereby declared that, to the best of the knowledge and belief of the Council, after due inquiry, no person holding any office of the City, either by election or appointment, is in any manner financially interested, either directly in his or her own name or indirectly in the name of any other person, association, trust or corporation, in the Purchase Contract. The use by the Purchaser of any Preliminary Official Statement and any final Official Statement relating to the Bonds and before the Council at the time of the adoption hereof (the “Official Statement”) is hereby ratified, approved and authorized; the execution and delivery of the Official Statement is hereby authorized; and the officers of the Council are hereby authorized to take any action as may be required on the part of the City to consummate the transactions contemplated by said contract for the purchase of the Bonds, this Ordinance, said Preliminary Official Statement, the Official Statement and the Bonds. Section 10. Tax Levy; Abatement. For the purpose of providing funds required to pay the interest on the Bonds promptly when and as the same falls due, and to pay and discharge the principal thereof at maturity, there is hereby levied upon all of the taxable property within the City, in the years for which any of the Bonds are outstanding, a direct annual tax sufficient for 178 -20- that purpose; and there is hereby levied on all of the taxable property in the City, in addition to all other taxes, the following direct annual tax (the “Pledged Taxes”), to-wit: FOR THE YEAR A TAX SUFFICIENT TO PRODUCE THE SUM OF: 2015 $ for interest and principal up to and including December 15, 2016 2016 $ for interest and principal 2017 $ for interest and principal 2018 $ for interest and principal 2019 $ for interest and principal 2020 $ for interest and principal 2021 $ for interest and principal 2022 $ for interest and principal 2023 $ for interest and principal 2024 $ for interest and principal 2025 $ for interest and principal 2026 $ for interest and principal 2027 $ for interest and principal 2028 $ for interest and principal 2029 $ for interest and principal 2030 $ for interest and principal 2031 $ for interest and principal 2032 $ for interest and principal 2033 $ for interest and principal 2034 $ for interest and principal Principal or interest maturing at any time when there are not sufficient funds on hand from the foregoing tax levy to pay the same shall be paid from the general funds of the City, and the fund from which such payment was made shall be reimbursed out of the taxes hereby levied when the same shall be collected. The City covenants and agrees with the purchasers and the holders of the Bonds that so long as any of the Bonds remain outstanding, the City will take no action or fail to take any action which in any way would adversely affect the ability of the City to levy and collect the foregoing tax levy and the City and its officers will comply with all present and future applicable laws in order to assure that the foregoing taxes will be levied, extended and collected as provided herein and deposited in the fund established to pay the principal of and interest on the Bonds. 179 -21- In the event that funds from any other lawful source are made available for the purpose of paying any principal of or interest on the Bonds so as to enable the abatement of the taxes levied herein for the payment of same, the Council shall, by proper proceedings, direct the transfer of such funds to the hereinafter defined Bond Fund, and shall then further direct the abatement of the taxes by the amount so deposited. The City covenants and agrees that it will not direct the abatement of taxes until money has been deposited into the Bond Fund in the amount of such abatement. A certified copy or other notification of any such proceedings abating taxes may then be filed with the County Clerk in a timely manner to effect such abatement. Section 11. Filing with County Clerk. Forthwith upon the passage of this Ordinance, the City Clerk of the City is hereby directed to file a certified copy of this Ordinance with the County Clerk; and the County Clerk shall in and for each of the years 2015 to 2034, inclusive, ascertain the rate necessary to produce the tax herein levied; and the County Clerk shall extend the same for collection on the tax books in connection with other taxes levied in said years in and by the City for general corporate purposes of the City; and, subject to abatement as stated hereinabove, in said years such annual tax shall be levied and collected by and for and on behalf of the City in like manner as taxes for general corporate purposes for said years are levied and collected, and in addition to and in excess of all other taxes, and when collected, the taxes hereby levied shall be placed to the credit of a special fund to be designated “Bond and Interest Fund Account of 2015” (the “Bond Fund”), which taxes are hereby irrevocably pledged to and shall be used only for the purpose of paying the principal of and interest on the Bonds. Section 12. Use of Bond Proceeds. Accrued interest, if any, received on the delivery of the Bonds and $___________ are hereby appropriated for the purpose of paying first interest due on the Bonds and are hereby ordered deposited into the Bond Fund. The balance of the principal proceeds of the Bonds and any premium received from the sale of the Bonds are hereby 180 -22- appropriated to pay the costs of issuance of the Bonds and for the purpose of paying the cost of the Project, and that portion thereof not needed to pay such costs of issuance is hereby ordered deposited into the Capital Improvement Account of the City (the “Project Fund”). At the time of the issuance of the Bonds, the costs of issuance of the Bonds may be paid by the Purchaser on behalf of the City from the proceeds of the Bonds. Section 13. Non-Arbitrage and Tax-Exemption. One purpose of this Section is to set forth various facts regarding the Bonds and to establish the expectations of the Council and the City as to future events regarding the Bonds and the use of Bond proceeds. The certifications, covenants and representations contained herein (except for paragraph 7.10) and at the time of the Closing are made on behalf of the City for the benefit of the owners from time to time of the Bonds. In addition to providing the certifications, covenants and representations contained herein, the City hereby covenants that it will not take any action, omit to take any action or permit the taking or omission of any action within its control (including, without limitation, making or permitting any use of the proceeds of the Bonds) if taking, permitting or omitting t o take such action would cause any of the Bonds to be an arbitrage bond or a private activity bond within the meaning of the Internal Revenue Code of 1986, as amended (the “Code”) or would otherwise cause the interest on the Bonds to be included in the gross income of the recipients thereof for federal income tax purposes. The City acknowledges that, in the event of an examination by the Internal Revenue Service (the “IRS”) of the Bonds, under present rules, the City may be treated as the “taxpayer” in such examination and agrees that it will respond in a commercially reasonable manner to any inquiries from the IRS in connection with such an examination. The Council and the City certify, covenant and represent as follows: 1.1. Definitions. In addition to such other words and terms used and defined in this Ordinance, the following words and terms used in this Section shall have the following meanings unless, in either case, the context or use clearly indicates another or different meaning is intended: 181 -23- “Affiliated Person” means a Person that is affiliated with another Person (including the City) because either (a) at any time during the six months prior to the execution and delivery of the Bonds, more than five percent of the voting power of the governing body of either Person is in the aggregate vested in the other Person and its directors, officers, owners, and employees, or (b) during the one-year period beginning six months prior to the execution and delivery of the Bonds, the composition of the governing body of the Person (or any Person that controls the Person) is modified or established to reflect (directly or indirectly) representation of the interests of the other Person (or there is an agreement, understanding, or arrangement relating to such a modification or establishment during that one-year period). “Bond Counsel” means Chapman and Cutler LLP or any other nationally recognized firm of attorneys experienced in the field of municipal bonds whose opinions are generally accepted by purchasers of municipal bonds. “Capital Expenditures” means costs of a type that would be properly chargeable to a capital account under the Code (or would be so chargeable with a proper election) under federal income tax principles if the City were treated as a corporation subject to federal income taxation, taking into account the definition of Placed-in-Service set forth herein. “Closing” means the first date on which the City is receiving the purchase price for the Bonds. “Code” means the Internal Revenue Code of 1986, as amended. “Commingled Fund” means any fund or account containing both Gross Proceeds and an amount in excess of $25,000 that are not Gross Proceeds if the amounts in the fund or account are invested and accounted for, collectively, without regard to the source of funds deposited in the fund or account. An open-ended regulated investment company under Section 851 of the Code is not a Commingled Fund. “Control” means the possession, directly or indirectly through others, of either of the following discretionary and non-ministerial rights or powers over another entity: (a) to approve and to remove without cause a controlling portion of the governing body of a Controlled Entity; or (b) to require the use of funds or assets of a Controlled Entity for any purpose. “Controlled Entity” means any entity or one of a group of entities that is subject to Control by a Controlling Entity or group of Controlling Entities. 182 -24- “Controlled Group” means a group of entities directly or indirectly subject to Control by the same entity or group of entities. A Controlled Group includes the entity that has Control of the other entities. “Controlling Entity” means any entity or one of a group of entities directly or indirectly having Control of any entities or group of entities. “Costs of Issuance” means the costs of issuing the Bonds, including underwriter’s discount and legal fees. “External Commingled Fund” means a Commingled Fund in which the City and all members of the same Controlled Group as the City own, in the aggregate, not more than ten percent of the beneficial interests. “GIC” means (a) any investment that has specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate and (b) any agreement to supply investments on two or more future dates (e.g., a forward supply contract). “Gross Proceeds” means amounts in the Bond Fund and the Project Fund. “Person” means and includes any individual, body politic, governmental unit, agency or authority, trust, estate, partnership, association, company, corporation, joint-stock company, syndicate, group, pool, joint venture, other unincorporated organization or group, or group of any of the above. “Placed-in-Service” means the date on which, based on all facts and circumstances (a) a facility has reached a degree of completion that would permit its operation at substantially its design level and (b) the facility is, in fact, in operation at such level. “Private Business Use” means any use of the Project by any Person (including the federal government) other than a state or local governmental unit, including as a result of (i) ownership, (ii) actual or beneficial use pursuant to a lease or a management, service, incentive payment, research or output contract or (iii) any other similar arrangement, agreement or understanding, whether written or oral, except for use of the Project on the same basis as the general public. Private Business Use includes any formal or informal arrangement with any Person other than a state or local governmental unit (i) that conveys special legal entitlements to any portion of the Project, or (ii) under which any Person other than a state or local governmental unit has any special economic benefit with respect to any portion of the Project that is not available for use by the general public. “Qualified Administrative Costs of Investments” means (a) reasonable, direct administrative costs (other than carrying costs) such as separately stated brokerage or selling commissions but not legal and accounting fees, recordkeeping, custody and 183 -25- similar costs; or (b) all reasonable administrative costs, direct or indirect, incurred by a publicly offered regulated investment company or an External Commingled Fund. “Qualified Tax Exempt Obligations” means (a) any obligation described in Section 103(a) of the Code, the interest on which is excludable from gross income of the owner thereof for federal income tax purposes and is not an item of tax preference for purposes of the alternative minimum tax imposed by Section 55 of the Code; (b) an interest in a regulated investment company to the extent that at least ninety-five percent of the income to the holder of the interest is interest which is excludable from gross income under Section 103 of the Code of any owner thereof for federal income tax purposes and is not an item of tax preference for purposes of the alternative minimum tax imposed by Section 55 of the Code; and (c) certificates of indebtedness issued by the United States Treasury pursuant to the Demand Deposit State and Local Government Series program described in 31 C.F.R. pt. 344 (this clause (c) applies only to demand deposit SLGS, not to other types of SLGS). “Rebate Fund” means the fund, if any, identified and defined in paragraph 4.1 herein. “Rebate Provisions” means the rebate requirements contained in Section 148(f) of the Code and in the Regulations. “Regulations” means United States Treasury Regulations dealing with the tax-exempt bond provisions of the Code. “Reimbursed Expenditures” means any expenditures of the City paid prior to Closing to which Sale Proceeds or investment earnings thereon are or will be allocated. “Reserve Portion of the Bond Fund” means the portion of the Bond Fund funded in excess of the amount of debt service payable each year. “Sale Proceeds” means amounts actually or constructively received from the sale of the Bonds, including (a) amounts used to pay underwriter’s discount or compensation, (b) accrued interest, other than accrued interest for a period not greater than one year before Closing but only if it is to be paid within one year after Closing and (c) amounts derived from the sale of any right that is part of the terms of a Bond or is otherwise associated with a Bond (e.g., a redemption right). “Yield” means that discount rate which when used in computing the present value of all payments of principal and interest paid and to be paid on an obligation produces an amount equal to the obligation’s purchase price (or in the case of the Bonds, the issue price as established in Section 5.1), including accrued interest. For purposes of computing the Yield on the Bonds and on investments, the same compounding interval (which must be an interval of not more than one year) and standard financial conventions (such as a 360-day year) must be used. 184 -26- “Yield Reduction Payment” means a rebate payment or any other amount paid to the United States in the same manner as rebate amounts are required to be paid or at such other time or in such manner as the IRS may prescribe that will be treated as a reduction in Yield of an investment under the Regulations. 2.1. Purpose of the Bonds. The Bonds are being issued to finance the Project in a prudent manner consistent with the revenue needs of the City. A breakdown of the sources and uses of funds is set forth in the preceding Section of this Ordinance. Except for any accrued interest on the Bonds and $_________ in bond proceeds used to pay first interest due on the Bonds, no proceeds of the Bonds will be used more than 30 days after the date of issue of the Bonds for the purpose of paying any principal or interest on any issue of bonds, notes, certificates or warrants or on any installment contract or other obligation of the City or for the purpose of replacing any funds of the City used for such purpose. 2.2. The Project—Binding Commitment and Timing. The City has incurred or will, within six months of the Closing, incur a substantial binding obligation (not subject to contingencies within the control of the City or any member of the same Controlled Group as the City) to a third party to expend at least five percent of the Sale Proceeds on the Project. It is expected that the work of acquiring and constructing the Project and the expenditure of amounts deposited into the Project Fund will continue to proceed with due diligence through the last date shown on the draw schedule to be attached to the Treasurer’s Receipt as an Exhibit (the “Exhibit”) at the time of Closing, which is no later than three years after Closing, at which time it is anticipated that all Sale Proceeds and investment earnings thereon will have been spent. 2.3. Reimbursement. With respect to expenditures for the Project paid within the 60 day period ending on this date and with respect to which no declaration of intent was previously made, the City hereby declares its intent to reimburse such expenditures and hereby allocates Sale Proceeds in the amount indicated in the Treasurer’s Receipt to be delivered in connection with the issuance of the Bonds to reimburse said expenditures. Otherwise, none of the Sale Proceeds or investment earnings thereon will be used for Reimbursed Expenditures. 2.4. Working Capital. All Sale Proceeds and investment earnings thereon will be used, directly or indirectly, to finance Capital Expenditures other than the following: (a) working capital expenditures directly related to Capital Expenditures financed by the Bonds, in an amount not to exceed five percent of the Sale Proceeds; (b) payments of interest on the Bonds for a period commencing at Closing and ending on the later of the date three years after Closing or one year after the date on which the Project is Placed-in-Service; (c) Costs of Issuance and Qualified Administrative Costs of Investments; 185 -27- (d) payments of rebate or Yield Reduction Payments made to the United States; (e) principal of or interest on the Bonds paid from unexpected excess Sale Proceeds and investment earnings thereon; and (f) investment earnings that are commingled with substantial other revenues and are expected to be allocated to expenditures within six months of the date commingled. 2.5. Consequences of Contrary Expenditure. The City acknowledges that if Sale Proceeds and investment earnings thereon are spent for non-Capital Expenditures other than as permitted by paragraph 2.4 hereof, a like amount of then available funds of the City will be treated as unspent Sale Proceeds. 2.6. Payments to City or Related Persons. The City acknowledges that if Sale Proceeds or investment earnings thereon are transferred to or paid to the City or any member of the same Controlled Group as the City, those amounts will not be treated as having been spent for federal income tax purposes. However, Sale Proceeds or investment earnings thereon will be allocated to expenditures for federal income tax purposes if the City uses such amounts to reimburse itself for amounts paid to persons other than the City or any member of the same Controlled Group as the City, provided that the original expenditures were paid on or after Closing or are permitted under paragraph 2.3 of this Section, and provided that the original expenditures were not otherwise paid out of Sale Proceeds or investment earnings thereon or the proceeds of any other borrowing. Any Sale Proceeds or investment earnings thereon that are transferred to or paid to the City or any member of the same Controlled Group as the City (other than as reimbursement permitted by paragraph 2.3 or as a result of investment earnings commingling under paragraph 2.4(f)) will remain Sale Proceeds or investment earnings thereon, and thus Gross Proceeds, until such amounts are allocated to expenditures for federal income tax purposes. If the City does not otherwise allocate any such amounts to expenditures for the Project or other expenditures permitted under this Ordinance, any such amounts will be allocated for federal income tax purposes to the next expenditures, not otherwise paid out of Sale Proceeds or investment earnings thereon or the proceeds of any other borrowing, for interest on the Bonds prior to the later of the date three years after Closing or one year after the date on which the Project is Placed-in-Service. The City will consistently follow this accounting method for federal income tax purposes. 2.7. Investment of Bond Proceeds. Not more than 50% of the Sale Proceeds and investment earnings thereon are or will be invested in investments (other than Qualified Tax Exempt Obligations) having a Yield that is substantially guaranteed for four years or more. No portion of the Bonds is being issued solely for the purpose of investing a portion of Sale Proceeds or investment earnings thereon at a Yield higher than the Yield on the Bonds. 186 -28- It is expected that the Sale Proceeds deposited into the Project Fund, plus investment earnings on the Project Fund, will be spent to pay costs of the Project, including any capitalized interest on the Bonds, in accordance with the estimated drawdown schedule contained in the Exhibit, the investment earnings on the Bond Fund will be spent to pay interest on the Bonds, or to the extent permitted by law, investment earnings on amounts in the Project Fund and the Bond Fund may be commingled with substantial revenues from the governmental operations of the City, and the earnings are reasonably expected to be spent for governmental purposes within six months of the date commingled. Interest earnings on the Project Fund and the Bond Fund have not been earmarked or restricted by the Board for a designated purpose. 2.8. No Grants. None of the Sale Proceeds or investment earnings thereon will be used to make grants to any person. 2.9. Hedges. Neither the City nor any member of the same Controlled Group as the City has entered into or expects to enter into any hedge (e.g., an interest rate swap, interest rate cap, futures contract, forward contract or an option) with respect to the Bonds. The City acknowledges that any such hedge could affect, among other things, the calculation of Bond Yield under the Regulations. The IRS could recalculate Bond Yield if the failure to account for the hedge fails to clearly reflect the economic substance of the transaction. The City acknowledges that if it wishes to take any such hedge into account in determining Bond Yield, various requirements under the Regulations, including prompt identification of the hedge with the Bonds on the City’s books and records, need to be met. The City also acknowledges that if it acquires a hedging contract with an investment element (including e.g., an off-market swap agreement, or any cap agreement for which all or a portion of the premium is paid at, or before the effective date of the cap agreement), then a portion of such hedging contract may be treated as an investment of Gross Proceeds of the Bonds, and be subject to the fair market purchase price rules, rebate and yield restriction. The City agrees not to use proceeds of the Bonds to pay for any such hedging contract in whole or in part. The City also agrees that it will not give any assurances to any Bondholder or any credit or liquidity enhancer with respect to the Bonds that any such hedging contract will be entered into or maintained. The City recognizes that if a portion of a hedging contract is determined to be an investment of Gross Proceeds, such portion may not be fairly priced even if the hedging contract as a whole is fairly priced. 2.10. IRS Audits. The City represents that the IRS has not contacted the City regarding any obligations issued by or on behalf of the City. To the best of the knowledge of the City, no such obligations of the City are currently under examination by the IRS. 3.1. Use of Proceeds. (a) The use of the Sale Proceeds and investment earnings thereon and the funds held under this Ordinance at the time of Closing are described in the preceding Section of this Ordinance. No Sale Proceeds will be used to pre-pay for goods or services to be received over a period of years prior to the date such goods or 187 -29- services are to be received. No Sale Proceeds and no investment earnings thereon will be used to pay for or otherwise acquire goods or services from the City, any member of the same Controlled Group as the City, or an Affiliated Person. (b) Only the funds and accounts described in said Section will be funded at Closing. There are no other funds or accounts created under this Ordinance, other than the Rebate Fund if it is created as provided in paragraph 4.1. (c) Principal of and interest on the Bonds will be paid from the Bond Fund. (d) Any Costs of Issuance incurred in connection with the issuance of the Bonds to be paid by the City will be paid at the time of Closing. (e) The costs of the Project will be paid from the Project Fund and no other moneys (except for investment earnings on amounts in the Project Fund) are expected to be deposited therein. 3.2. Purpose of Bond Fund. The Bond Fund (other than the Reserve Portion of the Bond Fund) will be used primarily to achieve a proper matching of revenues and earnings with principal and interest payments on the Bonds in each bond year. It is expected that the Bond Fund (other than the Reserve Portion of the Bond Fund) will be depleted at least once a year, except for a reasonable carry over amount not to exceed the greater of (a) the earnings on the investment of moneys in the Bond Fund (other than the Reserve Portion of the Bond Fund) for the immediately preceding bond year or (b) 1/12th of the principal and interest payments on the Bonds for the immediately preceding bond year. The City will levy taxes to produce an amount sufficient to pay all principal of and interest on the Bonds in each bond year. To minimize the likelihood of an insufficiency, the amount levied to pay the Bonds may in most years be in excess of the amount extended to pay principal and interest within one year of collection. Nevertheless, except for the Reserve Portion of the Bond Fund, the Bond Fund will be depleted each year as described above. The Reserve Portion of the Bond Fund will be treated as a separate account not treated as part of the bona fide debt service fund. The Reserve Portion of the Bond Fund is subject to yield restriction requirements except as it may otherwise be excepted as provided in 5.2 below. It is also subject to the rebate requirements. 3.3. No Other Gross Proceeds. (a) Except for the Bond Fund and the Project Fund, and except for investment earnings that have been commingled as described in paragraph 2.6 and any credit enhancement or liquidity device related to the Bonds, after the issuance of the Bonds, neither the City, any member of the same Controlled Group as the City nor any other Person has or will have any property, including cash, securities or will have any property, including cash, securities or any other property held as a passive vehicle for the production of income or for investment purposes, that constitutes: 188 -30- (i) Sale Proceeds; (ii) amounts in any fund or account with respect to the Bonds (other than the Rebate Fund); (iii) amounts that have a sufficiently direct nexus to the Bonds or to the governmental purpose of the Bonds to conclude that the amounts would have been used for that governmental purpose if the Bonds were not used or to be used for that governmental purpose (the mere availability or preliminary earmarking of such amounts for a governmental purpose, however, does not itself establish such a sufficient nexus); (iv) amounts in a debt service fund, redemption fund, reserve fund, replacement fund or any similar fund to the extent reasonably expected to be used directly or indirectly to pay principal of or interest on the Bonds or any amounts for which there is provided, directly or indirectly, a reasonable assurance that the amount will be available to pay principal of or interest on the Bonds or any obligations under any credit enhancement or liquidity device with respect to the Bonds, even if financial difficulties are encountered; (v) any amounts held pursuant to any agreement (such as an agreement to maintain certain levels of types of assets) made for the benefit of the Bondholders or any credit enhancement provider, including any liquidity device or negativ e pledge (e.g., any amount pledged to secure the Bonds held under an agreement to maintain the amount at a particular level for the direct or indirect benefit of holders of the Bonds or a guarantor of the Bonds); or (vi) amounts actually or constructively received from the investment and reinvestment of the amounts described in (i) or (ii) above. (b) No compensating balance, liquidity account, negative pledge of property held for investment purposes required to be maintained at least at a particular level or similar arrangement exists with respect to, in any way, the Bonds or any credit enhancement or liquidity device related to the Bonds. (c) The term of the Bonds is not longer than is reasonably necessary for the governmental purpose of the Bonds. One hundred twenty percent of the average reasonably expected economic life of the Project is at least 15 years. The weighted average maturity of the Bonds does not exceed 15 years and does not exceed 120 percent of the average reasonably expected economic life of the Project. The maturity schedule of the Bonds (the “Principal Payment Schedule”) is based on an analysis of revenues expected to be available to pay debt service on the Bonds. The Principal Payment Schedule is not more rapid (i.e., having a lower average maturity) because a more rapid schedule would place an undue burden on tax rates and cause such rates to be increased beyond prudent levels, and would be inconsistent with the governmental purpose of the Bonds as set forth in paragraph 2.1 hereof. 189 -31- 3.4. Final Allocation of Proceeds. Subject to the requirements of this Section, including those concerning working capital expenditures in paragraph 2.4, the City may generally use any reasonable, consistently applied accounting method to account for Gross Proceeds, investments thereon, and expenditures. The City must account for the final allocation of proceeds of the Bonds to expenditures not later than 18 months after the later of the date the expenditure is paid or the date the property with respect to which the expenditure is made is Placed-in-Service. This allocation must be made in any event by the date 60 days after the fifth anniversary of the issue date of the Bonds or the date 60 days after the retirement of the Bonds, if earlier. Reasonable accounting methods for allocating funds include any of the following methods if consistently applied: a specific tracing method; a Gross Proceeds spent first method; a first-in, first-out method; or a ratable allocation method. The City may also reallocate proceeds of the Bonds from one expenditure to another until the end of the period for final allocation, discussed above. Unless the City has taken an action to use a different allocation method by the end of the period for a final allocation, proceeds of the Bonds will be treated as allocated to expenditures using the specific tracing method. 4.1. Compliance with Rebate Provisions. The City covenants to take such actions and make, or cause to be made, all calculations, transfers and payments that may be necessary to comply with the Rebate Provisions applicable to the Bonds. The City will make, or cause to be made, rebate payments with respect to the Bonds in accordance with law. The City is hereby authorized to create and establish a special fund to be known as the Rebate Fund (the “Rebate Fund”), which, if created, shall be continuously held, invested, expended and accounted for in accordance with this Ordinance. Moneys in the Rebate Fund shall not be considered moneys held for the benefit of the owners of the Bonds. Moneys in the Rebate Fund (including earnings and deposits therein) shall be held and used for any required payment to the United States as required by the Rebate Provisions and by the Regulations and as contemplated under the provisions of this Ordinance. 4.2. Records. The City agrees to keep and retain or cause to be kept and retained for the period described in paragraph 7.9 adequate records with respect to the investment of all Gross Proceeds and any amounts in the Rebate Fund. Such records shall include: (a) purchase price; (b) purchase date; (c) type of investment; (d) accrued interest paid; (e) interest rate; (f) principal amount; (g) maturity date; (h) interest payment date; (i) date of liquidation; and (j) receipt upon liquidation. If any investment becomes Gross Proceeds on a date other than the date such investment is purchased, the records required to be kept shall include the fair market value of such investment on the date it becomes Gross Proceeds. If any investment ceases to be Gross Proceeds on a date other than the date such investment is sold or is retained after the date the last Bond is retired, the records required to be kept shall include the fair market value of such investment on the date the last Bond is retired. 190 -32- Amounts or investments will be segregated whenever necessary to maintain these records. 4.3. Fair Market Value; Certificates of Deposit and Investment Agreements. In making investments of Gross Proceeds and any amounts in the Rebate Fund the City shall take into account prudent investment standards and the date on which such moneys may be needed. Except as provided in the next sentence, all amounts that constitute Gross Proceeds and all amounts in the Rebate Fund shall be invested at all times to the greatest extent practicable, and no amounts may be held as cash or be invested in zero yield investments other than obligations of the United States purchased directly from the United States. In the event moneys cannot be invested, other than as provided in this sentence due to the denomination, price or availability of investments, the amounts shall be invested in an interest bearing deposit of a bank with a yield not less than that paid to the general public or held uninvested to the minimum extent necessary. Gross Proceeds and any amounts in the Rebate Fund that are invested in certificates of deposit or in GICs shall be invested only in accordance with the following provisions: (a) Investments in certificates of deposit of banks or savings and loan associations that have a fixed interest rate, fixed payment schedules and substantial penalties for early withdrawal shall be made only if either (i) the Yield on the certificate of deposit (A) is not less than the Yield on reasonably comparable direct obligations of the United States and (B) is not less than the highest Yield that is published or posted by the provider to be currently available from the provider on reasonably comparable certificates of deposit offered to the public or (ii) the investment is an investment in a GIC and qualifies under paragraph (b) below. Investments in federally insured deposits or accounts, including certificates of deposit, may not be made except as allowed under paragraph 5.4. (b) Investments in GICs shall be made only if (i) the bid specifications are in writing, include all material terms of the bid and are timely forwarded to potential providers (a term is material if it may directly or indirectly affect the yield on the GIC); (ii) the terms of the bid specifications are commercially reasonable (a term is commercially reasonable if there is a legitimate business purpose for the term other than to reduce the yield on the GIC); (iii) all bidders for the GIC have equal opportunity to bid so that, for example, no bidder is given the opportunity to review other bids (a last look) before bidding; 191 -33- (iv) any agent used to conduct the bidding for the GIC does not bid to provide the GIC; (v) at least three of the providers solicited for bids for the GIC are reasonably competitive providers of investments of the type purchased (i.e., providers that have established industry reputations as competitive providers of the type of investments being purchased); (vi) at least three of the entities that submit a bid do not have a financial interest in the Bonds; (vii) at least one of the entities that provided a bid is a reasonably competitive provider that does not have a financial interest in the Bonds; (viii) the bid specifications include a statement notifying potential providers that submission of a bid is a representation that the potential provider did not consult with any other provider about its bid, that the bid was determined without regard to any other formal or informal agreement that the potential provider has with the City or any other person (whether or not in connection with the Bonds) and that the bid is not being submitted solely as a courtesy to the City or any other person for purposes of satisfying the federal income tax requirements relating to the bidding for the GIC; (ix) the determination of the terms of the GIC takes into account the reasonably expected deposit and drawdown schedule for the amounts to be invested; (x) the highest-yielding GIC for which a qualifying bid is made (determined net of broker’s fees) is in fact purchased; and (xi) the obligor on the GIC certifies the administrative costs that it is paying or expects to pay to third parties in connection with the GIC. A single investment, or multiple investments awarded to a provider based on a single bid, may not be used for funds subject to different rules relating to rebate or yield restriction. (c) If a GIC is purchased, the City will retain the following records with its bond documents until three years after the Bonds are redeemed in their entirety: (i) a copy of the GIC; 192 -34- (ii) the receipt or other record of the amount actually paid for the GIC, including a record of any administrative costs paid, and the certification under subparagraph (b)(xi) of this paragraph; (iii) for each bid that is submitted, the name of the person and entity submitting the bid, the time and date of the bid, and the bid results; and (iv) the bid solicitation form and, if the terms of the GIC deviated from the bid solicitation form or a submitted bid is modified, a brief statement explaining the deviation and stating the purpose for the deviation. All investments made with Gross Proceeds or amounts in the Rebate Fund shall be bought and sold at fair market value. The fair market value of an investment is the price at which a willing buyer would purchase the investment from a willing seller in a bona fide, arm’s length transaction. Except for investments specifically described in (a) or (b) of this paragraph and United States Treasury obligations that are purchased directl y from the United States Treasury, only investments that are traded on an established securities market, within the meaning of regulations promulgated under Section 1273 of the Code, will be purchased with Gross Proceeds. In general, an investment is traded on an established securities market only if at any time during the 31-day period ending 15 days after the purchase date: (i) within a reasonable period of time after the sale, the price for an executed purchase or sale of the investment (or information sufficient to calculate the sales price) appears in a medium that is made available to issuers of debt instruments, persons that regularly purchase or sell debt instruments (including a price provided only to certain customers or to subscribers), or persons that broker purchases or sales of debt instruments; (ii) there are one or more firm quotes for the investment (a firm quote is considered to exist when a price quote is available from at least one broker, dealer, or pricing service (including a price provided only to certain customers or to subscribers) for property and the quoted price is substantially the same as the price for which the person receiving the quoted price could purchase or sell the property; a price quote is considered to be available whether the quote is initiated by a person providing the quote or provided at the request of the person receiving the quote; the identity of the person providing the quote must be reasonably ascertainable for a quote to be considered a firm quote for this purpose; a quote will be considered a firm quote if the quote is designated as a firm quote by the person providing the quote or if market participants typically purchase or sell, as the case may be, at the quoted price, even if the party providing the quote is not legally obligated to purchase or sell at that price); or (iii) there are one or more indicative quotes for the investment (an indicative quote is considered to exist when a price quote is available from at least one broker, dealer, or pricing servi ce (including a price provided only to certain customers or to subscribers) for property and the price quote is not a firm quote described in the prior clause). However, a maturity of a debt instrument is not treated as traded on an established market if at the time the determination is made the outstanding stated principal amount of the maturity that includes the debt instrument does not exceed $100,000,000 (or, for a debt instrument 193 -35- denominated in a currency other than the U.S. dollar, the equivalent amount in the currency in which the debt instrument is denominated). An investment of Gross Proceeds in an External Commingled Fund shall be made only to the extent that such investment is made without an intent to reduce the amount to be rebated to the United States Government or to create a smaller profit or a larger loss than would have resulted if the transaction had been at arm’s length and had the rebate or Yield restriction requirements not been relevant to the City. An investment of Gross Proceeds shall be made in a Commingled Fund other than an External Commingled Fund only if the investments made by such Commingled Fund satisfy the provisions of this paragraph. The foregoing provisions of this paragraph satisfy various safe harbors set forth in the Regulations relating to the valuation of certain types of investments. The safe harbor provisions of this paragraph are contained herein for the protection of the City, who has covenanted not to take any action to adversely affect the tax-exempt status of the interest on the Bonds. The City may contact Bond Counsel if it does not wish to comply with the provisions of this paragraph. 4.4. Arbitrage Elections. The Mayor, City Clerk and City Treasurer of the City are hereby authorized to execute one or more elections regarding certain matters with respect to arbitrage. 5.1. Issue Price. For purposes of determining the Yield on the Bonds, the purchase price of the Bonds is equal to the first offering price (including accrued interest) at which the Purchaser reasonably expected that at least ten percent of each maturity of the Bonds would be sold to the public (excluding bond houses, brokers or similar persons or organizations acting in the capacity of underwriters, placement agents or wholesalers). All of the Bonds have been the subject of a bona fide initial offering to the public (excluding bond houses, brokers, or similar persons or organizations acting in the capacity of underwriters, placement agents or wholesalers) at prices equal to those set forth in the Official Statement. Based upon prevailing market conditions, such prices are not less than the fair market value of each Bond as of the sale date for the Bonds. 5.2. Yield Limits. (a) Except as provided in paragraph (b), all Gross Proceeds shall be invested at market prices and at a Yield (after taking into account any Yield Reduction Payments) not in excess of the Yield on the Bonds plus, if only amounts in the Project Fund are subject to this yield limitation, 1/8th of one percent. (b) The following may be invested without Yield restriction: (i) amounts qualifying for a temporary period consisting of: (A) amounts on deposit in the Bond Fund (except for capitalized interest) (other than the Reserve Portion of the Bond Fund) that have not been on deposit under this Ordinance for more than 13 months, so long as 194 -36- the Bond Fund continues to qualify as a bona fide debt service fund as described in paragraph 3.2 hereof; (B) amounts on deposit in the Project Fund prior to the earlier of three years after Closing or the date the City no longer expects to spend all such amounts; (C) amounts in the Bond Fund to be used to pay capitalized interest on the Bonds prior to the earlier of three years after Closing or the payment of all capitalized interest; (ii) amounts qualifying for other exceptions consisting of: (A) an amount not to exceed the lesser of $100,000 or five percent of the Sale Proceeds; (B) amounts invested in Qualified Tax Exempt Obligations; (C) amounts in the Rebate Fund; (D) all amounts other than Sale Proceeds for the first 30 days after they become Gross Proceeds; and (E) all amounts derived from the investment of Sale Proceeds or investment earnings thereon for a period of one year from the date received. 5.3. Federal Guarantees. Except as otherwise permitted by the Regulations, no portion of the payment of principal or interest on the Bonds or any credit enhancement or liquidity device relating to the foregoing is or will be guaranteed, directly or indirectly (in whole or in part), by the United States (or any agency or instrumentality thereof), including a lease, incentive payment, research or output contract or any similar arrangement, agreement or understanding with the United States or any agency or instrumentality thereof. No portion of the Gross Proceeds has been or will be used to make loans the payment of principal or interest with respect to which is or will be guaranteed (in whole or in part) by the United States (or any agency or instrumentality thereof). This paragraph does not apply to any guarantee by the Federal Housing Administration, the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, the Government National Mortgage Association, the Student Loan Marketing Association or the Bonneville Power Administration pursuant to the Northwest Power Act (16 U.S.C. 839d) as in effect on the date of enactment of the Tax Reform Act of 1984. 195 -37- 5.4. Federally Guaranteed Investments. (a) Certain Gross Proceeds may not be invested in a manner that is considered to create a federal guarantee. The restrictions in this paragraph 5.4 apply to all Gross Proceeds except: (i) amounts on deposit in the Project Fund prior to the earlier of three years after Closing or the date the City no longer expects to spend all such amount; (ii) amounts on deposit in the Bond Fund (other than the Reserve Portion of the Bond Fund) to the extent the Bond Fund qualifies as a bona fide debt service fund described in paragraph 3.2; and (iii) amounts in the Bond Fund to be used to pay capitalized interest on the Bonds prior to the earlier of three years after Closing or the payment of all capitalized interest. (b) If the City holds any Gross Proceeds other than those listed in the preceding paragraph (a), then any such Gross Proceeds in an amount in excess of five percent of the Sale Proceeds shall not be invested in: (i) federally insured deposits or accounts, such as bank accounts and C.D.s; (ii) Obligations of or directly or indirectly guaranteed, in whole or in part, by the United States (or any agency or instrumentality of the United States), other than the following: (a) United States Treasury Obligations; (b) obligations issued by the Ordinance Funding Corporation pursuant to Section 21B(d)(3) of the Federal Home Loan Bank Act, as amended by Section 511 of the Financial Institutions Reform, Recovery and Enforcement Act of 1989, or any successor provision (e.g., Refcorp Strips); and (c) obligations guaranteed by the Federal Housing Administration, the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, the Government National Mortgage Association, the Student Loan Marketing Association or the Bonneville Power Administration pursuant to the Northwest Power Act (16 U.S.C. 839d) as in effect on the date of enactment of the Tax Reform Act of 1984. Because of these investment limitations, after the date three years after Closing, any amounts remaining in the Project Fund must be invested in U.S. Treasury obligations (including obligations of the State and Local Government Series, known as SLGS) or otherwise invested to avoid violating the restrictions set forth in this section. 196 -38- 6.1. Payment and Use Tests. (a) No more than five percent of the Sale Proceeds plus investment earnings thereon (not including amounts used to pay costs of issuance and other common costs (such as capitalized interest and fees paid for a qualified guarantee or qualified hedge) and amounts invested in a reserve or replacement fund), will be used, directly or indirectly, in whole or in part, in any Private Business Use. (b) The payment of more than five percent of the principal of or the interest on the Bonds will not be, directly or indirectly (i) secured by any interest in (A) property used or to be used in any Private Business Use or (B) payments in respect of such property or (ii) on a present value basis, derived from payments (whether or not to the City or a member of the same Controlled Group as the City) in respect of property, or borrowed money, used or to be used in any Private Business Use. (c) No more than the lesser of five percent of the sum of the Sale Proceeds and investment earnings thereon (not including amounts used to pay costs of issuance and other common costs (such as capitalized interest and fees paid for a qualified guarantee or qualified hedge) and amounts invested in a reserve or replacement fund) or $5,000,000 will be used, directly or indirectly, to make or finance loans to any persons. (d) No user of the Project other than a state or local governmental unit will use more than five percent of the Project, in the aggregate, on any basis other than the same basis as the general public. 6.2. I.R.S. Form 8038-G. The information contained in the Information Return for Tax-Exempt Governmental Obligations, Form 8038-G, is true and complete. The City will file Form 8038-G (and all other required information reporting forms) in a timely manner. 6.3. Bank Qualification. (a) The City hereby designates each of the Bonds as a “qualified tax-exempt obligation” for the purposes and within the meaning of Section 265(b)(3) of the Code. (b) The City has not entered into and will not enter into any agreements under which obligations issued by any other entity in calendar year 2015 were or will be allocated to the City for purposes of Section 265(b)(3) of the Code. (c) The City is not subject to the Control of any entity, and there are no entities subject to Control of the City that issued or may issue tax-exempt obligations during calendar year 2015. During calendar year 2015, the City has not and will not issue tax- exempt bonds on behalf of any other entity. The City has not and will not borrow the proceeds or otherwise use the proceeds of any tax-exempt bonds issued by another entity during calendar year 2015. (d) The par amount of the Bonds does not exceed $10,000,000 and the issue price of the Bonds does not exceed $10,000,000. The Bonds have not been sold in conjunction with any other obligations. 197 -39- (e) In calendar year 2015, other than the Bonds, no tax-exempt obligations of any kind have been issued, are reasonably expected to be issued, or will be issued (A) by or on behalf of the City or (B) by any entity subject to Control by the City (including any entity which may hereafter come into existence). (f) In calendar year 2015, no entity has issued or will issue tax-exempt obligations which, but for the $10,000,000 limitations of Section 265(b)(3) of the Code would have been or would be issued (A) by or on behalf of the City or (B) by any entity subject to Control by the City (including any entity which may hereafter come into existence). The City will receive substantial benefits from the project financed by the Bonds. (g) The City may take an action or permit an action to be taken that is contrary to the requirements of this paragraph 6.3 only if, in addition to the requirements of paragraph 7.8, the action will not adversely affect the treatment of the Bonds as “qualified tax-exempt obligations” for the purpose and within the meaning of Section 265(b)(3) of the Code and the City obtains an opinion of Bond Counsel to that effect. 7.1. Termination; Interest of City in Rebate Fund. The terms and provisions set forth in this Section shall terminate at the later of (a) 75 days after the Bonds have been fully paid and retired or (b) the date on which all payments, if any, required to satisfy the Rebate Provisions of the Code have been made to the United States. Notwithstanding the foregoing, the provisions of paragraphs 4.2, 4.3(c) and 7.9 hereof shall not terminate until the third anniversary of the date the Bonds are fully paid and retired. 7.2. Separate Issue. Since a date that is 15 days prior to the date of sale of the Bonds by the City to the Purchaser, neither the City nor any member of the same Controlled Group as the City has sold or delivered any tax-exempt obligations other than the Bonds that are reasonably expected to be paid out of substantially the same source of funds as the Bonds. Neither the City nor any member of the same Controlled Group as the City will sell or deliver within 15 days after the date of sale of the Bonds any tax-exempt obligations other than the Bonds that are reasonably expected to be paid out of substantially the same source of funds as the Bonds. 7.3. No Sale of the Project. (a) Other than as provided in the next sentence, neither the Project nor any portion thereof has been, is expected to be, or will be sold or otherwise disposed of, in whole or in part, prior to the earlier of (i) the last date of the reasonably expected economic life to the City of the property (determined on the date of issuance of the Bonds) or (ii) the last maturity date of the Bonds. The City may dispose of personal property in the ordinary course of an established government program prior to the earlier of (i) the last date of the reasonably expected economic life to the City of the property (determined on the date of issuance of the Bonds) or (ii) the last maturity of the Bonds, provided: (A) the weighted average maturity of the Bonds financing the personal property is not greater than 120 percent of the reasonably expected actual use of that property for governmental purposes; (B) the City reasonably expects on the issue date 198 -40- that the fair market value of that property on the date of disposition will be not greater than 25 percent of its cost; (C) the property is no longer suitable for its governmental purposes on the date of disposition; and (D) the City deposits amounts received from the disposition in a commingled fund with substantial tax or other governmental revenues and the City reasonably expects to spend the amounts on governmental programs within six months from the date of the commingling. (b) The City acknowledges that if Bond-financed property is sold or otherwise disposed of in a manner contrary to (a) above, such sale or disposition may constitute a “deliberate action” within the meaning of the Regulations that may require prompt remedial actions to prevent interest on the Bonds from being included in gross income for federal income tax purposes. The City shall promptly contact Bond Counsel if a sale or other disposition of Bond-financed property in a manner contrary to (a) above is considered by the City. 7.4. Purchase of Bonds by City. The City will not purchase any of the Bonds except to cancel such Bonds. 7.5. First Call Date Limitation. The period between the date of Closing and the first call date of the Bonds is not more than 10-1/2 years. 7.6. Registered Form. The City recognizes that Section 149(a) of the Code requires the Bonds to be issued and to remain in fully registered form in order that interest thereon be exempt from federal income taxation under laws in force at the time the Bonds are delivered. In this connection, the City agrees that it will maintain the Bonds in registered form and will not take any action to permit the Bonds to be issued in, or converted into, bearer or coupon form. 7.7. Future Events. The City acknowledges that any changes in facts or expectations from those set forth herein may result in different Yield restrictions or rebate requirements from those set forth herein. The City shall promptly contact Bond Counsel if such changes do occur. 7.8. Permitted Changes; Opinion of Bond Counsel. Any restriction or covenant contained in this Section need not be observed, and any provision of this Section may be changed or amended, only if (in addition to any requirements for a particular change contained elsewhere in this Section) such nonobservance, change or amendment will not result in the loss of the exclusion from gross income for federal income tax purposes of interest on the Bonds or the inclusion of interest on the Bonds as an item of tax preference in computing the alternative minimum tax for individuals and corporations under the Code and the City receives an opinion of Bond Counsel to such effect. Unless the City otherwise directs, such opinion shall be in such form and contain such disclosures and disclaimers as may be required so that such opinion will not be treated as a covered opinion for purposes of Treasury Department regulations governing practice before the IRS (Circular 230) 31 C.F.R. pt. 10. 199 -41- 7.9. Records Retention. The City agrees to keep and retain or cause to be kept and retained sufficient records to support the continued exclusion of the interest paid on the Bonds from federal income taxation, to demonstrate compliance with the covenants in this Ordinance and to show that all tax returns related to the Bonds submitted or required to be submitted to the IRS are correct and timely filed. Such records shall include, but are not limited to, basic records relating to the Bond transaction (including this Ordinance and the Bond Counsel opinion); documentation evidencing the expenditure of Bond proceeds; documentation evidencing the use of Bond-financed property by public and private entities (i.e., copies of leases, management contracts and research agreements); documentation evidencing all sources of payment or security for the Bonds; and documentation pertaining to any investment of Bond proceeds (including the information required under paragraphs 4.2 and 4.3 hereof and in particular information related to the purchase and sale of securities, SLGs subscriptions, yield calculations for each class of investments, actual investment income received from the investment of proceeds, guaranteed investment contracts and documentation of any bidding procedure related thereto and any fees paid for the acquisition or management of investments and any rebate calculations). Such records shall be kept for as long as the Bonds are outstanding, plus three (3) years after the later of the final payment date of the Bonds or the final payment date of any obligations or series of obligations issued to refund directly or indirectly all or any portion of the Bonds. 7.10. Post-Issuance Compliance Policy. The City acknowledges that the IRS encourages issuers of tax-exempt bonds to adopt written post-issuance compliance policies in addition to its bond documents, and provides certain potential benefits to issuers that do so. For example, issuers may receive more favorable terms on any voluntary settlement pursuant to the IRS’ voluntary closing agreement program if an issuer has adopted written procedures that, at a minimum, specify the official(s) with responsibility for monitoring compliance, a description of the training provided to such responsible official(s) with regard to monitoring compliance, the frequency of compliance checks (must be at least annual), the nature of the compliance activities required to be undertaken, the procedures used to timely identify and elevate the resolution of a violation when it occurs or is expected to occur, procedures for the retention of all records material to substantiate compliance with the applicable federal tax requirements, and an awareness of the availability of the IRS’ voluntary closing agreement program and other remedial actions to resolve violations. Generally, a reference to reliance on the bond documents, without more, will not qualify as sufficient written procedures for these purposes. The City has adopted written post-issuance compliance policies that meet the foregoing, which are contained in this Ordinance. The post-issuance compliance policies do not constitute part of this Section, and the City may modify or eliminate any post-issuance compliance policies without the consent of the holders of the Bonds and without regard to paragraph 7.8. 200 -42- 7.11. Successors and Assigns. The terms, provisions, covenants and conditions of this Section shall bind and inure to the benefit of the respective successors and assigns of the Board and the City. 7.12. Expectations. The Board has reviewed the facts, estimates and circumstances in existence on the date of issuance of the Bonds. On the basis of the facts and estimates contained herein, the City has adopted the expectations contained herein. Such expectations are reasonable and there are no other facts, estimates and circumstances that would materially change such expectations. The City also agrees and covenants with the purchasers and holders of the Bonds from time to time outstanding that, to the extent possible under Illinois law, it will comply with whatever federal tax law is adopted in the future which applies to the Bonds and affects the tax-exempt status of the Bonds. The Council hereby authorizes the officials of the City responsible for issuing the Bonds, the same being the Mayor, City Clerk and City Treasurer, to make such further covenants and certifications as may be necessary to assure that the use thereof will not cause the Bonds to be arbitrage bonds and to assure that the interest on the Bonds will be exempt from federal income taxation. In connection therewith, the City and the Council further agree: (a) through their officers, to make such further specific covenants, representations as shall be truthful, and assurances as may be necessary or advisable; (b) to consult with counsel approving the Bonds and to comply with such advice as may be given; (c) to pay to the United States, as necessary, such sums of money representing required rebates of excess arbitrage profits relating to the Bonds; (d) to file such forms, statements, and supporting documents as may be required and in a timely manner; and (e) if deemed necessary or advisable by their officers, to employ and pay fiscal agents, financial advisors, attorneys, and other persons to assist the City in such compliance. 201 -43- Section 14. List of Bondholders. The Bond Registrar shall maintain a list of the names and addresses of the holders of all Bonds and upon any transfer shall add the name and address of the new Bondholder and eliminate the name and address of the transferor Bondholder. Section 15. Duties of Bond Registrar. If requested by the Bond Registrar, the Mayor and City Clerk of the City are authorized to execute the Bond Registrar’s standard form of agreement between the City and the Bond Registrar with respect to the obligations and duties of the Bond Registrar hereunder which may include the following: (a) to act as bond registrar, authenticating agent, paying agent and transfer agent as provided herein; (b) to maintain a list of Bondholders as set forth herein and to furnish such list to the City upon request, but otherwise to keep such list confidential; (c) to give notice of redemption of the Bonds as provided herein; (d) to cancel and/or destroy Bonds which have been paid at maturity or submitted for exchange or transfer; (e) to furnish the City at least annually a certificate with respect to Bonds cancelled and/or destroyed; and (f) to furnish the City at least annually an audit confirmation of Bonds paid, Bonds outstanding and payments made with respect to interest on the Bonds. Section 16. Continuing Disclosure Undertaking. The Mayor or City Treasurer is hereby authorized, empowered and directed to execute and deliver a Continuing Disclosure Undertaking (the “Continuing Disclosure Undertaking”) in connection with the issuance of the Bonds, with such provisions therein as he or she shall approve, his or her execution thereof to constitute conclusive evidence of his or her approval of such provisions. When the Continuing Disclosure Undertaking is executed and delivered on behalf of the City as herein provided, the Continuing Disclosure Undertaking will be binding on the City and the officers, employees and agents of the City, and the officers, employees and agents of the City are hereby authorized, 202 -44- empowered and directed to do all such acts and things and to execute all such documents as may be necessary to carry out and comply with the provisions of the Continuing Disclosure Undertaking as executed. Notwithstanding any other provision of this Ordinance, the sole remedies for failure to comply with the Continuing Disclosure Undertaking shall be the ability of the beneficial owner of any Bond to seek mandamus or specific performance by court order, to cause the City to comply with its obligations under the Continuing Disclosure Undertaking. Section 17. Record-Keeping Policy and Post-Issuance Compliance Matters. It is necessary and in the best interest of the City to maintain sufficient records to demonstrate compliance with its covenants and expectations to ensure the appropriate federal tax status for the Bonds and other debt obligations of the City, the interest on which is excludable from “gross income” for federal income tax purposes or which enable the City or the holder to receive federal tax benefits, including, but not limited to, qualified tax credit bonds and other specified tax credit bonds (including the Bonds, the “Tax Advantaged Obligations”). Further, it is necessary and in the best interest of the City that (i) the Council adopt policies with respect to record-keeping and post issuance compliance with the City’s covenants related to its Tax Advantaged Obligations and (ii) the Compliance Officer (as hereinafter defined) at least annually review the City’s Contracts (as hereinafter defined) to determine whether the Tax Advantaged Obligations comply with the federal tax requirements applicable to each issue of the Tax Advantaged Obligations. The Council and the City hereby adopt the following Record-Keeping Policy and, in doing so, amend any similar Record-Keeping Policy or Policies heretofore adopted: (a) Compliance Officer is Responsible for Records. The Director of Finance of the City (the “Compliance Officer”) is hereby designated as the keeper of all records of the City with respect to each issue of the Tax Advantaged Obligations, and such officer shall report to the Council at least annually that he/she has all of the required records in his/her possession, or is taking appropriate action to obtain or recover such records. (b) Closing Transcripts. For each issue of Tax Advantaged Obligations, the Compliance Officer shall receive, and shall keep and maintain, a true, correct and 203 -45- complete counterpart of each and every document and agreement delivered in connection with the issuance of the Tax Advantaged Obligations, including without limitation (i) the proceedings of the City authorizing the Tax Advantaged Obligations, (ii) any offering document with respect to the offer and sale of the Tax Advantaged Obligations, (iii) any legal opinions with respect to the Tax Advantaged Obligations delivered by any lawyers, and (iv) all written representations of any person delivered in connection with the issuance and initial sale of the Tax Advantaged Obligations. (c) Arbitrage Rebate Liability. The Compliance Officer shall review the agreements of the City with respect to each issue of Tax Advantaged Obligations and shall prepare a report for the Council stating whether or not the City has any rebate liability to the United States Treasury, and setting forth any applicable exemptions that each issue of Tax Advantaged Obligations may have from rebate liability. Such report shall be updated annually and delivered to the Council. (d) Recommended Records. The Compliance Officer shall review the records related to each issue of Tax Advantaged Obligations and shall determine what requirements the City must meet in order to maintain the tax-exemption of interest paid on its Tax Advantaged Obligations, its entitlement to direct payments by the United States Treasury of the applicable percentages of each interest payment due and owing on its Tax Advantaged Obligations, and applicable tax credits or other tax benefits arising from its Tax Advantaged Obligations. The Compliance Officer shall then prepare a list of the contracts, requisitions, invoices, receipts and other information that may be needed in order to establish that the interest paid on the Tax Advantaged Obligations is entitled to be excluded from “gross income” for federal income tax purposes, that the City is entitled to receive from the United States Treasury direct payments of the applicable percentages of interest payments coming due and owing on its Tax Advantaged Obligations, and the entitlement of holders of any Tax Advantaged Obligations to any tax credits or other tax benefits, respectively. Notwithstanding any other policy of the City, such retained records shall be kept for as long as the Tax Advantaged Obligations relating to such records (and any obligations issued to refund the Tax Advantaged Obligations) are outstanding, plus three years, and shall at least include: (i) complete copies of the transcripts delivered when any issue of Tax Advantaged Obligations is initially issued and sold; (ii) copies of account statements showing the disbursements of all Tax Advantaged Obligation proceeds for their intended purposes, and records showing the assets and other property financed by such disbursements; (iii) copies of account statements showing all investment activity of any and all accounts in which the proceeds of any issue of Tax Advantaged Obligations has been held or in which funds to be used for the payment of principal of or interest on any Tax Advantaged Obligations has been held, or which has provided security to the holders or credit enhancers of any Tax Advantaged Obligations; 204 -46- (iv) copies of all bid requests and bid responses used in the acquisition of any special investments used for the proceeds of any issue of Tax Advantaged Obligations, including any swaps, swaptions, or other financial derivatives entered into in order to establish that such instruments were purchased at fair market value; (v) copies of any subscriptions to the United States Treasury for the purchase of State and Local Government Series (SLGS) obligations; (vi) any calculations of liability for arbitrage rebate that is or may become due with respect to any issue of Tax Advantaged Obligations, and any calculations prepared to show that no arbitrage rebate is due, together, if applicable, with account statements or cancelled checks showing the payment of any rebate amounts to the United States Treasury together with any applicable IRS Form 8038-T; and (vii) copies of all contracts and agreements of the City, including any leases (the “Contracts”), with respect to the use of any property owned by the City and acquired, constructed or otherwise financed or refinanced with the proceeds of the Tax Advantaged Obligations effective at any time when such Tax Advantaged Obligations are, will or have been outstanding. Copies of contracts covering no more than 50 days of use and contracts related to City employees need not be retained. (e) IRS Examinations or Inquiries. In the event the IRS commences an examination of any issue of Tax Advantaged Obligations or requests a response to a compliance check, questionnaire or other inquiry, the Compliance Officer shall inform the Council of such event, and is authorized to respond to inquiries of the IRS, and to hire outside, independent professional counsel to assist in the response to the examination or inquiry. (f) Annual Review. The Compliance Officer shall conduct an annual review of the Contracts and other records to determine for each issue of Tax Advantaged Obligations then outstanding whether each such issue complies with the federal tax requirements applicable to such issue, including restrictions on private business use, private payments and private loans. The Compliance Officer is expressly authorized, without further official action of the Council, to hire outside, independent professional counsel to assist in such review. To the extent that any violations or potential violations of federal tax requirements are discovered incidental to such review, the Compliance Officer may make recommendations or take such actions as the Compliance Officer shall reasonably deem necessary to assure the timely correction of such violations or potential violations through remedial actions described in the United States Treasury Regulations, or the Tax Exempt Bonds Voluntary Closing Agreement Program described in Treasury Notice 2008-31 or similar program instituted by the IRS. 205 -47- (g) Training. The Compliance Officer shall undertake to maintain reasonable levels of knowledge concerning the rules related to tax-exempt bonds (and build America bonds and tax credit bonds to the extent the City has outstanding build America bonds or tax-credit bonds) so that such officer may fulfill the duties described in this Section. The Compliance Officer may consult with counsel, attend conferences and presentations of trade groups, read materials posted on various web sites, including the web site of the Tax Exempt Bond function of the IRS, and use other means to maintain such knowledge. Recognizing that the Compliance Officer may not be fully knowledgeable in this area, the Compliance Officer may consult with outside counsel, consultants and experts to assist him or her in exercising his or her duties hereunder. The Compliance Officer will endeavor to make sure that the City’s staff is aware of the need for continuing compliance. The Compliance Officer will provide copies of this Ordinance and the Tax Exemption Certificate and Agreement or other applicable tax documents for each series of Tax Advantaged Obligations then currently outstanding (the “Tax Agreements”) to staff members who may be responsible for taking actions described in such documents. The Compliance Officer should assist in the education of any new Compliance Officer and the transition of the duties under these procedures. The Compliance Officer will review this Ordinance and each of the Tax Agreements periodically to determine if there are portions that need further explanation and, if so, will attempt to obtain such explanation from counsel or from other experts, consultants or staff. (h) Amendment and Waiver. The procedures described in this Section are only for the benefit of the City. No other person (including an owner of a Tax Advantaged Obligation) may rely on the procedures included in this Section. The City may amend this Section and any provision of this Section may be waived, without the consent of the holders of any Tax Advantaged Obligations and as authorized by passage of an ordinance by the Council. Additional procedures may be required for Tax Advantaged Obligations the proceeds of which are used for purposes other than capital governmentally owned projects or refundings of such, including tax increment financing bonds, bonds financing output facilities, bonds financing working capital, or private activity bonds. The City also recognizes that these procedures may need to be revised in the event the City enters into any derivative products with respect to its Tax Advantaged Obligations. Section 18. Defeasance. Any Bond or Bonds which (a) are paid and cancelled, (b) which have matured and for which sufficient sums been deposited with the Bond Registrar to pay all principal and interest due thereon, or (c) for which sufficient (i) full faith and credit obligations of the United States, the timely payment of which are guaranteed by the United States Treasury, (ii) certificates of participation in a trust comprised solely of full faith and credit obligations of the United States, or (iii) cash, have been deposited with the Bond Registrar or similar institution to pay, taking into account investment earnings on such obligations, all 206 -48- principal of and interest on such Bond or Bonds when due at maturity or as called for redemption, pursuant to an irrevocable escrow or trust agreement, shall cease to have any lien on or right to receive or be paid from the Pledged Taxes and shall no longer have the benefits of any covenant for the registered owners of outstanding Bonds as set forth herein as such relates to lien and security of the outstanding Bonds. All covenants relative to the tax-exempt status of the Bonds; and payment, registration, transfer, and exchange; are expressly continued for all Bonds whether outstanding Bonds or not. 207 -49- Section 19. Superseder and Effective Date. All ordinances, resolutions, and orders, or parts thereof, in conflict herewith, are to the extent of such conflict hereby superseded, including expressly Ordinance No. 2013-070 to the extent necessary for the Bonds to be payable from a direct annual ad valorem tax levied against all taxable property in the City, without limitation as to rate or amount; and this Ordinance shall be in full force and effect immediately upon its passage and approval. ADOPTED: August 3, 2015 AYES: _________________________________________________________ _________________________________________________________ NAYS: _________________________________________________________ ABSENT: _________________________________________________________ Approved: August 3, 2015 _______________________________________ Mayor, City of Lake Forest, Lake County, Illinois ATTEST: __________________________________ City Clerk, City of Lake Forest, Lake County, Illinois Recorded in the City Records on August 3, 2015. 208 STATE OF ILLINOIS ) ) SS COUNTY OF LAKE ) CERTIFICATION OF ORDINANCE AND MINUTES I, the undersigned, do hereby certify that I am the duly qualified and acting City Clerk of the City of Lake Forest, Lake County, Illinois (the “City”), and as such official I am the keeper of the records and files of the City Council of the City (the “Council”). I do further certify that the foregoing constitutes a full, true and complete transcript of the minutes of the meeting of the Council held on the 3rd day of August, 2015, insofar as same relates to the adoption of Ordinance No. _____ entitled: AN ORDINANCE providing for the issuance of $10,000,000 General Obligation Bonds, Series 2015, of the City of Lake Forest, Lake County, Illinois, for the purpose of financing certain capital improvements within the City, providing for the levy and collection of a direct annual tax sufficient to pay the principal and interest on said bonds, and authorizing the sale of said bonds to _________. a true, correct and complete copy of which said ordinance as adopted at said meeting appears in the foregoing transcript of the minutes of said meeting. I do further certify that the deliberations of the Council on the adoption of said ordinance were conducted openly, that the vote on the adoption of said ordinance was taken openly, that said meeting was held at a specified time and place convenient to the public, that notice of said meeting was duly given to all of the news media requesting such notice, that an agenda for said meeting was posted at the location where said meeting was held and at the principal office of the Council at least 72 hours in advance of the holding of said meeting, that at least one copy of said agenda was continuously available for public review during the entire 72-hour period preceding said meeting, that said agenda contained a separate specific item concerning the proposed adoption of said ordinance, a true, correct and complete copy of the agenda as so posted being attached hereto as Exhibit A, that said meeting was called and held in strict compliance with the provisions the Open Meetings Act of the State of Illinois, as amended, and with the provisions of the Illinois Municipal Code, as amended, and that the Council has complied with all of the applicable provisions of said Act and said Code and its procedural rules in the adoption of said ordinance. 209 -2- IN WITNESS WHEREOF, I hereunto affix my official signature and the seal of the City, this 3rd day of August, 2015. _______________________________________ City Clerk [SEAL] 210 STATE OF ILLINOIS ) ) SS COUNTY OF LAKE ) FILING CERTIFICATE I, the undersigned, do hereby certify that I am the duly qualified and acting County Clerk of The County of Lake, Illinois, and as such official I do further certify that on the ____ day of August, 2015, there was filed in my office a duly certified copy of Ordinance No. _____ entitled: AN ORDINANCE providing for the issuance of $10,000,000 General Obligation Bonds, Series 2015, of the City of Lake Forest, Lake County, Illinois, for the purpose of financing certain capital improvements within the City, providing for the levy and collection of a direct annual tax sufficient to pay the principal and interest on said bonds, and authorizing the sale of said bonds to _________. duly adopted by the City Council of the City of Lake Forest, Lake County, Illinois, on the 3rd day of August, 2015, and approved by the Mayor, and that the same has been deposited in (and all as appearing from) the official files and records of my office. IN WITNESS WHEREOF, I hereunto affix my official signature and the seal of said County, this ____ day of August, 2015. _______________________________________ County Clerk of The County of Lake, Illinois [SEAL] 211 STATE OF ILLINOIS ) ) SS COUNTY OF LAKE ) CERTIFICATE OF PUBLICATION IN PAMPHLET FORM I, the undersigned, do hereby certify that I am the duly qualified and acting City Clerk of the City of Lake Forest, Lake County, Illinois (the “City”), and as such official I am the keeper of the official journal of proceedings, books, records, minutes and files of the City and of the City Council (the “Council”) of the City. I do further certify that on the ____ day of August, 2015 there was published in pamphlet form, by authority of the Council, a true, correct, and complete copy of Ordinance ____________ of the City entitled: AN ORDINANCE providing for the issuance of $10,000,000 General Obligation Bonds, Series 2015, of the City of Lake Forest, Lake County, Illinois, for the purpose of financing certain capital improvements within the City, providing for the levy and collection of a direct annual tax sufficient to pay the principal and interest on said bonds, and authorizing the sale of said bonds to _________. and providing for the issuance of said bonds, and that the ordinance as so published was on that date readily available for public inspection and distribution, in sufficient number so as to meet the needs of the general public, at my office as City Clerk located in the City. IN WITNESS WHEREOF, I have affixed hereto my official signature and the seal of the City this ____ day of August, 2015. _______________________________________ City Clerk [SEAL] 212 EXTRACT OF MINUTES of a regular public meeting of the City Council of the City of Lake Forest, Lake County, Illinois, held at City Hall, Lake Forest, Illinois, at 6:30 p.m., on the 20th day of July, 2015. The Mayor called the meeting to order and directed the City Clerk to call the roll. Upon the roll being called, Donald P. Schoenheider, the Mayor, and the following Aldermen were physically present at said location: __________________________________________________ ______________________________________________________________________________ ______________________________________________________________________________ The following Aldermen were allowed by a majority of the members of the City Council in accordance with and to the extent allowed by rules adopted by the City Council to attend the meeting by video or audio conference: _______________________________________________ ______________________________________________________________________________ No Alderman was not permitted to attend the meeting by video or audio conference. The following Aldermen were absent and did not participate in the meeting in any manner or to any extent whatsoever: ________________________________________________ The Mayor announced that the City Council is considering issuing general obligation bonds pursuant to its home rule powers for the purpose of financing certain capital improvements within the City, and that the City Council would consider the adoption of an ordinance providing for the issue of said bonds and the levy of a direct annual tax sufficient to pay the principal and interest thereon. The Mayor also summarized the pertinent terms of said proposal and said bonds, including the length of maturity, rates of interest, purchase price and tax levy for said bonds. WHEREUPON, Alderman _____________ moved and Alderman ______________ seconded the motion that there be introduced for first reading an ordinance entitled: 213 -2- AN ORDINANCE providing for the issuance of approximately $10,000,000 General Obligation Bonds, Series 2015, of the City of Lake Forest, Lake County, Illinois, for the purpose of financing certain capital improvements within the City, providing for the levy and collection of a direct annual tax sufficient to pay the principal and interest on said bonds, and authorizing the sale of said bonds to the purchaser thereof. (the “Bond Ordinance”). Thereupon the Mayor directed that the roll be called for a vote upon the motion to introduce the Bond Ordinance for first reading. Upon the roll being called, the following Aldermen voted: AYE: ___________________________________________________________________ ___________________________________________________________________ NAY: ___________________________________________________________________ ABSENT: ___________________________________________________________________ Whereupon the Mayor declared the motion carried and did direct the City Clerk to record the same in full in the records of the City Council, which was thereupon done. Other business not pertinent to the adoption of said ordinance was duly transacted at said meeting. Upon motion duly made and seconded, the meeting was adjourned. ____________________________________ City Clerk 214 STATE OF ILLINOIS ) ) SS COUNTY OF LAKE ) CERTIFICATION OF INTRODUCTION OF ORDINANCE AND MINUTES I, the undersigned, do hereby certify that I am the duly qualified and City Clerk of the City of Lake Forest, Lake County, Illinois (the “City”), and as such officer I am the keeper of the books, records, files, and journal of proceedings of the City and of the City Council (the “Council”) of the City. I do further certify that the foregoing constitutes a full, true and complete transcript of the minutes of the legally convened meeting of the Council held on the 20th day of July, 2015, insofar as same relates to the introduction for first reading of an ordinance entitled: AN ORDINANCE providing for the issuance of approximately $10,000,000 General Obligation Bonds, Series 2015, of the City of Lake Forest, Lake County, Illinois, for the purpose of financing certain capital improvements within the City, providing for the levy and collection of a direct annual tax sufficient to pay the principal and interest on said bonds, and authorizing the sale of said bonds to the purchaser thereof. a true, correct and complete copy of which said ordinance as introduced at said meeting appears in the foregoing transcript of the minutes of said meeting. I do further certify that the deliberations of the Council on the introduction of said ordinance were taken openly, that the vote on the introduction of said ordinance was taken openly, that said meeting was held at a specified time and place convenient to the public, that notice of said meeting was duly given to all of the news media requesting such notice of said meeting was duly given to all of the news media requesting such notice; that an agenda for said meeting was posted at the location where said meeting was held and at the principal office of the Council at least 72 hours in advance of the holding of said meeting, that at least one copy of said agenda was continuously available for public review during the entire 72-hour period preceding said meeting, that said agenda contained a separate specific item concerning the proposed adoption of said ordinance, a true, correct and complete copy of the agenda as so posted being attached hereto as Exhibit A, that said meeting was called and held in strict compliance with the provisions the Open Meetings Act of the State of Illinois, as amended, and with the provisions of the Illinois Municipal Code, as amended, and that the Council has complied with all of the applicable provisions of said Act and said Code and its procedural rules in the introduction of said ordinance. 215 -2- IN WITNESS WHEREOF I have hereunto affixed my official signature and the seal of the City, this 20th day of July, 2015. ____________________________________ City Clerk [SEAL] 216 217 THE CITY OF LAKE FOREST ORDINANCE NO. _________ AN ORDINANCE AMENDING THE LAKE FOREST CITY CODE, AS AMENDED, RELATING TO CERTAIN ALCOHOLIC BEVERAGES LICENSES Adopted by the Mayor and City Council of The City of Lake Forest this ___ day of July, 2015. Published in pamphlet form by direction And authority of The City of Lake Forest Lake County, Illinois this ___ day of July, 2015. 218 1 THE CITY OF LAKE FOREST ORDINANCE NO. _________ AN ORDINANCE AMENDING THE LAKE FOREST CITY CODE, AS AMENDED, RELATING TO CERTAIN ALCOHOLIC BEVERAGES LICENSES WHEREAS, the City has established licensing and other regulations related to the sale of alcoholic beverages in the City; and WHEREAS, the City Council, pursuant to its authority under the Illinois Compiled Statutes and its home rule authority, has determined that is in the best interests of the City and its residents to amend the City’s alcoholic beverages regulations in the manners hereinafter set forth; NOW, THEREFORE, BE IT ORDAINED BY THE MAYOR AND CITY COUNCIL OF THE CITY OF LAKE FOREST, COUNTY OF LAKE, STATE OF ILLINOIS, as follows: SECTION ONE: Recitals. The foregoing recitals are incorporated as the findings of the City Council and are hereby incorporated into and made a part of this Ordinance. SECTION TWO: Amendment to Section 111.037 of the City Code. Section 111.037, entitled "Number of Licenses," of the Lake Forest City Code is hereby amended in its entirety, so that Section 111.037 shall hereafter be and read as follows: Sec. 111.037 LAKE FOREST NUMBER OF LICENSES-- (A) The number of liquor licenses issued by the city shall be limited as follows: 219 2 Class Maximum Number of Licenses Authorized A-1 7 A-2 2 A-3 No more than the total number of class A licenses issued by the City B-1 1 C-1 4 C-2 9 C-3 9 D-1 5 E-1 2 F-1 1 F-2 As many as determined reasonable by the Commissioner F-3 As many as determined reasonable by the Commissioner F-4 As many as determined reasonable by the Commissioner F-5 23 F-6 3 G-1 1 G-2 2 H-1 0 H-2 1 1-1 No more than the total number of class B-1, C-1, C-2, C-3, D-1, E- 1, and F-1 licenses issued by the City (B) Without further action of the City Council, the maximum number of licenses in any class shall be automatically reduced by one upon the expiration, revocation or non-renewal of an existing license in any such license class. (Prior Code, § 4-10) (Ord. 2013-26, passed 5-20-2013; Ord. 2013-49, passed 8- 5-2013; Ord. 2013-55, passed 9-3-2013) SECTION THREE: Effective Date. This Ordinance shall be in full force and effect upon its passage, approval, and publication in pamphlet form in the manner provided by law. Passed this ____ day of July, 2015. AYES: NAYS: 220 3 ABSENT: ABSTAIN: Approved this ____ day of July, 2015. _____________________________ Mayor ATTEST: _______________________________ Deputy City Clerk 221 Page 1 of 2 THE CITY OF LAKE FOREST ORDINANCE NO. 2015-___ AN ORDINANCE AMENDING CHAPTER 110.215, OF THE CITY CODE RELATING TO LANDSCAPE AND LAWN CARE PROFESSIONALS WHEREAS, The City of Lake Forest is a home rule, special charter municipal corporation; and WHEREAS, from time to time it is appropriate to review, update and modify the City Code of Lake Forest (the “City Code”) to assure that it appropriately addresses new issues that may arise; and WHEREAS, at the direction of the City Council, the City Staff, City Attorney, and City Council Liaison (the “Panel”) reviewed Section 110.215 of the City Code; and WHEREAS, the Panel determined changing the landscape license year from March 1 through the last day of February to a calendar year would be beneficial; and WHEREAS, the Panel further acknowledged changing the landscape licensing year would better serve applicants and staff; and WHEREAS, after study and deliberation, the Panel recommended approval of an amendment to Section 110.215 as it relates to landscape licensing year; and WHEREAS, the Mayor and City Council, having considered the recommendation of the City Manager, City Staff, City Council Liaison, have determined that adopting this Ordinance and amending the City Code provisions relating to landscape licensing year as hereinafter set forth, will be in the best interests of the City and its residents; NOW, THEREFORE, BE IT ORDAINED BY THE MAYOR AND CITY COUNCIL OF THE CITY OF LAKE FOREST, COUNTY OF LAKE, STATE OF ILLINOIS, AS FOLLOWS: 222 Page 2 of 2 SECTION ONE: Recitals. The foregoing recitals are hereby adopted by this reference as the findings of the City Council and are hereby incorporated into this Section as if fully set forth. SECTION TWO: That the definition of “License Year” as set forth in Section 110.215, entitled “Definitions,” of Chapter 110, entitled “Licenses and Miscellaneous Businesses,” of Title XI, entitled “Business Regulations,” of the City Code, is hereby amended in its entirety, so that the definition of “License Year” shall hereafter be and read as follows: LICENSE YEAR. The one-year period in which a license issued pursuant to this subchapter is valid, beginning March 1 January 1 in any calendar year and expiring on the last day of February December of the following same calendar year. SECTION THREE: Effective Date. This ordinance shall be in full force and effect upon its passage, approval, and publication in pamphlet form in the manner provided by law. Passed this ____ day of _____, 2015 AYES: NAYS: ABSENT: ABSTAIN: Approved this _____ day of ____, 2015 Mayor ATTEST: Deputy City Clerk 223